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I was made aware of the following post because the group, Californian's for Alternatives to Toxics, called to ask me if they could use the picture in this article from one of my many postson Tolowa Dunes State Park. If you have never been to Del Norte County, it is comprised of many state, national and county parks, and land protected by Fish and Game.
Tolowa Duneshas got to be one of the most beautiful locations in California, where Lake Tolowa meets the Pacific Ocean. It breaches itself, or is breached by man, several times a year and creates quite the lovely spectacle as the fresh water lake empties into the sea.
My husband and I routinely see pelicans, sea gulls, sea lions, geese, ducks, osprey, and so much more. It is a little difficult to find Lake Tolowa, so we are usually the only people there. If you haven't been there and you live in Del Norte County, you need to go.
Here is the Californian's for Alternatives to Toxics poston what is going on at Tolowa Dunes State Park. Please check out their website if this interests you to see how you can help.
Thank you,
Fran
Defying Court Ruling, State Parks Aims Hazardous Sprays At Coastal Wildlands
Despite being trounced by CATs in the Court of Appeal for a similar project, the California Department of Parks and Recreation (CDPR) is trying to slip another terrible herbicide spray plan past the public- adding to the mounting evidence that the agency considers itself above state law.
Avoiding a full environmental analysis, the state agency plans to kill invasive plants with broad-spectrum, non-selective herbicides at two Del Norte County sites: the sensitive dune ecosystem at Tolowa Dunes State Park and the Fish & Game-managed wetlands of the Lake Earl Wildlife Area.
Only months ago, CDPR lost in court to CATs for similarly failing to do a thorough examination of its plans to spray the invasive purple loosestrife weed along the Eel River. These plans are on a growing list of CDPR projects undertaken without adequate analysis and public notice.
- Incessant Spraying -
Its current proposal at Tolowa Dunes includes the use of two herbicides, imazapyr-also proposed on the Eel River--and glyphosate.
Imazapyr remains toxic and mobilein soil for up to a year and a half; repeat applications are likely to compound this toxicity. Glyphosate adversely alters soil ecosystems and recently has been linked to reproductive damagein mammals. But CDPR wants to do multiple spray applications to 323 acres for a minimum of three years--and up to an undetermined length of time.
CATs believes the Tolowa Dunes project is in violation of the California Environmental Quality Act (CEQA) because it fails to analyze how the toxic herbicides could affect the 61 special status plants and the 37 special status animals there, along with soil organisms and wetland water quality (see CATs' critique of the Tolowa Negative Declaration).
In an apparent surreptitious move, the spray plan was issued as part of a Mitigated Negative Declaration in mid-September for public comment, but was never posted on the CDPR webpage. CATs was not notified as an interested party.
While the lack of transparency is disturbing, it came as no surprise considering CDPR's track record statewide - which includes a rise in the use of Notice of Exemptions, Negative Declarations and Mitigated Negative Declarations in place of full environmental analysis and complete public participation.
- Why Use Killer Chemicals? -
It was such tactics that prompted the Court of Appeal to rule in favor of CATs and its assertion that CDPR failed to do adequate environmental analysis for the purple loosestrife project on the Eel. There, just as at Tolowa Dunes, CDPR planned to spray the invasive plant with imazapyr as the primary treatment without adequate consideration of non-chemical, environmentally appropriate alternatives.
Learning of CATs' Purple loosestrife lawsuit, people throughout California have contacted CATs about similar projects revealing an apparent pattern of the state agency's abuse of CEQA.
Examples include a Notice of Exemption in Mendocino County that allowed a bluff overlooking the ocean in Jug Handle State Park to be scraped down to bare soil and then sprayed to remove gorse and broom. Such scorched-earth practices also threaten Southern California parks, such as the removal of 100-year-old orange and lemon groves at Citrus State Historic Park so the soil could be graded and fumigated with an extremely toxic pesticide.
Neither of these activities was posted on the CEQA clearinghouse website for the public or environmental organizations to review because each was deemed non-significant by CDPR.
Though CDPR may claim to use herbicides sparingly, these projects highlight the agency's chemical habit and likelihood to jump on the herbicide treadmill for invasive weed management in other state parks.
CATs will remain diligent in its mission to watchdog the activities of government agencies and bring information about projects that include pesticide use to its members and the public.
