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evelyn johnston prudential one realty: Elkhart County, Indiana Tax Bills In Mailbox Includes A Homestead Exemption Form You Must Fill Out and Return or Loose Exemption - 05/16/10 10:21 PM
Wake up Elkhart, in the Property Tax Bills just mailed there is a pink slip regarding your Homestead Exemption.  If you don't fill it out and mail it in, you will loose your exemption.  This will cause your property taxes to raise, and your Mortgage Lender will raise your payment...
Even if you just closed on your loan within the last month or two, you must fill out this form and send it in to prevent your loss of the Homestead Exemption.  You have until 2013 to turn it in, but will you remember it then?  I think not, it is … (0 comments)

evelyn johnston prudential one realty: Team Contest Entry Elkhart Indiana Lemonade Day May 2, 2010 Mentor A Future Business Owner Now! - 03/22/10 11:27 AM
Lemonade Day is a free citywide community educational program designed to teach youth how to start, own and operate their own business - a lemonade stand.  This May, tens of thousands of kids will set up lemonade stands across the Country and in Elkhart County, providing schools, businesses and families the unique opportunity to come together to help our next generation learn essential entrepreneurial skills and valuable life lessons. The lessons they learn now could prevent unemployment in Elkhart tomorrow!
Lemonade Day helps youth learn to:
Set Goals Plan for Success Find Investors Advertise Their Product Build A Stand Purchase Supplies … (10 comments)

evelyn johnston prudential one realty: Goshen, Indiana, Sylvan Meadows Subdivision, 2009 Home Sales - 02/28/10 09:06 PM
Sylvan Meadows Subdivision is located off of CR 16, east of CR 21.  Sylvan Meadows Subdivision  is located on the east side of the road. Jefferson Township, Goshen Indiana. Children who live in Sylvan Meadows Subdivision who attend public school will be attending Middlebury Community Schools.
Sylvan Meadows Subdivision 2009 home sales consisted of 1 home that sold for $519,000 after being on the market for 472 days.  This sale was an arm's length transaction and neither a  Short Sale or an REO Property. 
REO Properties are homes that are ownd by a Bank/Investor which they obtained thru the foreclosure process.
Short Sales are definded as a sale where the debt owing against a … (0 comments)

evelyn johnston prudential one realty: Sylvan Meadows Subdivision, 2009 Home Sales, Jefferson Township, Elkhart County, Indiana - 02/07/10 09:01 PM
Sylvan Meadows Subdivision is located off of CR 16, east of CR 21.  Sylvan Meadows Subdivision  is located on the east side of the road. Jefferson Township, Goshen Indiana. Children who live in Sylvan Meadows Subdivision who attend public school will be attending Middlebury Community Schools.
Sylvan Meadows Subdivision 2009 home sales consisted of 1 home that sold for $519,000 after being on the market for 472 days.  This sale was an arm's length transaction and neither a  Short Sale or an REO Property. 
REO Properties are homes that are ownd by a Bank/Investor which they obtained thru the foreclosure process.
Short Sales are definded as a sale where the debt owing against a … (1 comments)

evelyn johnston prudential one realty: Villa's of River Park Subdivision, 2009 Home Sales, Middlebury Township, Middlebury In - 02/07/10 08:15 PM
Villa's of River Park Subdivision is located 1/2 mile straight east of the Downtown Middlebury main square stoplight to Villa's of River Park Subdivisio on the south side of the road.  Children who live in Villa's of River Park Subdivision who attend public school will be attending Middlebury Community Schools.
Villa's of River Park Subdivision 2009 home sales consisted of 2 homes that sold for $224,024 to $230,032 after being on the market for 602 to 667 days. This was an arm's length transaction and neither an REO Property or Short Sale.
REO Properties are homes that are owned by a Bank/Investor which they obtained thru the foreclosure process.
Short Sales are definded as a sale … (0 comments)

