Announcing 2 Broker Open Houses this Week!

 

  1. 1329 W Abriendo - Tuesday April 14 from 4:30 to 6:30
  2. 1345 Terry Circle - Wednesday April 15 from 4:30 to 6:30

 

Come Join me at these 2 Must see Homes for Food, Drinks and Prizes!

Catering provided by Classic Catering

 



Best Wishes for a Happy Holiday Season and a Happy New Year!

 

Please visit my website for all your Real Estate Needs www.GoWithFloLiveInPueblo.com

 

 

 

 Holiday Special!

Opportunities at Sawyer Ridge are available now until the

31st of January 2009.

The developers are offering you the opportunity to

purchase lots at 20% off the listed purchase price as long as

you close on or before the 31st of January 2009. Perfect for

building a Parade House and being able to achieve more

profit.

To take advantage of this offer, contact me at the numbers

listed below, I will be glad to show you the development for

your selection of a lot/lots or answer any questions you may

have about our covenants and design review. Those

documents are available via e-mail for your perusal; let me

know if you need them.

 

Flo Mendez-Beatty

Keller Williams Performance Realty

(719) 583-1100 ~ Office / (719) 252-4084 ~Cell

(719) 583-9900 ~ Fax

www.gowithfloliveinpueblo.com

 

 

 

 

Don't throw away the seeds after you carve the

pumpkin. Make a yummy snack!

Ingredients:

Raw pumpkin seeds

2 tsp. Butter or oil (olive or vegetable)

Salt or seasoning

1. Rinse seeds and discard pulp.

2. Spread seeds on cookie sheet and dry

overnight.

3. Preheat oven to 300 F.

4. Toss seeds with butter or oil and

seasonings of your choice, including:

garlic salt, cayenne pepper, cinnamon,

etc.

5. Bake for 30 minutes or until seeds

begin to brown.

6. Let cool and serve.

 

Tips for Helping Your Clients Boost Credit Scores, Strengthen Financial Footing

RISMEDIA, -It is a three-digit score that can shape your financial future, whether you plan to buy a new car or qualify for

a reasonable mortgage loan to buy the home of your dreams. Your credit score is a determining factor in whether you

obtain financing and at what cost, and there's never been a better time to clean up your credit history and boost your

score.

The first step in improving your credit score is to know where you stand. Your credit records have been reduced to a

three-digit score commonly known as a FICO, or Fair Isaac & Co., score. Each of the three major credit bureaus

(TransUnion, Experian and Equifax) have assigned a score that shows how likely you are to pay back a loan on time -

the higher the score, the lower your presumed risk of default. By law, you may obtain one free report annually from each

bureau online at www.AnnualCreditReport.com. By accessing your credit information one agency at a time, you can get

a free credit report three times a year.

Once you know your FICO score, you can work toward

improving it. But improving your credit score can require

time and commitment. Here are some valuable tips to get

you started:

- Pay your bills on time. Your payment history, including

late payments and foreclosures, can count for one-third of

your credit score. Accounts more than 60 days past due

will be indicated on your credit report.

- Check your credit report for errors. Removing errors,

especially those negatively reflecting late payments or

unpaid credit, is one of the easiest ways to improve a

credit score.

- Reduce your balances. One-third of your FICO score

depends on the total amount of balances you owe versus

your total credit limit. Try to keep your balances less than

80% of your credit limit to maximize your score benefit.

- Keep older credit lines open. Having a long history of

active accounts indicated to lenders that you are a good

credit risk. It also accounts for 10% of your credit score.

- Use credit - but use it responsibly. This includes having

credit cards and installment loans with timely payments.

Accounting for 15% of your score, a balanced account

including a mortgage payment can help homeowners

boost their score.

- Avoid new credit. Opening new credit will lower your

average account age. In addition, the number of new

applications counts for 10% of your score. Under the Fair

Credit Reporting Act, you may limit "prescreened" offers by

removing your name from nationwide lists.

