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government bailout: Do We Need Government Programs To Have A Healthy Housing Market? - 09/07/10 12:33 PM
As someone who almost always specialized in government backed mortgage programs as both a real estate agent and as a loan officer, I've always felt a huge contradiction between that and my libertarian political views.
Although I've used those government programs to put many people into homes, I've always known - based on the economics I've spent so much time studying - that government interference in the economy is NEVER the best option in the long term. (Read Henry Hazlitt's "Economics In One Lesson" if you still base your opinions on what you learned in high school, college and the mass … (3 comments)

government bailout: FHA Mortgage Reform: Is It Just Another Government Bailout? - 11/22/07 08:16 AM
I would like to expand a little on why I am in favor of raising the FHA limits even though I am in general, a rabid libertarian. We all talk about FHA being the new "sub-prime" but it isn't really that at all. And using FHA isn't really a bail-out at all. FHA doesn't even have default levels as high as the FNMA expanded approvals.There are three basic reasons that  FHA is the best solution in this area.
FHA requires common sense examination of the "whole picture" of the loan. It doesn't just say you can have x number of lates in … (3 comments)

 
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Carl Pruitt - http://FHALoanAdvice.com

Buford, GA

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