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short sale: All Houses Do Not Have Equal Protection! - 09/23/11 11:07 AM
All Houses Do Not Have Equal Protection!
Well, today both my Sacramento home seller and myself learned a valuable lesson. Always read the fine print and never assume anything.  At the buyer's final walk through yesterday, they walked through a very disturbing scene. Vandalism.  The house they were buying, and I am selling, had been struck by vandals. The sink was gone, windows were broken, water heater unaccounted for, brand new carpet missing, cabinet doors un-installed, interior doors removed, bathroom vanities missing in action!  
That's ok we can call the insurance company right? Isn't that what we carry insurance for, … (5 comments)

short sale: Charming Antelope, CA Home On Tree Lined Cul-De-Sac - 06/13/11 01:24 PM
Charming Antelope, CA Home On Tree Lined Cul-De-Sac
 
 
Charming Antelope, CA Home To visit this home or any others on the market please visit www.ICanSearchtheMLS.com now.  There  you can also sign up for our next first time home buyer class! You won't be disappointed, you will gain many valuable tips and tricks for buying a home in today's new world of real estate!  See you there!
… (0 comments)

short sale: Another Short Sale Listing in Sacramento, CA 95827 - 11/17/10 07:27 PM
Another Short Sale Listing in Sacramento, CA 95827
A short sale? Yes, with only one bank to deal with and we are closing short sales regularly! Closing short sales is one of our specialties so don't be afraid to bring an offer!  If you enjoy walking then you may want to check out the backyard on this home.  It is located next to the levy of the American River. You can walk until your heart's content!
 
Sellers Loss is Your Gain  
If this home isn't what you are looking for you can search all properties on the market by installing the … (0 comments)

short sale: Foreclosure Freeze: What Does it Mean for Homeowners? - 11/17/10 11:59 AM
 

Foreclosure Freeze:  What Does it Mean for Homeowners?
 
Could the freeze save homeowners...the answer no.  It is just like being stopped in a car at a red light, eventually the light is going to turn green and you will be moving forward.
You may have heard that many banks including Bank of America, Ally Financial (formerly GMAC), and JPMorgan Chase have all temporarily suspended foreclosure proceedings to investigate possible problems with mortgage documentation. Bank of America froze foreclosures in all 50 states, but quickly announced they will move forward in the 23 states that resolve foreclosures through their judicial systems. … (2 comments)

short sale: Another Short Sale Listing in Citrus Heights, CA - 10/29/10 01:24 AM
Another Short Sale Listing in Citrus Heights, CA
This is an amazing town-home in Citrus Heights. The seller's loss is your gain, pride of ownership throughout!
 
Colonial Style Town-home in Citrus Heights, CA 6402 Wexford Circle, Citrus Heights, CA 95621 View Map Charming colonial town-home located in the back of a gated community along the greenbelt across from the pool. The home has had most major items taken care of in the last few years including a new roof, fresh exterior paint & new dual pane windows. You won't have to do a thing! You will have access to your … (3 comments)

short sale: Another Great Home For Sale in Citrus Heights, CA! - 10/18/10 01:55 AM
Another Great Home For Sale in Citrus Heights, CA!
 
This is another short sale in Citrus Heights, CA.  There is only one loan on this property so don't let the fact that it's a short sale scare you away!  Take a look, I am sure you will want to see this home after you take a look at these photos! The lot is almost 1/4 acre. It's huge!
 
 
Absolutely Amazing Lot in Citrus Heights, CA 7020 Catamaran Dr., Citrus Heights, CA 95621 View Map This is a cute home on an amazing lot! There is plenty of room … (1 comments)

short sale: Wells Fargo Pulls Plug on Postponing Trustee Sale Dates - 09/21/10 12:57 AM

 
Wells Fargo Pulls Plug on Postponing Trustee Sale Dates
 
 
Wells Fargo Short Sale Update – as of September 15, 2010.
My Wells Fargo negotiator just shared with me their new short sale criteria effective immediately.
 
Short Sales with Wells Fargo that have a foreclosure date pending in the next 0-10 Days, files will be closed, rejected, returned to agents as declined.
·         They are to be removed from Wells Fargo system immediately
·         No more delays
·         No more foreclosure extensions will be granted
 
Short Sales with foreclosure dates of 11+ Days must be closed in … (6 comments)

short sale: Wachovia Suspends the Postponement of Trustee Sales - 08/25/10 02:42 AM