evelyn johnston prudential one realty: Indian Creek Colony Subdivision, Jefferson Township, Goshen Indiana, 2009 Home Sales - 02/07/10 08:12 PM
Indian Creek Colony Subdivision is located on CR 18 between CR 21 and CR 23, on the curve. Indian Creek Colony Subdivision  is located on the east side of the road. Jefferson Township, Goshen Indiana. Children who live in Indian Creek Colony Subdivision who attend public school will be attending Middlebury Community Schools.
Indian Creek Colony Subdivision 2009 home sales consisted of 1 home that sold for $225,000 after being on the market for 256 days.  These sales were all arm's length transactions and neither a Short Sale nor an REO Property. 
REO Properties are homes that are ownd by a Bank/Investor which they obtained thru the foreclosure process.
Short Sales are definded as a … (0 comments)

evelyn johnston prudential one realty: Bennington Heights Subdivision, 2009 Home Sales, Jackson Township - 02/07/10 08:09 PM
Bennington Heights Subdivision is located off of US 33 south to CR 31, turn right, to west CR 44.  Bennington Heights Subdivision  is located on the south side of the road. Jackson Township, Goshen Indiana. Children who live in Bennington Heights Subdivision who attend public school will be attending Fairfield Community Schools.
Bennington Heights Subdivision 2009 Elkhart home sales consisted of 1 home that sold for $205,000 after being on the market for 512 days.  This sale was an arm's length transaction and neither a Short Sale nor an REO Property.
REO Properties are homes that are ownd by a Bank/Investor which they obtained thru the foreclosure process.
Short Sales … (0 comments)

evelyn johnston prudential one realty: Christiana Place Subdivision, 2009 Home Sales, Concord Township, Elkhart Indiana - 02/07/10 08:07 PM
Christiana Place Subdivision is located on CR 7 North of CR 4, Christiana Place Subdivision  is located on the east side of the road in Osolo Township, Elkhart Indiana. Children who live in Christiana Place Subdivision who attend public school will be attending Elkhart Community Schools.
Christiana Place Subdivision 2009 Elkhart home sales consisted of 1 home that sold for $232,000 after being on the market for 0 days. This was an arm's length transaction and neither an REO Property , or a Short Sale Property.
REO Properties are homes that are ownd by a Bank/Investor which they obtained thru the foreclosure process.
Short Sales are definded as a sale … (0 comments)

evelyn johnston prudential one realty: Orchard Ridge Subdivision, A Lovely Place To Call Home! 4 Bedroom, 4 Bath Home For Sale - 05/03/09 12:44 AM
Orchard Ridge Subdivision is located in Elkhart Indiana adjacent to County Roads 13 and 18, just blocks away from Eastside Elementary School, major shopping areas, car dealerships and advanced education.
Home to many fine homes, Orchard Ridge Subdivision features Ranch as well as Two Story Homes on generous size lots. Home Prices vary within the Subdivision as this is primarily a mid priced neighborhood.
This 4 bedroom, 4 Bath Home For Sale is located deep within the subdivision which provides less drive thru traffic and increases the safety of your home and the neighbors homes and families. This 4 bedroom, 4 bath home … (0 comments)

evelyn johnston prudential one realty: Elkhart Indiana, 3 Bedroom, 2 Bath, Full Basement House For Sale! New Listing! - 03/17/09 06:23 AM
The South part of Elkhart Indiana is home to my newest listing.  Located in Baugo Township and Jimtown Schools, is this 3 bedroom 2 bath, full basement house for sale!  It is immaculate, very well kept and in the Jamestown Estates Subdivision.  Built in 2004 and located in the center of the Subdivision, the streets get only local homeowners driving to or from work, not mainstream traffic looking for a short cut to whereever...
With the new $8000 tax credit for first time home buyers, this home is an even more attractive offering.  For your private tour, please call Elkhart Real … (2 comments)

