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elkhart indiana real estate expert: Elkhart Indiana, How Much Will A Loan Modification Cost You Under The Homeowner Affordability and Stability Plan? - 02/21/09 03:28 PM
There is no cost to Elkhart Indiana Borrowers for a modification under the Homeowner Affordability and Stability Plan.  If you wish to get assistance from a HUD-approved housing counseling agency or are referred to a couselor as a condition of the loan modification, you will not be charged a fee.  Elkhart Indiana Borrowers should beware of any organization that attempts to charge a fee for houseing counseling or loan modification of a delinquest loan, especially if they require a fee in advance.
Still have questions?  Call your local Elkhart Indiana Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.
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elkhart indiana real estate expert: Elkhart Indiana, Do I Have To Be Behind in my Mortgage Payments to Qualify for the Homeowner Affordability and Stability Plan? - 02/21/09 03:23 PM
No, no, no, no, NO!  Elkhart Indiana Borrowers who are struggling to stay current on ther Mortgage Payments may be eligible if thier income is not sufficient to continue to make their Mortgage Payments and they are at risk of imminent default.  This may be due to several factors, such as a loss of income, a significant increase in expenses, or an interest rate that will reset to an unaffordable level.
Still have questions?  Call your local Elkhart Indiana Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.
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elkhart indiana real estate expert: Elkhart Indiana, How Do I Know If I Quality for The Homeowner Affordability and Stability Plan? - 02/21/09 03:16 PM
In general, you may qualify for a Mortgage Modification under the Homeowner Affordability and Stability Plan if:
You occupy your house as your primary Elkhart Indiana residence Your monthly Mortgage Payment is greater than 31% of your monthly gross income Your loan is not large enough to exceed current Fannie Mae and Freddie Mac loan limits. Final eligibility will be determined by your Mortgage Lender based on your financial situation and detailed guidelines that will be available on March 4, 2009.
Still have questions?  Call your local Elkhart Indiana Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.
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elkhart indiana real estate expert: Elkhart Indiana, When Can I Apply for the Homeowner Affordability and Stability Plan? - 02/21/09 03:12 PM
Mortgage Lenders will begin accepting applications for the Homeowner Affordability and Stability Plan after the details of the program are announced on March 4, 2009.  In the meantime, you should gather your documents as listed:
Informaiton about the gross monthly income of all borrowers, incliding your most recent pay stubs if you receive them or documentation of income you receive from other sources Your most recent income tax return Information about any second mortgage on the house Payments on each of your credit cards if you are carrying balances from month to month Payments on other loans such as student loans … (0 comments)

elkhart indiana real estate expert: Elkhart Indiana, What are the Interst Rates for the Homeowner Affordability and Stability Plan? - 02/21/09 03:04 PM
The objective of the Homeowner Affordabiltiy and Stability Plan is to provide Elkhart Indiana borrowers with a safe loan program with a fixed, affordable payment.  All loans refincanced under the Homeowner Affordability and lstability Plan will have a 30 or 15 year term with a fixed interest rate.  The rate will be based on market rates in effect at the time of the refinance and any associated points and fees quoted by the lender.  Interest rates may vary across lenders and over time as market rates adjust.  The refinanced loans will have no prepayment penalties or balloon notes.
Still have questions?  … (0 comments)