- What You Can Do -
--Familiarize yourself with the CEQA process (http://www.ceres.ca.gov/ceqa/more/faq.html)
--Visit the California Clearinghouse to find proposed projects in parks near you (http://www.opr.ca.gov/index.php?a=sch/sch.html)
--see CATs' analysis of the Tolowa Negative Declaration(212 kb pdf file)
--Go to the State Parks website (http://www.parks.ca.gov/) or visit your local headquarters and ask about management practices that include pesticides. It's public information.
(* photo by Fran Gatti) (CAT used my picture, gave me this credit and linked back to my post)!     
Thank you for stopping by. Your comments on this post are welcomed and appreciated.
This is the first time I have heard about Chinese Drywall and the problems it is causing in homes built with this material. If you notice a rotten-egg smell in your home that was constructed between 2001 and 2007, please read this post and click on this link for more information. Via Nestor & Katerina Gasset Realtors® Wellington Florida Luxury Homes (International Properties and Investments, Inc.): Wellington Florida Real Estate News: Chinese Drywall- If You Have Chinese Drywall There May Be Help on the way.
I wrote a detailed post about Chinese Drywall Claims May Get Your Insurance Canceled and since then there have been lawmakers here in Florida and other states plagued with Chinese drywall working on some solutions.
The US Department of Housing and Urban Development will issue some guidelines for homeowners who have Chinese drywall to follow in order to apply for federal money. Senator Bill Nelson (D) has been one of the supporters of getting relief to homeowners here in Florida. While I don't agree with him on most issues- this is one of the issues that I do feel needs to be addressed by HUD because it was the Federal Government who supports buying products made in China. Since we can't sue the companies in China for sending this horror of a material someone has to be held accountable. The builders and developers who used this drywall have mostly all filed bankruptcy and are no longer in business. The builders that are still here are doing a lot to help the homeowners who are living in homes that they sold that have the chinese drywall. In fact, some builders are paying for the homeowners to temporarily move out of their homes, paying for their expenses and helping them as they remove all the chinese drywall and replace it.
The HUD secretary came to Florida to see some of the damage we are talking about. It is hard to understand the extent of this awful drywall as it can destroy the plumbing, the foundation and lead to serious health problems. We had one family that was buying one of our short sale listings. They owned one of the homes with the Chinese Drywall. They had two children who were getting sick. It was from the sulfuric gas that the chinese drywall leaks and these poor kids were so sick that they had to move into a hotel until we could get the short sale approved. It was because of the health of these children that WAMU (now Chase) worked very quickly to get the short sale approved so these little children could be in a home again.
HUD said that homeowners may be able to get help through the Community Development Block Grant program. But the problem, as usual, with government programs, is that that person saying that you may get help from a program doesn't even know if that is truly the case or not. Well, this was not the case because the Block Grant program is for poverty areas and low income people. Most of the home that have the chinese drywall are middle class to high end homes. Most of the people affected are people who are not poor. But the Cbinese drywall can certainly land any middle income earner into the poor house because you have to basically gut your entire house to get at the drywall and underlying problems it causes.
So now the HUD secretary sent Senator Nelson a letter saying that they are working with the guidelines so that these homeowners can get assistance to repair their homes.
Here are some photos from the Florida Health Department. The first photo is the black corrosion that is caused by Chinese Drywall the other corrosions are not black and are normal corrosion of copper, wires, etc. Please seek out the advice of a licensed contractor if you suspect your home to contain Chinese drywall. The easiest way to tell is to check the back of piece of drywall. If it says, MADE IN CHINA- you have Chinese drywall:
 
 
The Federal Government has received over 2,276 complaints from homeowners and more than two thirds of them are from Florida. I am sure that more are affected that don't even know they are and more still that have not filed complaints.
For information about Florida Short Sales- click here.
To view Florida Short Sales- Click here. We know Palm Beach County Short Sales and Port St Lucie Florida Short Sales and will help you get your home Sold if you need to Sell your home and help you buy your home in Palm Beach County Florida: Call us today.
 
  
Wellington Florida Real Estate News-Chinese Drywall- If You Have Chinese Drywall There May Be Help was first published on South- Florida-Luxury-Living.com.
Copyright © 2009 By Katerina Gasset, All Rights Reserved.* Wellington Florida Real Estate News-Chinese Drywall- If You Have Chinese Drywall There May Be Help*
Thank you for stopping by. Your comments on this post are welcomed and appreciated.
