Florida Property Tax Reform And Calculator - 06/26/07 06:29 AM
Floridians:
I just got a letter back from Senator Lee Constantine regarding the letter I sent (and posted) Steal This Letter . Anyways, the fight is still on and you can have a voice.
If you would like to see how your own home would be impacted by the new proposal, go here and … (8 comments)
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The Dangerous Spiral Of Credit Cards Out Of Control - 06/22/07 06:39 PM
*To read an even more in depth solution, try this site for homeonwers: www.FromBillsToFreedom.com
Here's why credit cards can be a dangerous house of cards if you ever meet hard times.
Let's say you have 5 credit cards at a total of $20,000.
Let's say your average interest rate was 10%.
And let's … (6 comments)
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Big Banking Laws Take Serious Advantage Of Consumers - 06/21/07 09:42 AM
Check 21. It's all you hear about in financial circles. As of October 28th, 2004 new laws went into effect that have changed the way you write checks and worse. They will further limit your rights and grant more to those wonderful institutions that hold our dough: Yep the underprivileged banks.
Here's the … (3 comments)
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New Scam Threatens To Hold Your Credit Hostage As They Extort Money From You. - 06/21/07 09:33 AM
Credit Hijacking!
New Scam Threatens To Hold Your Credit Hostage As They Extort Money From You.
In an effort to give you valuable consumer information I'm passing this along to you.
The Scam
It's the latest trend where collection agencies call and accuse you of owing a past debt. Many times the name on … (2 comments)
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Expensive Lessons About Your Florida Air Conditioner - 06/21/07 09:28 AM
Expensive Lessons About Your Air Conditioner In Florida.If you have central air, your air handler unit on the inside of your house has a drainage pipe, usually PVC plastic, running from the unit to the outside. This drainage pipe takes natural condensation from the inside of the air handler and dumps … (-1 comments)
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Local Couple Buys First Home - At Best Interest Rates - Less Than 3 Years After A Chapter 7 Bankruptcy! - 06/21/07 09:20 AM
Local Couple Buys First Home - At Best Interest Rates - Less Than 3 Years After A Chapter 7 Bankruptcy!Here's the story of another nice couple that I had the pleasure of serving. Two borrowers were buying a home. One had a Chapter 7 bankruptcy discharged 2 years ago. The other … (3 comments)
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Did I do this right? - 06/19/07 02:03 PM
I'm only a few weeks new to AR. I just posted an informative blog for my local area. http://activerain.com/blogsview/126930/The-Essential-Seminole-County Can any of you gurus tell me if it's missing something or if I messed up big time? I humbly thank you in advance for your help. Can't tell you how many … (5 comments)
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Essential Seminole County Insider's Guide: “Things To Do”, Food and Restaurants - 06/19/07 07:54 AM
Wekiva Springs State Park Great place to take a picnic lunch and snorkel in the cool spring that wells up from the Florida aquifer. Did you know Florida spring water stays at a constant 72 degrees year ‘round? That cool water is what keeps alligators far away from these perfect swimming … (3 comments)
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Builder Turns Down Single Mom's Loan - We Got Her Approved At 2% Lower Than The Builder's Lender Turned Her Down At!!! - 06/16/07 10:49 AM
Builder Turns Down Single Mom's Loan - We Got Her Approved At 2% Lower Than The Builder's Lender Turned Her Down At!!!Our client was a single mom with 3 kids. She'd really been run through the ringer by an ex husband who left her high and dry with damaged credit. She … (1 comments)
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Doing The Honorable Thing Every Time - 06/16/07 10:45 AM
"I Was Skeptical About Dan's Guaranteed Good Faith Estimate"I was scared to death about refinancing. Then I got this letter in the mail. It sounded good, but you never know. I was skeptical. I read about all these other people that this guy "Dan Dowling" had helped. He had all of … (1 comments)
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Single Mom Ends Chapter 13 Bankruptcy 4 years early. Gets $20,040.49 in cash, Lowers payments $716 / month at the same time! - 06/16/07 10:42 AM
Single Mom Ends Chapter 13 Bankruptcy 4 years early. Gets $20,040.49 in cash, Lowers payments $716 / month at the same time!I spoke with a client in the middle of a Chapter 13 Bankruptcy in 2002. She didn't quite have the equity to be bought out (that's where you actually use … (0 comments)
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Financial Troubles Hurt Every Relationship... - 06/15/07 09:42 PM