elkhart indiana real estate expert: Elkhart County 2008 Homes Sales by Township - Olive - 01/06/09 07:08 AM
Elkhart Indiana is divided up in the County by Townships, there are 16 of them.  I am doing a study on home prices for the year, by Township.  This one is for Olive Township.
There were 10 homes that sold, from $40,000 for a 4 bedroom 1.5 bath home to a 3 bedroom, 2.5 bath home selling for $270,000.  This includes all sales of all types of homes going thru the Elkhart County Board of REALTORS (r) Multiple Listing Service.
If you are considering making a move in 2009 please call your local Elkhart County Real Estate Expert, Evelyn Johnston with Prudential One Realty at 574-304-7148.
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elkhart indiana real estate expert: Elkhart County 2008 Homes Sales by Township - Middlebury - 01/05/09 07:43 PM
Elkhart Indiana is divided up in the County by Townships, there are 16 of them.  I am doing a study on home prices for the year, by Township.  This one is for Middlebury Township.
There were 46 homes that sold, from $45,000 for a 2 bedroom 1 bath Manufactured home to a 6 bedroom, 4.5 bath home selling for $600,000.  This includes all sales of all types of homes going thru the Elkhart County Board of REALTORS (r) Multiple Listing Service.
If you are considering making a move in 2009 please call your local Elkhart County Real Estate Expert, Evelyn Johnston with Prudential One Realty at 574-304-7148.
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elkhart indiana real estate expert: Elkhart County 2008 Homes Sales by Township - Jefferson - 01/05/09 07:40 PM
Elkhart Indiana is divided up in the County by Townships, there are 16 of them.  I am doing a study on home prices for the year, by Township.  This one is for Jefferson Township.
There were 114 homes that sold, from $52,530 for a 3 bedroom 1 bath home to a 7 bedroom, 9 bath home selling for $850,000.  This includes all sales of all types of homes going thru the Elkhart County Board of REALTORS (r) Multiple Listing Service.
If you are considering making a move in 2009 please call your local Elkhart County Real Estate Expert, Evelyn Johnston with Prudential One Realty at 574-304-7148.
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elkhart indiana real estate expert: Elkhart Indiana 2008 Home Sales By Township - Concord - 01/05/09 07:37 PM
Elkhart Indiana is divided up in the County by Townships, there are 16 of them.  I am doing a study on home prices for the year, by Township.  This one is for Concord Township.
There were 480 homes that sold, from $3,251 for a 3 bedroom 1 bath home to a 4 bedroom, 5 bath home selling for $530,000.  This includes all sales of all types of homes going thru the Elkhart County Board of REALTORS (r) Multiple Listing Service.
If you are considering making a move in 2009 please call your local Elkhart County Real Estate Expert, Evelyn Johnston with Prudential One Realty at … (0 comments)

elkhart indiana real estate expert: Elkhart Indiana Pre-Foreclosure Are Up-Help Available - 12/26/08 09:16 AM
Pre-Foreclosures are Up in Elkhart Indiana.  Unemployement is Up in Elkhart Indiana, according to ABC News.  Families needing help is Up.  Is it available?  You betcha!  There are Food Banks with available canned goods and non perishables at Food Bank of Northern Indiana, South Bend, 574-232-9986 and The Open Door, 574-773-2985, Nappanee and Church Community Services in Elkhart, 574-295-3673.  If you need help with groceries call one of these wonderful organizations.
If you are behind in your Mortgage Payments and are fearing loosing your Home, call Elkhart Indiana Real Estate Expert and Certified Short Sale Specialist Evelyn Johnston with Prudential One Reatly at … (0 comments)

elkhart indiana real estate expert: Elkhart Indiana Open House 4 bedroom, 2.5 Baths 56510 Hidden Oak Place 2 to 4 pm - 11/30/08 01:40 PM
It is a winter wonderland today in Elkhart, Indiana, the snow is falling and we are hold an Open House at 56510 Hidden Oak Place, in the Hidden Oak Place Subdivision!  The interior of this charming 4 bedroom 2 and a half bath home is painted in an attractive light green and the bedrooms are located upstairs.
Hidden Oak Place Subdivision is located off Goshen Avenue (CR 16), just south of Old Orchard Golf Course, on the east side of the street.  Turn left on Moyer and then left again into the Subdivision. Property taxes have recently been re-assessed and reduced by a … (0 comments)

elkhart indiana real estate expert: Elkhart Indiana Open Houses, Do You Think You Want One? - 11/16/08 02:36 PM
An Open House is an event coordinated between a Home Owner and their Real Estate Agent.  It often takes a couple of weeks to advertise it, clean it and then open it.  Often you recieve visitors who are just wanting to see what the inside looks like, perhaps they live in the neighborhood, or know someone who use to live there.  Then sometimes you have visitors who are already working with other Real Estate Agents that don't want to bother "their" Agent because they are always so busy, and there are those who are looking on their own, and have no … (0 comments)

 

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