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california home loans: Homeownership After Short Sale, Is It Possible? - 05/16/10 03:36 PM
Recently I’ve been receiving a number of questions asking Homeownership After Short Sale, Is It Possible. Many people who through no fault of their own had to sell were blocked from repurchasing a house for four years or longer, even though they’d rebuilt their credit, had qualifying incomes and were fully capable of handling a mortgage responsibly.
We are short selling our home, the mortgage company would not do a loan mod. Although we could not afford this house, we can afford a cheaper one – our credit scores are in the 640s. Will we be able to get another loan … (4 comments)
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california home loans: California's 2010 Tax Credit for New Home Owners Update 05/14/2010 - 05/14/10 02:39 PM
As of 05/13/2010 California has received 2,470 applications for the $10,000 tax credit for new home owners totaling $13,283,000. So it's not too late to get your application in. Remember submitting an application does not guarantee you'll get the tax credit.
For more information e-mail or call me today:
E-Mail: e...@e....com
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california home loans: Mortgage Debt Elimination Schemes - 02/17/07 02:36 PM
By: Ed BrophySynergy MortgageFebruary 17, 2007
Be aware of e-mails or web-based advertisement that promote the elimination of mortgage loans and credit card and other debts while requesting an up-front fee to prepare documents to satisfy the debt. The documents are typically entitled Declaration of Voidance, Bond for Discharge of Debt, Bill of Exchange, Due Bill, Redemption Certificate, or other similar variations. These documents do not achieve what they claim. Remember, there is no magic cure-all to relieve you of debts you have incurred. Borrowers may end up paying thousands of dollars in fees without the elimination or reduction of any debt. … (1 comments)
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california home loans: Tips to Prevent You from Becoming a Victim of Mortgage Fraud - 02/17/07 02:27 PM
By: Ed BrophySynergy MortgageFebruary 17, 2007
Some general tips :
If it sounds too good to be true-it probably is! Never sign a blank document or a document containing blanks. This leaves you vulnerable to fraud. Don't sign anything you don't understand. Mortgage Fraud
Get referrals for real estate and mortgage professionals. Check the licenses of the industry professionals with state, county, or city regulatory agencies. Be suspicious of outrageous promises of extraordinary profit in a short period of time. Be wary of strangers and unsolicited contacts, as well as high-pressure sales techniques. Look at written information to include recent comparable sales … (1 comments)
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Ed Brophy - REALTOR® - DRE #01344385
Palm Springs,
CA
More about me…
Ed Brophy, REALTOR®
Address: Rancho Mirage, CA, 92270
Office Phone: (760) 844-3736
Email Me
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