You know what I'm talking about right?  Re-pricing alerts that are sent out before lenders change their rate sheets.

These typically cost between $50 and $150 per month.

If you go to www.TBWSRateAlert.com it's free.  It's free for one year with NO credit card requirement at all to join.

The alerts are simple to understand and FAST.  They are doing it to get exposed to as many loan officers as possible in hopes that they will look into their Video Marketing Engine for mortgage originators.

You get a "Morning Quote" and then alerts throughout the day and a "Closing Bell" - Sweet!

Why spend the money when you can get it for FREE??

You guys should check them out and sign up.

We have Dave Savage from The Mortgage Coach on our live show tonight to talk about it... there is a right way and a wrong way and Dave knows what's up.

So click on the Late Night Logo below tonight at 6:30pm PDT to join the live show.. you can call in or chat in with comments or questions..

See you there!

Referral Relationships - We Need a Business Plan  

We'll have national sales trainer and coach Stefan Lubinski on the line to field your calls and give us some help tips. 

So don't miss it!

Click the TBWS Late Night Logo below at 6:30pm PDT tonight, and then click "on the air" when you see it. 

There is no username or password required!  

You'll be brought into a show that may change your life forever.  

Warning!  The TBWS Late Night is a PG show and is not for the weak and timid!  This is real talk with real loan officers and real estate professionals, so beware!  

See you there!

On the TBWS Late Night tonight we'll have Tisha Shaffer.  She's managed to push through "The Dip" and come out looking pretty darn good.

It will be fun to talk to her about her activities, and get a refresher on some good ol' sales techniques.

Click the Icon below at 6:30pm PDT to join the show.  There is no username or password required, just click "on the air" when you get in and you're there.

 We do need to remind you that the TBWS Late Night is an "After-Hours" show.  At times we can be "blunt, crass or sarcastic" and we've been known to toss back a cold one from time to time right on the show.  Soooooo if you can't handle this kind of broadcast, it might not be right for you.

See you there!

TBWS

I've been a musician since I was 16 years old and at 45 I still tinker but that's about it.  Well my son, now 19 years old, has also become a musican, starting when he was about 16 as well.

I've been reliving my past through him to some degree with a little differnt attitude though.  I mean now I'm the old guy that comes home to a garage full of kids (that all need a haircut) beating on drums with screaming amplifyers in an utter display of caos yelling "turn it down" or better yet "it's over for the day - now get out".

I've always encouraged him however, giving him my old stuff (which is really nice stuff by the way) and offering a tip here and there.

Well he's very secretive with me about what he's doing.  Turns out he's very intimidated by me since I'm his old man and I've made several CD's and played a zillion gigs.  He's just nervous about me being around him when he's playing, hence up to this point, I really didn't know what he had going on.

So he gets this gig at a local coffee shop in town on Saturday evening.  I naturally asked him if it would bother him for me to be there.  Initially he asked me not to come because having me there might make him nervous and cause him to blow the gig.  So I was cool, I said " no problem, you just let me know one day when you feel comfortable enough, and I'll show up then."

Well I guess he thought about it enough and changed his mind and invited me to the show.  I was so happy, and I even offered to make sure the sound was cool and stuff like that, which made him feel pretty good.

So I go to the show, they played 5 songs - all original and all written by him.  As I watched them play thier songs, which were very very cool songs, I felt so proud and moved I can't even describe it.  I mean here is this kid who used to fall asleep in my garage/studio durnig my band practices, playing and singing songs that he had written in a little coffee shop almost 20 years later.  Just one of those moments, ya know?

Then the real kicker - I realized that the guitar he was playing was a guitar I bought when he was born.  It is an acoustic guitar I bought so I could play quitely now that I had a new baby boy in the house, and there he was, playing it in a coffee shop and feeling on top of the world.

I caught some of it on video.  Below are a couple of links if you're interested.  I hope you all have a great day, and if you've got little one's at home, enjoy it while you can cause the next thing you know they're all grown up playing your guitar you bought 20 years ago!

Peace out!

https://www.thinkbigworksmall.com/public/showArchiveVideo/3/949

https://www.thinkbigworksmall.com/public/showArchiveVideo/3/950

Frank

Most of us don't even know what it means.  Viral marketing is here and few to none of us are taking advantage of it.  It is so silly for us not to dive into this right now.  Viral is using video on the internet.  Although it's not only video, but it is primarily.

It is so easy to do, yet we don't even consider it.  If you want to participate in a discussion on video prospecting, tune in tonight at 6:30pm PDT to the TBWS Late Night.  It is a live webcast that you can call into or chat in with questions and comments.  Any input is welcome.

This is an incredible area of marketing that is virtually untouched by our industry.  The webcast is totally free.  Click the link below at 6:30pm PDT to join.

See you there.

http://studio.tbws.tv/frankgaray

Frank

Can you believe this product?  I interviewed the west coast regional manager to get the scoop.  Click the link to check it out.  VERY interesting concept and product.

https://www.thinkbigworksmall.com/public/showArchiveVideo/1924/700

CLICK HERE at 6:30pm PDT to join a live webcast on credit reporting.  Tonight on the TBWS Late Night we will have special guest Kim Castro.

Kimberly Castro has over 20 years in the banking and real estate industry, specializing in credit over the past decade.  Kimberly is recognized nationally as an industry expert and speaker. She is Past President of the Association of Professional Mortgage Women, along with serving as Chair of CAMB and CARL, and the NAMB Legislative Committees. 

You can call in on an 800 number or chat in your questions.  You may get some information tonight that could help you save that deal!

So tune in at 6:30pm PDT and get educated!

TBWS

Should be a great show tonight.  Starts at 6:30pm PDT.  Just CLICK HERE at that time to join the show.  You can call in or chat in questinos.  Our Active Rain phone guests tonight are:

Midori Miller from Daytona Florida

Andrew Mooers from houlton Maine

Becky Burghart from Topeka Kansas

Leslie Bloss from Seattle Washington

And Teri Ellis from Mesa Arizona!

So click on the show and "BE HEARD"!!

To view the live webcast CLICK HERE at 6:30pm PST 

TONIGHT on the TBWS Late NightOur guests tonight on the TBWS Late Night include...  

In the studio...  

PamWatson

Since 1979, Pam has been dedicated to providing the most comprehensive, effective, and caring of Real Estate services. She is known and trusted throughout Solano County as a professional who is committed to her clients' real estate success. Pam is celebrating her 27th year selling Solano homes with notable results. She has helped over 1,300 families realize their real estate goals during her career.  

 And on the phone we'll have...  

Erik Janeczko

 Erik Janeczko has experienced success in the mortgage industry for over nine years. Erik specialized in his origination, management, wholesale, and training roles. He also brings eight years of experience in sales training techniques from other industries.  In addition to the over 18 years of experience he brings to his clients, Erik has also invested tens of thousands of hours engaging in personal studies. Erik has focused his studies on sales and sales training techniques that can create success for his coaching clients.

So don't miss it!  See you there!  

TBWS