Currently offering New Jersey 30 year fixed mortgages at 4.625% no points up to $417,000. We strive to offer the lowest new jersey rates as well as the lowest fees. We are a NJ licensed mortgage banker and utilize the best investors to close your loan as soon as 4 weeks.
If you are looking for New Jersey Super conforming jumbo loans up to $729,750, we are always the lowest. Currently we are at 4.875% no points on a 30 year super conforming.
Give us an opportunity to offer you the lowest new jersey mortgage rates by visiting our website and giving us a call.
Currently offering New Jersey Jumbo Super Conforming 30 Year at 4.875% NO POINTS up to $729,750. These low rates have not been offered on super conforming so take full advantage of this low rate. Must have 740+ credit scores,Loan to value up to 80%, and show minimum 2 months reserves.
We are a Full Service New Jersey Licensed Mortgage Banker. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available! The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms to our clients
Remember the days when someone with a 500 credit score could qualify for a New Jersey FHA mortgage? Well over the past year, FHA credit score requirements have been increasing. Nearly 20% of FHA loans are currently in default causing FHA lenders to be more cautious.
In this current mortgage market, to even be considered for a FHA mortgage, you MUST have a 620 minimum credit score. But we are seeing a trend that many other FHA lenders are now following.
Now, FHA lenders are looking for 640-660 credit scores for FHA financing. While there are still many who still require a 620 minimum credit score, NJ FHA lenders are imposing "pricing hits" to consumers who fall below 660 credit scores. So obviously there is an upward trend happening here with consumers looking to apply for an FHA loan.
In the future, don't be surprised if down payment requirements increase again and credit score minimums gradually increase as well. With rising unemployment and foreclosures, it is causing FHA lenders to alter their lending guidelines going forward.
Keep in mind, there are a "small few" of portfolio FHA lenders that will go below the standard 620 minimum credit score requirement. BUT they are hitting consumers with HEFTY pricing adjustments to get an FHA loan with credit scores below 620.
So if you are looking to obtain an FHA loan, be sure to check your credit scores early enough in the mortgage process, to give yourself ample time to see what you need to do to get your credit scores high enough today to avoid any and all pricing adjustments when applying for a New Jersey FHA mortgage. Also many mortgage companies can assist you in credit repair if necessary. Many mortgage companies will offer this at no cost. Be sure to ask!
We offer the LOWEST NJ rates with the Lowest fees. Current 30 year fixed 4.75% zero points
Whether you are looking for the lowest super conforming rates, NJ FHA Jumbo Rates, or super jumbo up to 3 million, First Lenders Mortgage offers the lowest rates combined with the lowest fees!!
Please visit http://www.firstlendersmortgage.com and enter Active Rain in the "how did you hear about us" and our $350 application fee is waived.
Charming two bedroom beach bungalow with character in a great location is perfect for first time buyer or small family. The house delights with an open floorplan, lots of light, new floors and many upgrades with a cozy cottage feel. Newly tiled eat in kitchen with newer appliances open to comfortable living room with mounted flat screen and new laminate floors. Cozy dining area with large, custom plantation blinded windows across from a private office with great front window can double as a mud room off the front hallway. Large master bedroom and smaller second bedroom are carpeted with free standing wardrobes. Newly renovated bath and shower with new tile floor. Fenced in backyard with lots of shade is great for grilling, entertaining, or pets along with a shed for storage. You will love the one block walk to the beach which is this streets best kept secret. You can enjoy views of New York City, fishing, and pets are allowed! No matter where you are commuting to daily, New Jersey Transit trains, buses, and New York City ferry are all within a five minute drive along with Garden State Parkway access.
Features List
Taxes: $3,124.00
Vinyl Sided
Newer Windows
Newer Doors
2 Bedrooms
1 Full, Updated Bath
Nice Living Room
Built-in Cabinetry
Eat-in Kitchen
Newer Appliances
Office
Sitting Area
Great Color Scheme
Tidy Yard, Shed
Concrete Patio
One Block To Beach
Commuter Friendly
Clean & Carefree
Equal Housing Opportunity.
Mack-Morris Beth Thomas Edwards Realty :
61 East Main Street -
Holmdel
NJ
07733
: 732-865-4549
Spectacular Metedeconk River Front Views! Great 4 or 5 Bedroom Custom Colonial offers many updates, gourmet kitchen, full baths, carpeting. A meticulously cared for home, oversized property, beach, 100-ft dock with fresh water, electric, lighting and lift. A spacious lighted patio, bar area, perfect for entertaining, loads of parking and room for expansion. This year-round home features natural gas, 2 zone heating/cooling, two fireplaces, a carefree existence, vinyl sided, timberline roof, newer windows and paint. Your year round water front home in this great neighborhood is waiting! Call me now for a showing!
For More Information TEXT 6254 to 79564
Features List
Great Curb Appeal!
Great Neighborhood!
2 Level Colonial
2 Car Garage
Timberline Roof
Vinyl Sided
Updated Kitchen
Updated Large, Baths
2 Working Fireplaces
9 Total Rooms
New Upstairs Carpet
Newer Windows
Freshly Painted
2 Zone Heat/AC
Expansive Parking
100 Ft. Dock, Lift
Riparian Grant
Premium Size Lot
Gas,Town Sewer/Water
Private Well
Taxes $12,814
Equal Housing Opportunity.
Mack-Morris Beth Thomas Edwards Realty :
61 East Main Street -
Holmdel
NJ
07733
: 732-865-4549
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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