 Chere's Boutique
933 3rd Street
Crescent City, CA
707-464-9662
cheresboutique@charterinternet.com
Owner: Rich and Chere Wier
If you haven't been to Chere's you need to go. Specializing in Fine fashions and Accessories, Chere's is the place to find that new outfit for your special occasion or something new for work or play.
I purchased a pair of leisure pants (nice way of saying sweats) made out of a soy material that are the softest, most comfortable pants ever. I put them on the second I get home from work; they make me happy.
 I shop at Chere's Boutique A LOT. I am tall, 5'9" and Chere's is THE ONLY place I have been able to find pants that are long enough for me. It is now the only place I purchase pants. I especially like the Tribal brand that Chere carries.
Situated in the middle of the Crescent City downtown area that is being revitalized by businesses like Chere's, Johnston's Gifts, The Enchanted Florist, Tomasini's Enoteca and others, these local businesses have excellent products at reasonable prices and are worth checking out.
 
Chere's Boutique has fashion shows throughout the year as well as other events such as Ladie's Night Out.
Chere's Boutique in the heart of Crescent City's revitalized downtown area, come take a look and let Chere know you found her business on Fran's blog - Shop Local Series.
Thank you for stopping by. Your comments on this post are welcomed and appreciated.
Welcome to Redwood West subdivision in Crescent City, CA
(View Map)
Lot Size: .5-1.5 acres
Price: $119,000-$225,000
Homes Priced: $269,000 to $349,000
Get your pick of the Lots! Redwood West is a planned residential development in the Northern California redwoods just north of Crescent City near the south bank of the prestigious Smith River known for it's excellent salmon and steelhead fishing. Thirty-four lots vary in size from .5 to 1.5 acres with city water, utilities, septic and paved roads.
Featured listing:
210 Skookum Lane
Crescent City, CA 95531
Priced at $269,000
Listed by RE/MAX Coastal Redwoods.
Featuring: New Construction, situated in a desirable Redwood setting. Beautiful area to call "Home". Comfortable floor-plan ideally designed w/Great Room effect. Kitchen is lovely, Cherry-tone Maple cabinets, granite counters & tile floors. Vaulted ceilings. Recessed lighting. Large windows. Lovely views.
Master -Suite w/Walk-in closet. Large 3-car garage. Covered front entry. Beveled glass front door. Big open back deck. Landscaped yard area. Old Growth Redwood stump enhances the lovely Curb Appeal.
Please call or email me with your questions, for maps, copies of CC&R's, or driving directions to Redwood West.
 
Thank you for stopping by. Your comments on this post are welcomed and appreciated.
 Crescent City/Del Norte County real estate market report for November - Looking good!
There were 18 residential sales closed in the Crescent City/Del Norte County for November according to the CC Board of REALTORs MLS, which is 45% better than November 2008.
The increase in REO sales, low interest rates and the first time home buyer tax credit has spurred on the flurry of buying that I anticipate to continue, however it is homes priced $200,000 and under that have been selling like hotcakes pretty much all year. The reason, pent-up low to moderate income buyers that finally have homes priced in their price range along with the tax credit are snapping up homes.
According to C.A.R. Chief Economist Leslie Appleton-Young, our current market is the new "normal." C.A.R. projects one-third of all sales in 2010 will be distressed properties (short sales, REO's, bankruptcy) and the state's median price will drop to $280,000. In addition, she noted, "Sales for 2010 are projected to decrease 2.3 percent."
The low-end market is going to continue to attract first-time buyers and investors, which will more than likely result in low inventory in the low-end price range, however seller's in high-end homes will continue to be challenged by buyers struggling to secure financing from banks that are tightening lending standards.
What does it all mean? Del Norte County's median price for November was $180,000, up from October's $160,000. The median price has been below $200,000 for most of 2009 and I project this trend to continue. Although the $200,000 and under price range is 40% of active listings it comprised 67% of November sales! 44% of all November sales were foreclosed properties. That price range is really hopping.
We have quite a bit of new construction going on in the Crescent City/Del Norte County real estate market with new homes in the Bay Meadows and Redwood West subdivisions as well as a new home priced at $199,000 (my listing). The move-up buyer tax credit of $6500 as well as FHA and USDA GRH financing (good interest rates) should help to spur on buyers in the $200,000 to $300,000 price range. We have many brand new homes for under $300,000. Call me and I'll be happy to show them to you.
