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buying a home: Think About Future Resale Value When Buying - 10/03/11 05:00 PM
When you buy your next home in Las Cruces you should put a lot of thought into it. Don't just think about your needs and desires, think about what's going to happen when you try to sell it in the future. Here are 2 things to consider when thinking about your resale value. Buying a Home With a View May Not be Worth the Price Homes with a pleasant view of the horizon often sell at a premium above similar homes without the view. However, if a view is important to you, buy it mostly for your own pleasure and
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buying a home: Don't Buy that New Car - 09/01/11 12:03 PM
If you are thinking about buying a new house you need to think carefully about big purchases, like buying a new car. We worked with a very nice couple this weekend who are ready to buy a house in Las Cruces. They were upset because they didn't qualify for as much as they thought they could afford. It turns out that two months ago they bought a new car. The wife had just received a huge raise at her job, and they started upgrading their lifestyle. First they bought her a new car (and she deserved it). Then they started
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buying a home: Write a Vision Statement for Your Perfect Home - 04/27/11 10:13 AM
If you are thinking of buying a new home in Las Cruces in the near future try writing a vision statement. Your vision statement isn't just a statement that lists your most desired features, it explains what your life will be like in your new home. Include all elements of your life, including where, how much time you spend there, do you work there, play, rest, etc. Why Do You Need a Vision of Your Home and How Will You Use It? Before you've even started searching for a home in Las Cruces, you have already made a commitment. The Vision will
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buying a home: Settling In Your New Home - 04/11/11 05:22 PM
Shortly after buying a new home, you may feel overwhelmed with moving boxes and bubble wrap. However, besides ensuring a smooth moving process, there are several other things you need to take care of as you're getting settled into your home. While you're unpacking, make sure you handle these post-purchase musts: 1. Fill out a change of address form. Visit the local post office or go to the United States Postal Service website to complete an official change of address form. For banks and financial companies, contact them directly to let them know you've moved. You probably should have done this just
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buying a home: How to Survive a HOA - 01/21/11 10:57 AM
A Home Owners Association is typically a volunteer group of neighbors who manage the common areas of a subdivision, enforce covenants, and create rules and restrictions. According to the U.S. Census Bureau, the average annual dues for a HOA is $420 and houses in HOAs are valued at 5.4% higher than those not involved in HOAs. That's $1,067 on the average U.S. home value of $197,600. http://www.cato.org/pubs/regulation/regv28n3/v28n3-2.pdfMost people don't think about their HOA until they have a problem, but if you're moving into a neighborhood with a HOA you should learn more about it and potentially get involved. HOAs make and
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buying a home: 3 More Things to Consider When Buying Real Estate - 01/10/11 10:32 AM
Once you have selected the right house to buy and decided on a price to offer, it's time to start thinking about the final steps. Here are 3 final steps in the process.1. Contract Get familiar with the contract process. As a first time home buyer you've never been a party to a real estate purchase and sale agreement. You'll need to do some studying to learn the elements and terms of a sales contract. Here is a short list of the basic elements of a real estate contract:Acceptance: How much time the seller has to either accept the offer or
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buying a home: 7 Ways to Improve Your Credit - 11/08/10 07:08 PM
One of the first steps in buying a home is figuring out how much you can afford. Once you've done that you start the search and start dreaming about owning and moving into a new home. All of a sudden every little bad thing about your existing home starts to get under your skin. You've made up your mind. You're moving. The worst possible thing to stop this momentum is having a banker tell you no. The typical reason for telling you no is that your credit is bad. Here are a few tips to make your credit better: Pay Your Bills
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buying a home: 3 No-So-Obvious Ways to Know if You Should Buy a Home - 09/27/10 10:26 AM
In a perfect world, you should buy a home. You need a place to live. You have to pay for that living. Hence, real estate is a great investment for you. Right? Unfortunately, we don't live in a perfect world. More and more people are realizing this. Okay, maybe I should say that more and more banks are realizing and enforcing this. The 2 most obvious factors in deciding if you should own a home are credit and money. Simply put, if you can't afford it, you can't buy it. Our website has comprehensive information on real estate and has a
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buying a home: How is the Market? - I still say it’s GREAT! - 09/18/10 11:40 AM
I wrote a Blog Post in June with this same title. Then in August, I wrote "NOW is absolutely the best time ever to buy a home." I stand by both of those statements. You will find some home owners, potential home buyers, and even some REALTORS who say the market is terrible. Whatever that means! I say, "Chicken Little don't worry, the sky is NOT falling". But, Chicken Little says look at what I see: Based on the first 6 months of 2010, we said sales are up over 2008 and 2009, and
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buying a home: We can positively say NOW is absolutely the best time ever to buy a home - 06/22/10 11:03 AM
We can positively sayNOW is absolutely the best time ever to buy a home. Whether it is your first Home, you are moving up, or you are downsizing, we want you to know that it is an exciting time for home buyers in Las Cruces. If you have a home to sell, the Market activity is peaking, and homes under $250,000 are selling quickly. If you are even considering buying a home, you need to read on and take 90 Seconds to watch this video… This video perfectly sums up why the Current Market conditions are perfect for a Home
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buying a home: "How to Make a Fortune" by Ron Insana - 01/19/10 12:25 PM
To keep you informed about the Las Cruces Real Estate market, we are providing you with informative articles and information that our team thinks will be of interest to you. If you have any questions, feel free to call or email us. “This is one of the few times in life you get to buy at the bottom of the market.” NBC’s Today Show recently interviewed their financial expert Ron Insana. What he said is that now is absolutely the best time to buy and invest in Real Estate. I believe that it is important that you look at this
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Evelyn Bruder, CRS, GRI, ABR, E-PRO
Las Cruces,
NM
More about me
Steinborn & Associates Real Estate
Address: 141 N. Roadrunner Parkway, Suite 141, Las Cruces, NM, 88011
Office Phone: (575) 532-2211
Cell Phone: (575) 650-7224
Email Me
I will provide information about the Las Cruces area Real Estate Market, and in addition, general information on Real Estate related topics. This blog should be a resource for both those already living here, as well as anyone considering relocating or retiring in Las Cruces so I will also add any new and current community Information that I know. This blog's ability to provide day to day information is intended to supplement all of the many Real Estate resources that are to be found on my WEBSTITE: www.HomesForSaleInLasCruces.com I am proud of this Website and I encourage you to visit.
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