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Home Ownership is within Your Reach - 03/30/09 11:13 PM
The house of cards built over the preceding years of unprecedented home appreciation has crumbled. It's demise has created some incredible deals in my market. The run away spending that got so many of us caught up in thinking we can "have it all." has landed countless homeowners in a compromised position leaving no way out, but to walk away from the mortgage*. Banks are overwhelmed with this new way of thinking and are dumping their REO (bank owned/foreclosed) inventory on the market at way below market value, giving buyers who are ready, to get some awesome deals. Homes that just one year ago were selling (4 comments)
Cash For Keys - 03/25/09 11:05 PM
Cash For Keys is a program used by banks to vacate the occupants of foreclosed properties. The bank offers money, anywhere from a few hundred dollars up to several thousand, in order to get the occupants to vacate and leave the home clean and in good condition. Occasionally a homeowner or tenant takes out their frustration with the foreclosure process on the home itself, trashing the premises, incurring clean-up and repair costs for the bank. The Cash for keys program utilizes a contract signed by the bank and the homes occupants stating that the occupants will vacate the home on a specified date and leave the premises (2 comments)
Real Estate Agent = the Conductor of the Real Estate Transaction. - 03/24/09 01:16 AM
The real estate agent = the conductor of the real estate transaction. I watched a movie tonight about a movie producer trying to get a movie made with the odds stacked against him. His leading actor's eye wandered toward very young women, the screenwriter had a confidence problem, the small town did not want the movie company there, etc. The producer overcame each obstacle with a calm that was unwavering. He was a chameleon changing to suit the needs of the moment to keep his production moving forward. I was half laughing, half crying watching him because he reminded me of myself today and every day, 24/7/360. How many times a (6 comments)
RE/MAX Coastal Redwoods, a Great Place to Work - 03/17/09 04:06 PM
How many of you look forward to going to work everyday? If you're a real estate agent, probably a lot of you because it is a great job, but do you look forward to going to your office? I made a move to my current office from an independent last May and have not had any regrets. Last week was my birthday and my 29th wedding anniversary. My office had a party for me and invited my husband who ran over on his lunch break from his school (he teaches 5th grade and is standing in the background in this picture). It was a (4 comments)
Sign, Sign, Everywhere a Sign... - 03/17/09 05:06 AM
Signs and name riders are an awesome way to advertise. The owner of my office wanted to get a picture of me in front of one of my new signs that just came in. We spent several hours going around to my listings and replacing the generic RE/MAX Coastal Redwoods signs with new signs. The older signs, although they did not have my name and cell phone number, had a spot on the top of the sign for a name rider where I had my name and cell phone number in big red letters on white background. What I have found is (44 comments)
First Time Home Buyer, Start Here. - 03/12/09 11:19 PM
My inquiries from first time home buyer's have increased dramatically in the past week. In most instances, the curious homebuyer does not know how to start the process. I am happy to take the time to get you started in your pursuit of a home in person at my office, or over the phone. If you are not ready to take that much of a plunge, maybe this post will point you in the right direction. There is some very necessary information you need before you should invest a lot of time looking for a home. Getting pre-approved is the best way (3 comments)
Crescent City/Del Norte County Real Estate Market Report for February 2009 - 03/11/09 11:51 PM
Crescent City/Del Norte County Market Report for February 2009...Improving or worsening, depending on your perspective. Our market improved in the number of solds for February over January, however, the median price decreased yet again as ancy sellers continue to drop their prices and foreclosures continue to drag down neighborhood prices. Our market continues to be wonderful for buyers and I will finally say that buyers seem to be aware that prices are really good and that now is a good time to buy. I'm getting more inquiries than ever from first time home buyers and I'm still hearing from investors as well who (0 comments)
Be Prepared! - 03/04/09 10:11 PM
Be prepared to snap-up that foreclosure! I had a refresher course today in the advantages of being prepared to purchase when that REALLY GREAT DEAL comes up. I listed an REO yesterday at about 3:30 in the afternoon. When the listing agreement reached me by email and I saw the price, I was surprised. It was far below what I had figured would be a good list price and it immediately became the Best Buy on the market upon listing it on the MLS. I had several agents who had been showing an interest in the home pre-listing and they asked (5 comments)
Facing foreclosure? Ask to See the Note. - 03/04/09 09:54 PM
Are you facing foreclosure? According to a recent article by the Associated Press, one way to stall the process it to ask the bank for the original loan documents. You may think that is a simple request, but actually, but lending institutions are finding that request can become quite complicated. The derivitives market of the past decade brought about the bundling of mortgages, securities and other financial instruments. These bundles were bought and sold, and many times rebundled and bought and sold several times. The original paperwork on many of these loans has been filed away in a warehouse or lost in (2 comments)
Facing Foreclosure? Ask to see the Note! - 03/03/09 12:46 AM
Are you facing foreclosure? According to a recent article by the Associated Press, one way to stall the process it to ask the bank for the original loan documents. You may think that is a simple request, but most lending institutions are finding that request can become quite complicated. The derivatives market of the past decade brought about the bundling of mortgages, securities and other financial instruments. These bundles were bought and sold, and many times re-bundled and bought and sold several times. The original paperwork on many of these loans has been filed away in a warehouse or lost in the (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.