- Check regularly for identity theft. Agencies may only

provide your information to those with a valid need, such

as a creditor or insurer.

http://rismedia.com/wp/2008-09-15/tips-for-helping-your-clients-boost-creditscores-

strengthen-financial-footing/

 
National Breast Cancer Awareness Month

 

The National Breast Cancer Awareness Month (NBCAM) program is dedicated to increasing awareness of the importance of the early detection of breast cancer through a nationwide educational campaign directed at the general public, state and federal governments, health care professionals, employers, and women of all ages and ethnic groups.

The sponsors of the NBCAM campaign include 19 national public service organizations, professional medical associations, and government agencies working in partnership to raise awareness and provide access to screening services.

The first week-long NBCAM program took place in October 1985 with a goal to fill the information void in public communication about breast cancer. The third Friday in October each year is National Mammography Day, first proclaimed by President Clinton in 1993. On this day, or throughout the month, radiologists provide discounted or free screening mammograms.

For more information about the National Breast Cancer Awareness Month program visit: www.nbcam.org

For more information about breast cancer, please visit:  http://www.cancer.gov/cancertopics/types/breast

 

Water is the most destructive substance in the indoor environment. Water causes damage

many ways. It adversely affects materials by dissolving them or causing them to swell, warp,

stain or corrode. Water also promotes and sustains the growth of destructive and potentially

dangerous microorganisms. Water damage will get worse unless we do something about it.

As a water restoration professional, and as owner of Flood Damage Restoration, we want you to

understand and be comfortable with the restoration recommendations we make. Our recommendations

are based on common sense, science and years of successful practical experience.

However, as the customer you have the right to control aspects of the project, and will bear responsibility

for problems that result from the refusal of our recommendations.

WE WORK FOR YOU, NOT THE INSURANCE COMPANY

Although your insurance company may have recommended our firm, we will be working for

you, not your insurance company. If you do not agree with our opinions and suggestions, you

have the right to obtain another opinion. You have the option to use a different service provider.

We want to make matters as easy as possible for you. Our job is to be part of the

solution.

EMERGENCY RESPONSE

Under the terms and conditions of an insurance policy, the policyholder is obligated to take the

necessary action to limit and to prevent further damage. Prompt action is necessary to prevent

further damage. However, your insurance company need to inspect before carpet and other furnishings

are removed or disposed of. Your health and safety is more important to us than

money. Sometimes the right choice is expensive. Porous materials contaminated with bacteria

or fecal matter should be removed. If you decide otherwise, be prepared to release the contractor

from liability.

COMMON MISCONCEPTIONS

"My carpet retailer says that water will destroy my carpe."

Some carpet retailers are unfamiliar

with current drying technology or have a conflict of interest. According to a recent study,

wet carpet initially loses strength, but gets stronger after being wet for 48 hours - even to the

point of exceeding the original dry strength. According to the Carpet and Rug Institute (CRI),

and organization of carpet and fiber manufactures, carpets exposed to clean water that are

promptly and professionally dried, cleaned and restored, will not experience any loss of strength

or useable life span.

"My homebuilder says that wet drywall needs to be replaced."

Water is used both in the manufacturing

of drywall as well as during some installation processes. Drywall exposed to clean

water, and promptly dried and professionally treated is routinely restored without loss of

strength or structural integrity.

SALVAGING VS REPLACEMENT IS DEPENDENT UPON VARIABLE FACTORS

Of course, there are limitations to what we can accomplish. Some water-damaged carpets and

structural materials may not be salvageable. Salvaging these items is dependent upon may factors

- - the cleanliness of the water, response time and thoroughness of the response. The

cleaner the water and the faster the response, the more likely the material can be restored.

Other issues and factors may include the expense, feasibility or desirability of restoration versus

replacement.