Heal Relationships The number one reason couples fight is over money. (the number two reason is a discussion for a different type of 'expert'.) Credit bullies and financial mercenaries are destroying relationships! I still remember my folks snapping at us kids when it was time to pay the bills. Money … (0 comments)
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Credit Card Traps They Don't Want You To Know About! - 06/15/07 09:30 PM
Credit Card Traps! "The ticking time bomb to your finances" Trap #1 "The Due Date Clause" Ever notice, on your credit cards, that your payment due date changes every single month? It is to confuse you so you make the payment late so they can slap you with penalties!!! Trap #2 "The Failure … (6 comments)
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Scared Retired Man Gets Best Advice Ever - Saves Him From Being Broke To Having Over $143,500 In 4 ½ Short Years! - 06/14/07 12:09 PM
Scared Retired Man Gets Best Advice Ever - Saves Him From Being Broke To Having Over $143,500 In 4 ½ Short Years!He had only about $90,000 left in retirement funds, with a stockbroker, when he first met me. The funds kept dwindling. He had to find another way. He was 69, … (1 comments)
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Localism - how to post? I've tried to find out how but can't please help! - 06/14/07 11:00 AM
If anyone can help me with this, I would so appreciate it. I've logged in and I've searched blogs. It just escapes me how you get a posting on Localism. Any of you gurus who can help, I am in your debt.Thank you in advance,Dan Dowling … (3 comments)
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Floridians, steal this letter! - 06/14/07 10:43 AM
A letter I just sent to the State Of Florida. Feel free to swipe it and send it on up. Now is the time. The issue of non-homestead property taxes is vital for the health of our state economy. As unchecked taxes push rental rates past incomes, it reduces the number of … (2 comments)
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Important Update on Florida Insurance Rip Off - 06/13/07 05:33 PM
If you are a Florida agent or homeowner, this is must reading. If you haven't read the original post, go here and read it right away. http://activerain.com/blogsview/120040/The-Late-Great-FloridaYou want to look like an expert when you speak with your clients on this important legislations. It looks like Charlie Crist is gettin' things … (5 comments)
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100% Purchase Money With 590 Score. Florida Buyers. - 06/12/07 06:04 PM
In this buyer's market, we need to help as many folks as possible. There is a program right now that allows a buyer with only a 590 score to get 100% financing. It works like this: 95% Freedom Forgiveness Loan 5% Seller held second.The neat thing is seller can also pay … (1 comments)
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The Late Great Florida Insurance Rip Off! - 06/10/07 08:45 AM
The Late Great Florida Insurance Rip Off! Time to start a revolt... Ever since the hurricanes in 2004 and 2005, insurance companies in Florida have been looking for ways to screw the public. They have no trouble taking our money in good times. But when they have to fix our … (17 comments)
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What You Must Know About Divorce and Retirement Accounts - Before you hire and attorney! - 06/09/07 02:02 PM
To read the first entry in this series on dealing with divorce, go here: http://activerain.com/blogsview/119483/Dealing-with-Divorce-AndWhile a divorce attorney is important, the right attorney is crucial. With regards to retirement plans, these assets are legally divided using a Qualified Domestic Relations Order (QDRO) -- it's pronounced "Quadro". Anyway, the problem is that many attorneys … (0 comments)
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Does anyone really like Hillary? - 06/09/07 01:30 PM
I can't find a single sould to admit to liking her. Who is her base? I asked a table full of democratic women if they would vote for her and to my surprise, every one said no. When asked why they responded that they didn't trust her? How can it be? … (3 comments)
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Dealing with Divorce And Your Credit - 06/09/07 01:09 PM
ORLANDO, FL - When a marriage "goes south" lives are changed forever. What doesn't have to change are the credit scores you've tried, so hard, to achieve.With all of the mistrust, and bruised feelings, it's nearly impossible to know how the fallout will damage the credit of one or both parties. … (2 comments)
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Don't feel guilty about watching the Paris Hilton drama - 06/09/07 01:01 PM
I've heard several pundits say America is brain dead over this Paris Hilton jail drama. I submit that this national intrigue is actually a sign of an advanced society.
