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home buyer: Elkhart Real Estate Agent Evelyn Johnston, Want to Know What Homes Sold for in YOUR Subdivision? - 03/11/10 09:12 AM
elkhartcountysubdivision.com, a new website by Elkhart Indiana Real Estate Agent Evelyn Johnston with Prudential One Realty, has uploaded 2009 Home Sales for every Subdivision in the County!  With almost 300 Subdivisions already uploaded, there are just over 900 left to do...
Evelyn Johnston has been working on this project and collecting data for 3 years so that YOU, the Home Seller and YOU the Home Buyer will have access to current market pricing, Where YOU Live, Home Owners Association Documents, sometimes Plot Maps and Photos of the Neighborhood.
Thinking about Selling?  Contact Evelyn Johnston today to talk about her Marketing Plan … (2 comments)

home buyer: Elkhart Real Estate Agent Evelyn Johnston Shares-Short Sale Homes-Everything You Need To Know-Part 3 - 08/22/09 10:18 AM
In Part 1 of this series on Elkhart Real Estate Agent Evelyn Johnston Shares-Short Sale Homes-Everything You Need To Know, I spoke about the very basics of a short sale and in Part 2 I talked about the Hardship Package and little known facts and beliefs about Short Sale Homes. If you haven't read them, please take a few minutes to go back and catch up.
Okay, so now you have found a Real Estate Agent who knows all about Short Sale Homes, has successfully closed on Short Sale Homes, and you have listed your home with that experienced Real Estate Agent.  An offer … (2 comments)

home buyer: Elkhart, Indiana Foreclosure and Hud Homes For Sale - 08/12/09 04:47 PM
Are you looking for a really good deal in Elkhart Indiana? Foreclosure and HUD homes for sale are not always good deals, sometimes it takes some investigation on a buyer's part to sort the good deals from the not so good deals.  If you buy homes and then fix them up to resell you already know this type of home purchase requires a few more step.  But what if you are someone who wants a home to live in?  Where do you go to find the deals?  How do "watch out" for yourself?
Ahhhh, this is why you would want to … (0 comments)

home buyer: Elkhart Indiana, 23191 Orchard Ridge Drive, 4 Bedroom 4 Bath Home For Sale - 03/12/09 07:06 PM
Elkhart Indiana's Orchard Ridge Subdivision is located off CR 13 in Concord Township and is my newest listing, and what a lot of home this is!  Just blocks from Concord East Side Elementary School, this home could be just what you are looking for...only three homes were sold in this neighborhood in all of 2008, you might say once you move in, you don't want to leave!  Click here for the sales for Orchard Ridge Subdivision for 2008.  Here is a look at the Neighbors!
All 4 bedrooms in this home are located in the upper level, with the living room, dining … (0 comments)

home buyer: Elkhart Indiana Open Houses, Do You Think You Want One? - 11/16/08 02:36 PM
An Open House is an event coordinated between a Home Owner and their Real Estate Agent.  It often takes a couple of weeks to advertise it, clean it and then open it.  Often you recieve visitors who are just wanting to see what the inside looks like, perhaps they live in the neighborhood, or know someone who use to live there.  Then sometimes you have visitors who are already working with other Real Estate Agents that don't want to bother "their" Agent because they are always so busy, and there are those who are looking on their own, and have no … (0 comments)

home buyer: Elkhart County, Indiana, Can You Afford That House? - 09/19/08 05:20 AM
Before you start searching for your dream home in Elkhart County, Indiana, you first need to determine a price range you can afford. According to the Federal Housing Administration (FHA), depending on the consumer's current debt ratio, most people can typically afford to pay 31 percent of their gross monthly income for mortgage payments. For example, if you earn $50,000 annually, then your monthly income is about $4,167. Thirty-one percent of that is $1,292.
There are several online tools to calculate a monthly mortgage you can afford using factors such as your current monthly expenses, down payment and the interest rate. … (0 comments)

home buyer: Elkhart County, Indiana-Good News - Nehemiah Wins Lawsuit Against HUD - 04/26/08 07:55 PM
This is good news not only for Home Buyers in Elkharty County, Indiana, but for Home Buyers across the whole United States of America!
Judge Lawrence K. Karlton of the United States District Court for the Eastern District of California upheld Nehemiah's motion for summary judgment and invalidated the U.S. Department of Housing and Urban Development (HUD) rule to ban private downpayment assistance as proposed in the "Standards for Mortgagor's Investment in Mortgaged Property" regulation published October 1, 2007.
To be clear, this rule cannot be enforced by HUD and is no longer a threat to private downpayment assistance programs.
We are thrilled with … (0 comments)

home buyer: Qualifying For A Loan In Elkhart County, Indiana, Will You Measure Up? - 04/08/08 10:09 AM
You're ready to become a homeowner in Elkhart County, Indiana.  So how do you know you'll measure up?
To answer the question, take a personal fiscal assessment.  A solid look at your finances, specifically how much you currently owe, how much you have available for a down payment, and the approximate amount of your estimated monthly mortgage payments, will  help you determine the kind of loan you'll be able to procure.
An up-front assessment will give you an opportunity to eliminate potential snap\gs that might occur in the borrowing process.
The best step a would be Home Buyer can take before beginning the loan … (0 comments)

home buyer: What Are The Different Types of Mortgages Available In Elkhart County Indiana, And Which Are The Best? - 04/08/08 08:07 AM
Answer:  It depends on your particular financial situation and your goals.
A few decades ago, taking on a Mortgage was a simple proposition, with the Home Buyer promising to pay back the amount of the loan plus a fixed rate of interest, usually over a perion of 30 years.  Today however, Home buyers in Elkhart County Indiana are barraged with hundreds on Mortgage Loan Options, which can be overwhelming.
The good news is that the good old-fashioned 30 year fixed rate loan is still available, but today's Home Buyers have a variety of other options when it comes to financing.
Here are some of … (0 comments)

 

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