WATER PURITY CATEGORIES

Invasive water typically falls into three categories: clean, dirty and contaminated"

Category 1 water is referred to as " Clean Water". Clean Water originates from a source

that does not pose substantial harm to humans. Examples of clean water sources may include,

but are not limited to, broken water supply lines, tube or sink overflows with no contaminants,

appliance malfunctions involving water supply lines, melting ice or snow, falling

rainwater, broken toilet tanks and toilet bowls that do not contain contaminants and additives.

Category 2 is known as "Gray Water". Gray water contains a significant level of contamination

and has the potential to cause discomfort or sickness if consumed by or exposed to

humans. Gray water carries microorganisms and nutrients for microorganisms. Examples

of gray water sources may include, but are not necessarily limited to, discharge from dishwashers

or washing machines, overflows from washing machines, overflows from toilet

bowls with some urine (no feces), sump pump failures, seepage due to hydrostatic pressure,

broken aquariums and punctured water beds.

Category 3 water is referred to as "Black Water". Black Water contains pathogenic agents

and is grossly unsanitary. It presents a substantial risk of harm to humans. Black water includes

sewage and other contaminated water sources entering or affecting the indoor environment.

Category 2 water that is not removed promptly from the structure may be reclassified

as Category 3 water. Toilet backflows that originate from beyond the toilet trap is considered

black water contamination, regardless of visible content or color.

Some water claims are easy to categorize while others are not. Small problems unrecognized

or improperly dealt with can and do grow into big problems. The difference between a

successful water restoration project and an unsuccessful one may be as simple as selecting the

right contractor.

INSPECTION

The inspection phase of a water restoration project is extremely important. Water always seeks

its own level. Water may collect and form hidden packets of moisture inside lower wall cavities.

This is further complicated when the source of water is above or overhead; this permits

water to enter ceiling or upper wall cavities. Water damage professionals rely on diagnostic

instruments to locate all the areas and surfaces which require drying and to monitor the drying

process.

THE DRYING PROCESS

The drying process consists of two components - - evaporation and dehumidification. Air

movement equipment is utilized to accelerate the rate of evaporation. Dehumidifiers remove

this excess moisture from the air, building materials and personal property. Proper drying may

involve making acfcess openings into wall and ceiling cavities. If airborne particles area concern,

the affected areas may be draped off with plastic, or air filtration devices can be installed

to remove particulates from the air. Room temperature also plays an important role in how fast

we will be able to dry your structure. It also effects how efficiently our equipment performs. It

is very important that we maintain certain room temperatures throughout the drying process.

MOLD

Mold is a type of fungus. It occurs naturally in the environment. It spreads by means of microscopic

airborne spores. Mold is found everywhere live can be supported. However, it requires

certain conditions to grow. First and most importantly, mold growth requires moisture. By

minimizing moisture, we can reduce or eliminate the risk of mold growth. All molds are not

necessarily harmful, but certain types of mold are believed to have adverse health effects to susceptible

people, such as allergic reactions, skin irritation, and respiratory problems. However,

experts disagree about the level of mold exposure required to cause health problems.

BIOCIDES

Biocides are sometimes used to kill or inhibit the growth of microorganisms like mold and bacteria.

Although it is our company's general policy to limit the use of Biocides, there are certain

situations that merit their use. In addition, Biocides might be used in losses that have gone unprocessed

for a number of days.

Thank you for allowing our company to put our knowledge, skills and experience to work

for you. If you have any questions, feel free to ask.

 

 New business card both numbers.jpg 

 

Healthy Homes for Healthy Living - How to Buy Peace of Mind

Home Trends by Melissa Birdsong

RISMEDIA - Homeowners are looking for a quality of life that promotes health, safety and well-being-and it all begins with the home.

If someone were to ask you to describe the most important things about achieving the "good life," what would you say?

Last month, I referenced the top three things noted in a recent study-good health, financial security and having a home of your own-and noted that even in these challenging economic times, being a homeowner is still the dream of most people. With so many things in play that they can't control-gas and food prices, home values, the global economy and more-homeowners are paying very close attention to the things they can control by making better, more thoughtful choices about what they look for in a home. And today, that often means discovering what it takes to have a healthy home to support good health and well-being.

