Fowler Realty Advice on Obtaining Free Credit Report

How To Obtain Your Free Credit Report 

Gather Your Information: You can check your credit report from each of the three credit reporting companies (Equifax, Experian and TransUnion) in several ways, but each of them will require your basic information. Make sure, if you haven't already committed them to memory, you have your Social Security number (for the application) and any financial account information (to cross check with the reports). If you have moved in the last two years, have your previous address.

Decide Application Method: Credit reports are available online through AnnualCreditReport.com. Any information you enter is completely secure. You receive your report immediately when applying online.

You may also order your report by calling (877) 322-8228 or by mailing a request to:

Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281

These requests typically take 2-3 weeks.

Review Your Report Thoroughly: Even minor mistakes can prove costly. Check to make sure old accounts are no longer active, current accounts are correct and all of your information has been correctly reported.

Address Any Mistakes: Problems must be handled with the reporting agency. Here is the contact information for each:

Equifax
PO Box 740256
Atlanta, GA 30374
(800) 797-7033

Experian
NCAC
PO Box 9595
Allen, TX 75013
(800) 583-4080

TransUnion
PO Box 200
Chester, PA 19022-2000
(800) 916-8800

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Welcome to Fowler Realty

Fowler Realty is a full service Real Estate Company.  Fowler Realty agents have a high level of experience and are committed to the success of our clients.  Fowler Realty offers buyers and sellers the most up-to-date Real Estate technology and services.  We offer flexible in-house commission rates that can save you thousands of dollars on buying or selling properties. 

Fowler Realty Accomplishments:

• 3.3 Million in Sales in 2007

• Sold 27% of its own Listings in 2007

• Easy to Maneuver Website

Fowler Realty listings gain exposure not only on www.FowlerRealtyHomes.com and www.Realtor.com, but are also listed on the Quad Cities Association of Realtors MLS or Multiple Listing Service where over 1000 Realtor members find listings or comparables for their sellers or buyers.  Contact a Fowler Realty agent today to provide you with a Free Market Analysis to help you price your home or if you have any Real Estate questions:

 Email: fowlerrealty@mchsi.com

Fill out our contact form: Contact Fowler Realty

Office: 563-514-2114

Agents of Fowler Realty are members of the Quad City Association of Realtors, Iowa Association of Realtors and the National Association of Realtors.  Fowler Realty is located in Blue Grass just minutes from Davenport, Iowa.  Fowler Realty is licensed in Iowa and has served the Quad City & Muscatine Area Real Estate Market since 2006.

Fowler Realty is an up and coming Real Estate company because of our enthusiasm and optimism towards selling Real Estate while having new concepts to stay above the rest.  We are proud of our offices low overhead so we may pass the savings on to our clients.  We work hard so you win. 

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5% LISTINGS

• Full Service Listings

• MLS Multiple Listing Service Exposure

• Yard/Directional Signs

• Brochures

• Contracts/Disclosures

• Website Exposure

• Free Market Analysis

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Check us out at www.FowlerRealtyHomes.com

We work for you!!!
 

Fowler Realty is a nation wide resource that directly supports clients in finding either a home across the country or a townhouse down the street.  We offer our clients to broker the whole package to assist in relocation needs.  Fowler Realty gives a customized while flexible approach guaranteed to match your relocation needs.

Fowler Realty provides relocation services 365 days a year through the National Association of Realtors broker referrals.  Fowler Realty offers many tools to assist in the process of selling your home, for example:

• Comparative Market Analysis (Price your home)

• Market your property (Websites, flyers, MLS)

• Provide complete Net Sheet (How much you can afford)

• Negotiate the sale

• Selection process for buying a home

When you submit a request for relocation assistance through Fowler Realty, you will be provided the information from a qualified relocation provider.

Fill out the form and click Submit.  A Fowler Realty Agent will contact you shortly. 
Thank you.

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Fowler Realty Lead Paint Warning

Lead Paint Warning

If it was built before 1978

Information on an Important Lead Base Paint Law

 On December 6th, 1996 a new federal law became effective. This law applies to houses listed with REALTORS as well as For Sale By Owners. If the house you are buying was built before 1978, the seller must do the following.

• Inform the buyers or tenant before signing a contract or lease of any lead paint known to exist and provide reports of such findings.
• Give buyers or tenants a free Environmental Protection Agency brochure, entitled "Protecting Your Family From Lead in Your Home"

Penalties for not complying are up to a $10,000 fine and or one year in prison plus the buyer or the tenant who experiences health problems relating to undisclosed lead can sue a seller, agent or landlord for three times the amount of damages plus court cost and attorney fees.

Include in the sales contract or lease agreement a disclosure statement concerning the potential presence of lead paint and give buyers (but not tenants) 10 days if they choose to conduct lead inspections or risk assessment of the property.  Clients should be made aware of this before they make a contract.

For full information on what must be done and the forms that must be used, send us a request by clicking on the link below:

Click Here for the Form

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