Here's why.
It's about the rule of law. It's about laws applying to some rich bimbo the same way they apply to you and … (6 comments)
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How to draw business like a magnet... - 06/08/07 08:25 AM
Here's something I'm passionate about: Copywriting. I've literally run ads that have cost me $271 but have brought in $30,000 in income -- from one single ad! There are dozens of great books on the subject, but here's a quick tip. Always make sure your ads concentrate on the buyer and what's … (0 comments)
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Newbie to ActiveRain...help? - 06/06/07 08:21 PM
Dear ActiveRain community: Man it's confusing. Where do I go to learn about tags, and stars, and tag clouds, and groups and all the other stuff you should know about this forum. I really appreciate anyone willing to help a newb out. Thanks in advance to all. Is there a tutorial or a … (2 comments)
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Read this only if you do not have a database... - 06/06/07 05:56 PM
I still kick myself for waiting as long as I did. Your clients want to hear from you more than you know. The problem is most people put this off thinking it's just a nice thing to do: keep in touch with my clients and sphere. I'm telling you it's more … (8 comments)
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I Ate An Avacado For Breakfast - 06/02/07 09:54 AM
I Ate An Avocado For Breakfast I don't know exactly what compelled me. I hadn't bought an avocado in years. But then I bought one, and the next day I ate it for breakfast. I cut it in half, rotated the pit with my knife and scooped it out with a … (3 comments)
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Sometimes it pays NOT to listen to the "experts" - 06/02/07 09:49 AM
Local Couple Buys First Home - At Best Interest Rates - Less Than 3 Years After A Chapter 7 Bankruptcy! Here's the story of another nice couple that I the pleasure of serving. Two borrowers were buying a home. One had a Chapter 7 bankruptcy discharged 2 years ago. The other had … (2 comments)
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Don't ever give up on a deal or a family - 06/02/07 09:47 AM
Builder Turns Down Single Mom's Loan - We Got Her Approved At 2% Lower Than The Builder's Lender Turned Her Down At!!!
Our client was a single mom with 3 kids. She'd really been run through the ringer by an ex husband who left her high and dry with damaged credit. She … (2 comments)
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The difference between a credit "Freeze" and a credit "Fraud Altert" - 06/02/07 09:38 AM
Essentially it's this. A freeze makes it so nobody can issue you new credit without you "thawing" your credit. This can take several days. A fraud alert allows merchants to grant you credit, however they must go through extra steps to validate your identity. This usually includes calling you on your … (0 comments)
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Favorite FSBO Script? - 06/01/07 06:19 PM
I'll never figure it out. Especially in this market. Why on God's green earth would you even think of selling your home by yourself? I can only imagine these people are "do it yourselfers" on everything. Why stop at selling the house. Why not make your own clothes and cut your … (0 comments)
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The value of private money connections - 06/01/07 06:11 PM
For some purchases, you can't beat private money. I recently had a gal who just started a brand new business. She wanted to buy 20 acres of raw land. Shaky credit to boot. No lender in the world would touch it.
I just called one of my "connections" and we funded … (0 comments)
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You don't need to get every deal... - 06/01/07 11:17 AM
I can't tell you how many times I would help a client and then for some odd reason they would go with a competitor because it was convenient, or their sister got in the business.
Don't give up on these folks! If you stay in touch with them they will come back. … (1 comments)
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