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homes for sale: USDA Rural Home Loans Available for Richland County SC - 08/25/11 11:56 AM
The USDA rural home loan program is back!  
A USDA Guaranteed Loan is a Government insured 100% purchase loan.  These loans are offered in the rural areas of Richland County and include portions of Hopkins and Irmo.
Under the terms of the program, an individual or family may borrow up to 100% of the appraised value of the home.
Many of these USDA loans are available with no money down and no mortgage insurance is required, so you keep your payments low.  A 620 minimum credit score is required for one of these USDA mortgages.

I recently helped a buyer purchase this … (1 comments)

homes for sale: Rosewood Homes For Sale in Columbia SC 29205 - 04/13/11 01:00 PM
Columbia SC     Spring has popped out all over Columbia and the home sales in the Rosewood area are picking up.  Rosewood is centrally located and is only five minutes from 5 Points and USC and about 10 minutes from The Vista, Fort Jackson and the VA Medical Center. 
There are currently 99 homes listed for sale in the Rosewood area ranging in price from $91,500 to $270,000.  There is a good selection of several different styles ranging from two bedroom townhomes to a completely remodeled 3BR/3BA home with 2200 square feet of heated space.


So far this spring nine homes have sold … (0 comments)

homes for sale: Cheap Homes in the ‘Burbs Attracting Young Buyers - 09/16/10 04:28 AM
Cheap Homes in the ‘Burbs Attracting Young Buyers
We are seeing the results of a deep recession driving behavioral change and shifts in the demographic distribution of the population poised to impact the real estate market in unexpected ways.  More than ever Americans of all ages are considering their options.
A study from Harvard University reports that real median household incomes across all age groups have not increased since 2000. This has the biggest implications for the X and Y generations as they approach what is their prime earning years.  Spiking home foreclosures have produced an over-supply of suburban homes for … (0 comments)

homes for sale: First Time Homebuyer Mortgages - 08/07/10 05:42 AM
First Time Homebuyer Mortgages
The Community Homeownership Incentive Program, or CHIP, is offering home mortgages geared to the first time homebuyer.   For residents of Richland and Lexington counties in SC there is NO DOWN PAYMENT required if you meet the following qualifications:
 •   Annual family income cannot exceed $49,920.  There is no income limit for homes located in designated "underserved" communities.  For example, almost all of the Hopkins, SC area.
 •   For families with income up to $62,400 the down payment is only 3%
 •   Private mortgage insurance is not required for these loans.  There are currently hundreds of homes for … (1 comments)

homes for sale: Home Loans At Lowest Rate Ever - 06/24/10 03:35 PM

 Home Loans At Lowest Rate Ever
 
 
 Columbia SC   The average rate for 30-year fixed home loans dropped to 4.69 percent this week, which is the lowest rate for home mortgages since Freddie Mac began tracking them in 1971.  What a great opportunity for today's homebuyer.  There are several hundred homes for sale in the Columbia area that are at 2007 prices or better.  Did you know that you can now buy a $150,000 home and have a monthly payment of under $1,000?  For additional information on how you can take advantage of today's low rates contact:
 
 
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homes for sale: Caughman Ridge Neighborhood of Columbia SC 29209 - 04/16/10 05:56 AM
Caughman Ridge Neighborhood of Columbia SC 29209

Caughman Ridge is a small neighborhood in southeast Columbia that was built in the mid-2000s.  It is conveniently located just a block away from Caughman Road Elementary School for families with young children.  The Caughman name shows up frequently because back in the day the Caughman families were large landholders whose farms and fields covered the area.  The road that led to their homes was named Caughman Road.
The homes in Caughman Ridge range from about 1200 to 1700 square feet with attached garages.  There are currently three homes for sale in the neighborhood … (0 comments)

homes for sale: Lake Katherine Area of Columbia SC - 03/06/10 07:46 AM
Lake Katherine Area of Columbia SC
In the early 1900s Lake Katherine was a vacation spot with a few weekend cottages on dirt roads scattered along the banks.  By the 1950s the City of Columbia had expanded to the largest in-town lake and brick ranch homes were being built by the hundreds.  The Lake Katherine neighborhood is defined by Beltline Boulevard (the old trolley line), Forest Drive, Trenholm Road, I-77 and Fort Jackson Boulevard.   MAP
Today the Lake Katherine area is one of the most desirable neighborhoods inside the Columbia city limits for families with some of the highest rated schools … (0 comments)

homes for sale: Homes For Sale in The Knollwood Neighborhood of Columbia SC - 01/14/10 05:44 AM
Homes For Sale in The Knollwood Neighborhood of Columbia SC
Columbia SC     The Knollwood area was built in the 1960s and 70s behind the Veterans Hospital in southeast Columbia.   Almost every home in the neighborhood is a brick ranch with a large yard. 
The following photos are of homes currently for sale.

These mostly updated homes range from 3 to 5 bedrooms and have 1600 to 2700 square feet of heated space.
This area is in the Richland One school district and is zoned for some of the top rated schools in the district. 
Located just off  I-77 at Exit 9 (Garners Ferry … (3 comments)

 
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Terry Edwards

Columbia, SC

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Russell & Jeffcoat Real Estate Corp.

Address: 5219 N. Trenholm Road, Columbia, SC, 29206

Office Phone: (803) 782-9171

Cell Phone: (803) 920-5327

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