evelyn johnston prudential one realty: Elkhart Indiana, When Is A Foreclosure Complete? - 02/25/09 07:18 PM
If my Elkhart Indiana home is in Foreclosure, what are my rights and when is it over?
I am not an Attorney and cannot give you legal advice, but to the best of my understanding the Foreclosure is Complete between 9 and 11 months from when you miss your first payment.  Just because you are behind you don't need to move out of your home!  You own the home until it is either sold to another person or sold at the Sheriff Sale, when usually your Mortgage Lender buys it from you.  How do you know if your house is scheduled for … (0 comments)

evelyn johnston prudential one realty: Elkhart Indiana, How Much Will A Loan Modification Cost You Under The Homeowner Affordability and Stability Plan? - 02/21/09 03:28 PM
There is no cost to Elkhart Indiana Borrowers for a modification under the Homeowner Affordability and Stability Plan.  If you wish to get assistance from a HUD-approved housing counseling agency or are referred to a couselor as a condition of the loan modification, you will not be charged a fee.  Elkhart Indiana Borrowers should beware of any organization that attempts to charge a fee for houseing counseling or loan modification of a delinquest loan, especially if they require a fee in advance.
Still have questions?  Call your local Elkhart Indiana Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.
… (0 comments)

evelyn johnston prudential one realty: Elkhart Indiana, Do I Have To Be Behind in my Mortgage Payments to Qualify for the Homeowner Affordability and Stability Plan? - 02/21/09 03:23 PM
No, no, no, no, NO!  Elkhart Indiana Borrowers who are struggling to stay current on ther Mortgage Payments may be eligible if thier income is not sufficient to continue to make their Mortgage Payments and they are at risk of imminent default.  This may be due to several factors, such as a loss of income, a significant increase in expenses, or an interest rate that will reset to an unaffordable level.
Still have questions?  Call your local Elkhart Indiana Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.
… (0 comments)

evelyn johnston prudential one realty: Elkhart Indiana, How Do I Know If I Quality for The Homeowner Affordability and Stability Plan? - 02/21/09 03:16 PM
In general, you may qualify for a Mortgage Modification under the Homeowner Affordability and Stability Plan if:
You occupy your house as your primary Elkhart Indiana residence Your monthly Mortgage Payment is greater than 31% of your monthly gross income Your loan is not large enough to exceed current Fannie Mae and Freddie Mac loan limits. Final eligibility will be determined by your Mortgage Lender based on your financial situation and detailed guidelines that will be available on March 4, 2009.
Still have questions?  Call your local Elkhart Indiana Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.
… (0 comments)

evelyn johnston prudential one realty: Elkhart Indiana, When Can I Apply for the Homeowner Affordability and Stability Plan? - 02/21/09 03:12 PM
Mortgage Lenders will begin accepting applications for the Homeowner Affordability and Stability Plan after the details of the program are announced on March 4, 2009.  In the meantime, you should gather your documents as listed:
Informaiton about the gross monthly income of all borrowers, incliding your most recent pay stubs if you receive them or documentation of income you receive from other sources Your most recent income tax return Information about any second mortgage on the house Payments on each of your credit cards if you are carrying balances from month to month Payments on other loans such as student loans … (0 comments)

evelyn johnston prudential one realty: Elkhart Indiana, What are the Interst Rates for the Homeowner Affordability and Stability Plan? - 02/21/09 03:04 PM
The objective of the Homeowner Affordabiltiy and Stability Plan is to provide Elkhart Indiana borrowers with a safe loan program with a fixed, affordable payment.  All loans refincanced under the Homeowner Affordability and lstability Plan will have a 30 or 15 year term with a fixed interest rate.  The rate will be based on market rates in effect at the time of the refinance and any associated points and fees quoted by the lender.  Interest rates may vary across lenders and over time as market rates adjust.  The refinanced loans will have no prepayment penalties or balloon notes.
Still have questions?  … (0 comments)

 

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