Today's home buyers are seeking safe and secure homes with systems and materials that offer protection in the broadest sense of the word. Home security systems, stout locks on doors and windows, and smoke and carbon monoxide detectors can deliver peace of mind.

Having a home that is designed to promote accessibility and comfort for all family members is another way for a home to support good health. But a third and complementary perspective is all about having a home that promotes wellness through clean air, pure water and clean surfaces.

Consumers are keenly interested in a home's air and water quality and the systems and materials that are in place-or not-to ensure a healthy interior environment. As a result, they're likely to evaluate finish materials, such as carpet or hard-surface flooring, counter tops, and tub and shower surrounds not only from an aesthetic perspective, but also from a "clean-ability," livability and maintenance perspective aligned with supporting their family's wellness-from general prevention to addressing the special needs of the allergy-prone, the odor-sensitive and the pet owner.

Understanding the rising importance and broader definition of having a home that supports good health can provide meaningful insight for many potential homeowners. Helping your clients find a home that addresses their specific needs is another way to demonstrate your professionalism and your desire to go above and beyond.

Melissa Birdsong is vice president for Trend, Design & Brand, Lowe's Companies, Inc.

For more information, please visit www.lowes.com.
http://rismedia.com/wp/2008-07-07/healthy-homes-for-healthy-living-how-to-buy-peace-of-mind/

 
Beijing 2008 Summer Olympics

Bejing_2008.gif

The Games of the XXIX Olympiad will take place from 8 to 24 August 2008. The Games in Beijing will play host to the 28 summer sports currently on the Olympic program. Approximately 10,500 athletes are expected to participate in the Games, with around 20,000 accredited media bringing the Games to the world.
http://en.beijing2008.cn/sports/

Beijing Emblem
Every emblem of the Olympics tells a story. The Beijing 2008 Olympic Games emblem "Chinese Seal, Dancing Beijing" is filled with Beijing's hospitality and hopes, and carries the city's commitment to the world.
http://en.beijing2008.cn/spirit/

Theme Slogan
"One World One Dream" fully reflects the essence and the universal values of the Olympic spirit -- Unity, Friendship, Progress, Harmony, Participation and Dream. It expresses the common wishes of people all over the world, inspired by the Olympic ideals, to strive for a bright future of Mankind. In spite of the differences in colors, languages and races, we share the charm and joy of the Olympic Games, and together we seek for the ideal of Mankind for peace. We belong to the same world and we share the same aspirations and dreams.
http://en.beijing2008.cn/spirit/

Below is a link to the entire schedule for all the Olympic competitions.
http://en.beijing2008.cn/schedule/

 

Price Reduced
$259,900
348 S. Littler, Pueblo West, CO 81007

 

Please visit my site
http://www.gowithfloliveinpueblo.com

Reply by clicking here
flobeatty@kw.com

no image
 
 
 
Flo Mendez-Beatty

GO WITH FLO AND GET IT SOLD!!!!
 
Keller Williams Performance Realty
http://www.gowithfloliveinpueblo.com flobeatty@kw.com
Office (719)583-1100
Cell (719)252-4084
Fax (719)583-9900
3 BEDROOMS
3 BATHROOMS
3 CAR GARAGE DETACHED
2358 SQUARE FEET ALL ON ONE LEVEL
BUILT IN 1997
TILE AND WOOD FLOORS
PARK LIKE YARD
LOCATED ON THE PUEBLO WEST GOLF COURSE
$259,900 REDUCED $9,600
 
   

 

 

 
 
Rainmaker_large

Flo Mendez-Beatty

Pueblo, CO

More about me…

Keller Williams Performance Realty

Address: 627 N Main Street, Pueblo, CO , 81003

Office Phone: (719) 252-4084

Email Me



Links

Archives

RSS 2.0 Feed for this blog

Find CO real estate agents and Pueblo real estate on ActiveRain.