The objective of the Homeowner Affordabiltiy and Stability Plan is to provide Elkhart Indiana borrowers with a safe loan program with a fixed, affordable payment. All loans refincanced under the Homeowner Affordability and lstability Plan will have a 30 or 15 year term with a fixed interest rate. The rate will be based on market rates in effect at the time of the refinance and any associated points and fees quoted by the lender. Interest rates may vary across lenders and over time as market rates adjust. The refinanced loans will have no prepayment penalties or balloon notes.
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