 
Wachovia Suspends the Postponement of Trustee Sales...
I was recently in a meeting with a local representative from Wachovia and I have some good news and some bad news.
The good news...86% of requested Wachovia short sales are approved! Wachovia is one of, if not, the very best, bank to have a mortgage with. They usually have a short sale approved with in 48-72 hours.  I personally have seen one approved in less than 24 hours start to finish.  From listing, to offer, to short sale approval! 
The bad news...as of about two weeks ago Wachovia will NOT be postponing … (3 comments)

short sale: Citrus Heights Home For Sale - 8064 Dana Butte Way Citrus Heights, CA 95610 - 07/16/10 01:39 PM
Citrus Heights Home For Sale! 8064 Dana Butte Way, Citrus Heights, CA 95610 View Map Lovely home with 5 bedrooms and 3 bathrooms. The addition was done with permits and we have them on file! This home is spacious with almost 2000 sq. ft. You will want to spend time outside on this large lot with storage shed and possible boat/RV access. The dual pane windows are UV protected to help keep you cool in the summer. The kitchen was just remodeled with Corian counters and laminate flooring. The refrigerator is staying!
Details Asking Price: $239,000 MLS: 10051652 Sq. Feet: 1981 … (2 comments)

short sale: Short Sale Resources You Need! - 05/12/10 12:28 AM

 
Short Sale Resources You Need
Today, nearly 1 out of every 6 homeowners in America is behind on mortgage payments.  These are tough and frustrating times.  Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged!
Be sure to visit our short sale website for answers to many questions you or someone you know has about short sales.  Here are a few of the reports that are there for your convenience to download. Check back every month for a new report!
 
Cash … (7 comments)

short sale: Understanding the HAFA Program - 04/21/10 10:06 AM
Understanding the HAFA Program
Are you a little confused with all the real estate acronyms that agents use like TIL, GFE, FNMA, GNMA, HARP, HAMP, HAFA and so on? Well, the HAFA, the Home Affordable Foreclosure Alternatives, program was launched April 5th, 2010, to help streamline the process of short sales by setting guidelines and time frames which banks must adhere to when a homeowner has been approved for the program.  This program uses short sales and died in lieu of foreclosure.
As a real estate consultant who has the SFR- Short Sale & Foreclosure Resource Certification and the CDPE-Certified Distressed Property Expert designation, … (2 comments)

short sale: UPDATE: Understanding HAFA - Home Affordable Foreclosures Alternatives Program - 04/06/10 01:16 AM






Update:  Understanding HAFA - Home Affordable Foreclosures Alternatives Program

What is HAFA?
HAFA, Home Affordable Foreclosure Alternatives.  This program is for those homeowners that did not qualify for the HAMP - Home Affordable Modification program.  This program is designed to expedite short sales and to avoid foreclosure.
How can HAFA help you?
HAFA can potentially save you a lot of grief and heartache by creating standardized processes and setting limits on how long a lender can wait to respond to your short sale requests.  Currently, short sales can be lengthy transactions, making it difficult … (4 comments)

short sale: Don't Become A Victim Of Mortgage Modification Scams - 03/09/10 12:22 AM
Don't Become A Victim Of Mortgage Modification Scams
Did you know that right now approximately 1 in 6 home owners are unable to pay their mortgage?
Did you know that more than 50% of people who foreclose never asked for help? 
Did you know that according to Treasury Department, in November 2009 only about 4% of the homeowners that requested a loan modification received them? 
Alarming stats aren't they? 
I wanted to give you a heads up on something I think every single homeowner should be aware of.
The FBI and U.S. Attorney General Eric Holder have reported a 400 percent increase in mortgage … (8 comments)

short sale: First Time Home-Buyer Q & A - 01/10/10 02:20 AM
First time home-buyer Q & A
I am working with a lot of first time buyers who have many questions when searching the internet for homes.  I hope that this helps answer some of those questions!
What is an "Active" listing?
That is a listing that is either a bank owned home (Foreclosed, REO) or a seller that has equity and is not selling short.
What is the difference between "Active Short Sale" and "Active Short Sale Contingent" listings?
An "active short sale" is a home that is on the market waiting for an offer.  Once the seller has accepted an offer and … (2 comments)

short sale: Are you behind on your mortgage payments? Here are some solutions... - 11/18/09 06:52 PM

Foreclosure Solutions-Hope for Home OwnersThe current U.S. housing market and national financial crisis has caused untold stress and heartache for many American families. Foreclosure is one of the most devastating financial challenges that a family can face and one that many times can be avoided. The options available to home owners for foreclosure are many. Following is a brief explanation of these solutions:1.) Reinstatement A reinstatement is the simplest solution for a foreclosure, however it is often the most difficult. The homeowner simply requests the total amount owed to the mortgage company to date and pays it. This solution does … (1 comments)

short sale: 4201 El Camino Ave. Sacramento, CA 95815 - 10/22/07 06:34 PM
… (1 comments)