C.A.R. also pointed out that although banks seem to be monitoring their foreclosed homes inventory, a lot of experts agree there may be a backlog of REO's building up and if the flow of distressed properties onto the market becomes too great, downward pressure on home prices may be heavier than expected in 2010. In plain English, prices will fall more than projected; therefore, if you need to sell your home and you are in the lower end price range, sooner is probably better than later. This actually holds true for upper-end homes as well since declining prices affect the market overall.
Please give me a call if you would like to discuss the Crescent City/Del Norte County real estate market in more detail and for all your local real estate needs.
Thank you for stopping by. Your comments on this post are welcomed and appreciated.
 Wright's Custom Framing
1072 3rd Street (inside Ben Franklin)
Crescent City, CA
707-465-5777
Crescent City/Del Norte County may be small, but we are mighty with a lot of local business's that do a fabulous job, give excellent customer service and have reasonable prices that rival larger metropolitan areas.
Wright's Custom Framing is one of those business's.
The owner's, Dennis and Suzie Wright, offer same day framing, custom framing, fine art, prints made of your art, local photography and more.
 Wright's Custom Framing has a large inventory of ready made frames and an exhaustive selection of custom frames and matting. If you don't have an eye for this stuff, don't worry because Dennis and Suzie do and they will make sure your art looks its best.
My husband and I have had A LOT of art framed in the last few months because we just finished building our house and are actually decorating!
My daughter drew this picture in her college art class. We loved it so much we had it framed at Wright's. They did a lovely job and the picture looks just like I had it envisioned.
 Garry and I purchased this picture in Ashland two years ago from sidewalk vendor, Pat Moore. We had it framed last month. We argued in the frame shop about mat colors and the frame and could not agree on which way to go. Thankfully, Dennis stepped in and we worked it out.
We love this picture and even more so now that it is framed.
I like to spotlight local business that meets my requirements for referral to my clients. Those requirements are (in order of importance):
- Excellent Customer Service, which means a friendly and helpful business owner and employees. To me this is the most important aspect of small business, or any business. I would rather pay more and be smiled at then save money and deal with a grump.
Good product. I want to get my money's worth, so the products or services I refer my clients to have to be worth the money.
Prompt, courteous service. Now, living in a small town, you sometimes go to a business and there will be a sign on the door, "Gone hunting, will be back next week." I couldn't believe it when I first moved to Crescent City that small business owner's do that, but after 20 years, I realize the importance of hunting and fishing to the people in our small county and therefore make allowances for this practice. Just know during hunting season, this could happen with some local businesses. However, short of that allowance, a business should be opened during their posted hours of operation.
I will be referring more local businesses in the next couple of weeks. Please do your best to purchase local this holiday season so our small businesses can thrive and flourish and put money back into our local economy.
Thank you for stopping by. Your comments on this post are welcomed and appreciated.
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VIRTUAL TOUR
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Fran Gatti | RE/MAX Coastal Redwoods | frangatti@remax.net | 707-218-8162
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250 Michael Lane, Crescent City, CA
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River Front home for sale on Scenic Smith River, 3.44 acres.
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3BR/2BA Manufactured
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offered at $335,000
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| Year Built |
1989 |
| Sq Footage |
1,600 |
| Bedrooms |
3 |
| Bathrooms |
2 full, 0 partial |
| Floors |
1 |
| Parking |
Unspecified |
| Lot Size |
3.44 acres |
| HOA/Maint |
$0 per month |
DESCRIPTION
| River front property on the scenic Smith River, 3.44 acres in Gasquet, California. Fish, raft, swim, sunbathe all in your backyard. This property is zoned commercial and is currently a vacation rental. The recent renovation includes laminate floors, new deck, updated kitchen and appliances, new roof in 2008, with forced air heating and ducting for wood stove if desired. Located approximately 22 miles from Crescent City and the Pacific Ocean, you will enjoy all Del Norte County has to offer, rivers, the ocean, pristine beaches, the redwoods, Crescent City Harbor, mild weather, NO TRAFFIC and more. Please check out the virtual tour and additional photo link for 60+ more pictures of this incomparable, affordably priced river front home. |
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| see additional photos below |
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PROPERTY FEATURES
| - Central A/C |
- Central heat |
- Walk-in closet |
| - Family room |
- Living room |
- Dining room |
| - Dishwasher |
- Refrigerator |
- Stove/Oven |
| - Microwave |
- Washer |
- Dryer |
| - Laundry area - inside |
- Balcony, Deck, or Patio |
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OTHER SPECIAL FEATURES
| - Virtual tour: http://www.realestateshows.com/454340 |
| - River front home on 3.44 acres |
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ADDITIONAL PHOTOS
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.JPG) Photo 6 |
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Contact info:
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Fran Gatti
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RE/MAX Coastal Redwoods
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707-218-8162
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For sale by agent/broker
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Posted: Dec 1, 2009, 9:44pm PST
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Thank you for stopping by. Your comments on this post are welcomed and appreciated.
