Real estate blog entries tagged with refinance by Carl Pruitt - http://FHALoanAdvice.com (FHA Loan Advice)

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Home : Blogs : Carl Pruitt - http://FHALoanAdvice.com : FHA Loan Advice : Tag "refinance"

refinance: GA Bad Credit Refinance: Use FHA To Save Your Home From Your Rising ARM Rate - 12/13/07 11:32 PM

Every few minutes all day there is a new headline trumpeting the meltdown of the mortgage industry or another lender going down the tubes. It is becoming more difficult to obtain a conventional mortgage every day. Qualification guidelines are tighter than they have been in years and getting tighter. Mortgage insurance guidelines are changing faster than loan officers can keep up. Commentators on the news are even mistakenly saying the only way to get a loan is to have perfect credit and to need to borrow less than 80% of the value of your home.This meltdown is occurring at the same … (0 comments)

refinance: Manufactured Home Refinance With FHA Loans Part 2 - 10/23/07 03:54 AM

In part 1, we noted that many manufactured homes are purchased with loans which have terms that make refinancing an absolute necessity. Owner financing or bank financing with high rates and/or balloon notes need to be refinanced as quickly as possible.
Let's now explore the qualification and processing requirements for using an FHA insured loan to refinance a manufactured home. Most of these items should be handled by your mortgage professional, however it is useful for you to be aware of the guidelines yourself.
The first step is to determine whether the home was built after 1976 according to HUD Code. … (11 comments)

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Carl Pruitt - http://FHALoanAdvice.com

Buford, GA

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