 Dear Fran,
... just received a gift.... a beautiful candle and card from you.. thank you so much!
i am grateful ... thanks for everything ... especially your professionalism ... you are so good at what you do!!
Sincerely,
Heidi
P.S. All of my friends want to know who my realtor was.... of course I tell them it was you.... Thanks for helping me find my first home.. it means a lot!
Thank you for stopping by. Your comments on this post are welcomed and appreciated.
 Do you shut the power off at the box on some of your vacant listings?
I have noticed that a lot of REO properties have the power shut-off, but usually it is at the breaker box as most banks require the power to be on and in the listing agents name.
Some agents turn off the power so they won't incur a huge expense or maybe for other reasons. I showed a listing last night and it was dark outside. The power was off in the home so I called the agent who told me it was shut-off at the box.
I had a flashlight, found the box, turned on the power and waited five minutes for my clients. When they got to the home, we toured the bottom floor taking time to look closely at everything. While my clients were inspecting the downstairs bedrooms, I wandered up the stairs and heard the sound of water running. I ran to find the upstairs bathroom flooded with water that was pouring over the sink onto the floor. The sink was plugged and someone had shown the home, not realizing the power was off at the breaker box and either the agent or their client turned the faucet on, but no water...then left the faucet on and left the home, then in walked Fran and the rest is history.
The home is on a well, so if the power is off, the water won't flow, however, when I turned the power on, well you know the rest of the story.
My suggestion in an instance like this is to put a very conspicuous sign on every entry door that the power is off at the box, please be careful not to leave faucets on, even if water is not coming out!
I called the agent at 6:30 at night with the depressing news that she had a flooded home to deal with. Not good.
Thank you for stopping by. Your comments on this post are welcomed and appreciated.
Is a short sale a good way to go for you the seller?
I received the accompanying article today in my in-box and thought I would share it with you. Please remember that these are "guidelines;" nothing was said about the "teeth" that will compel lenders to comply with these guidelines. If banks do not perceive there is a benefit for them in complying, they may not be willing to change their current mode of operation. Incentives, which have been in place since the beginning of 2009, have not sped up modifications or short sales, so I don't have a lot of faith that they will change anything now.
What exactly is the benefit to the seller going short sale? Is there less of an impact on a consumer's credit score? I spoke with a specialist at First American Credco today.
First American CREDCO is a credit reporting agency and leading provider of specialized credit reports, is in the business of providing the critical data companies need to make credit decisions. Businesses from a wide range of industries rely on the company's premier menu of full-service credit information solutions to make decisions involving billions of dollars annually.
The specialist I spoke to said that a short sale stays on a credit report for seven years, the same as a foreclosure. I asked if the short sale can be "better" or less negative on a consumers credit and she replied that it depends on how it is reported by the lender. I asked, if in her experience, are short sales generally reported in such a way that it would have less of a negative impact on a consumer's credit score than foreclosure and she replied with an emphatic "no. "
I suggest that consumers do their own investigation as to whether a short sale will have less of an impact on their credit than foreclosure. Why? If you have been through a short sale you will know the answer to that question. It can be 4-6 months of stress, worry and aggravation and more than 50% of the time all that stress and aggravation will be for nothing because less than 50% of short sales culminate in the sale of the home.
Sellers contemplating listing their home at a short sale price need a listing agent well versed in this niche of real estate as the listing agent is an important key in getting the escrow to close. The seller should ask the agent what the positive and negative aspects are of a short sale and do their own investigation as to the impact it will have on their credit, taxes, etc. Real estate agents are well versed in real estate, but are not licensed in tax law. The seller needs seek out a professional for advice on the credit and tax ramifications.
If you have questions about listing your home as a short sale in Crescent City/Del Norte County, give me a call.
Treasury sets guidance to simplify "short sales"
By Al Yoon Al Yoon Mon Nov 30, 6:58 pm ET
NEW YORK (Reuters) - The U.S. Treasury on Monday set long-awaited guidance on a plan for mortgage companies to speed "short sales" of homes and other loan modification alternatives to stem a rising tide of foreclosures.
The Home Affordable Foreclosure Alternatives Program provides financial incentives and simplifies the procedures for completing short sales, a growing practice in which a lender agrees to accept the sale price of a home to pay off a mortgage even if the price falls short of the amount owed, according to an announcement on the Treasury's website.
Guidelines address barriers that have often sidelined short sales by setting limits on the time it takes a bank to approve an offer, freeing borrowers from debt and capping claims of subordinate lenders.
The incentives, first announced in May, expand on the government's Home Affordable Modification Program, known as HAMP, that has seen limited success in lowering payments for distressed homeowners. The Treasury earlier on Monday stepped up pressure on mortgage companies to make permanent the 650,000 trial modifications they have started.
"While HAMP program guidelines are intended to reach a broad range of at-risk borrowers, it is expected that servicers will encounter situations where they are unable to approve" or offer a modification, the Treasury said in its announcement.
Financial incentives for completing short sales or similar deed-in-lieu transactions -- in which the deed is simply transferred to the lender -- include a $1,000 payment to servicers, and a maximum of $1,000 to go to investors who sign off on payments to subordinate lien holders, the Treasury said. Borrowers would receive $1,500 in relocation expenses.
Short sales are favored by real estate agents and community groups over foreclosure because they can preserve the borrower's credit rating and leave the property in better condition than when a homeowner is evicted. While primary lenders typically realize steep losses, their recovery is typically far better than under foreclosure.
But short sales have been frustrating for borrowers and real estate agents, often hung up by negotiations with multiple lien holders and mortgage insurance companies. Real estate agents have complained that sales fall through as lenders bicker over the sales price, what they should receive from the proceeds, and whether the borrower will be held accountable for the debt in the future.
Among requirements, mortgage servicers have 10 days to approve or disapprove a request for short sale, and when done the transaction must fully release the borrower from the debt.
It also prohibits mortgage servicing companies from reducing real estate commissions on the sale, a practice that has dissuaded many agents from taking short sale listings.
In one of the most contentious issues gumming up negotiations between lenders, the guidance caps the aggregate proceeds to subordinate lien holders at $3,000.
Second lien holders in recent months have begun demanding more money from the first lender, seller, buyer or agent in exchange for releasing their claim, agents have said. Because primary lenders would face larger losses in a foreclosure, some subordinate lenders have felt empowered, the agents said.
The largest second-lien holders are Bank of America Corp, Wells Fargo & Co, JPMorgan Chase & Co and Citigroup Inc.
Second lien holders may proceed with a short sale outside of the Treasury program, if they felt the cap was too low, a Treasury official said in October.
"If there was a short sale program that didn't recognize the second lien holder position, it could have pretty damaging consequences for the industry," Sanjiv Das, chief executive officer of CitiMortgage, said in an interview last week.
(Editing by Leslie Adler)
Thank you for stopping by. Your comments on this post are welcomed and appreciated.
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Fran Gatti - Realtor®, RDCPro®, Crescent City CA Real Estate
Crescent City,
CA
More about me…
RE/MAX Coastal Redwoods
Address: 1072 9th Street, Crescent City, CA, 95531
Office Phone: (707) 464-5400
Cell Phone: (707) 218-8162
Email Me
Fran is the Crescent City/Del Norte County Real Estate Connection. Check out Fran's monthly market reports for insight into how the economy is affecting Crescent City/Del Norte County real estate and be sure to click on the link to REO's and Short Sales for some really good deals! Fran is #1 buyers agent in Del Norte County for number of homes sold in 2007 & 2008 and currently has sold more listings for 2009 than any other agent in her market. Put her expertise and enthusiasm to work for you.
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