credit: $7500 Tax Credit For 1st Time Home Buyers - 09/12/08 04:28 PM
Did you know about this?
Maximum of $7500 Tax Credit For 1st Time Home Buyers who purchase between April 9, 2008 thru June 30, 2009!
Great news for any 1st time home buyers out there.
An immediate great call to any 1st time home buyers you put in a home after … (4 comments)
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credit: Good Credit Habits Mean More to Lenders - 11/09/07 01:35 PM
Good Credit Habits Mean More to Lendersby Frank SchiefelbeinInterest rates are reasonable these days, and homeownership has become more affordable thanks to a strong economy. Whether your clients are homeowners moving up into larger residences, or first-time home buyers, their credit history is a key component in the success of their … (0 comments)
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credit: Credit crunch and what it means if you have an adjustable rate mortgage ARM - 08/31/07 12:43 PM
Now that the Fed has cut the Discount Rate by .50% and with all the uncertainty of the credit market these days, many borrowers have called expressing concerns regarding their short-term fixed-rate loans that may be rolling into adjustable-rate products within the next couple of years.
If you currently have a … (2 comments)
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credit: Securing Your Future: Online Home-Buying Privacy and Security - 08/22/07 12:36 PM
Securing Your Future: Online Home-Buying Privacy and Security By Frank SchiefelbeinOnline resources make it easier and faster to find a home and get financing. But many homebuyers are nervous about sharing personal information online. What steps can consumers take to safeguard their privacy?Know whom you're dealing with. Find out as much … (0 comments)
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credit: Get Your Rates Straight: APRs vs. Interest Rates - 08/22/07 12:23 PM
By Frank SchiefelbeinAlthough the terminology may sound similar, an Annual Percentage Rate (APR) and an Interest Rate are not the same. Knowing the difference between the two can help you better understand the overall costs associated with financing your home and could make it easier for you to find the best … (1 comments)
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credit: Ready to Trade-In Your Home? - 08/21/07 04:53 PM
Ready to Trade-In Your Home?Perhaps You Should Remodel Instead!
By Frank Schiefelbein, Home Loan ConsultantCountrywide Home Loans
St. Charles, IL - Each year, millions of Americans move into the home of their dreams. As time goes by, families expand, kids grow older, and suddenly that home isn't quite so perfect anymore. Or perhaps you … (1 comments)
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credit: INTERESTING GEOGRAPHY - 08/21/07 04:43 PM
INTERESTING GEOGRAPHY
Alaska
More than half of the coastline of the entire United States is in Alaska.
Amazon
The Amazon rainforest produces more than 20% of the world's oxygen supply. The Amazon River pushes so much water into the Atlantic Ocean that, more than one hundred miles at sea off the mouth of the … (1 comments)
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credit: Understanding Credit Scoring & - 08/15/07 03:19 PM
Understanding Credit Scoring & Credit Repair
By Frank Schiefelbein, Home Loan ConsultantCountrywide Home Loans
Credit remediation is a subject consumers often face with fear and trepidation, and for good reason. With the exception of recognizing that the best score wins, the average home shopper knows very little about the whole credit scoring process. … (0 comments)
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credit: Credit Crisis?????????????? Mortgage Meltdown???????? - 08/14/07 04:53 PM
What is the "meltdown" that I'm reading about in the headlines?
•¨ "This refers to a culmination of factors that has led to massive tightening in credit standards among lenders. This tightening is due to an excessive number of mortgages that are both delinquent and in default. As a result of tighter … (1 comments)
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credit: Credit Crisis Cripples Markets - 08/13/07 03:51 PM
Credit Crisis Cripples Markets
Frank Schiefelbein
The purpose of this communication is not to alarm you but to alert you to drastic and irreversible changes currently taking place in the mortgage market. If you or anyone else you know will need mortgage financing in the next 18 months, you need to read … (0 comments)
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credit: The Truth about Appraisals: Knowing the Guidelines Solves the Mystery - 08/10/07 01:52 PM
The Truth about Appraisals: Knowing the Guidelines Solves the Mystery
Frank Schiefelbein
Countrywide Home Loans
St. Charles, IL
847-894-1629 or www.FrankForHomeLoans.com
Consumers are often baffled by the appraisal process. They may feel their home is worth a higher dollar amount, and the appraised value doesn't always make sense to them. It is important to know that … (0 comments)
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credit: Attractive, Flexible Financing Options for Non-traditional Buyers - 07/10/07 04:43 PM
Attractive, Flexible Financing Options for Non-traditional Buyers by Frank SchiefelbeinIf your clients are self-employed entrepreneurs, investment property buyers or in the market for a second home, choice in lenders has historically been limited. Now, thanks to an innovative program, Countrywide Home Loans offers you and these non-traditional home buyers competitive financing … (1 comments)
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credit: Kane County St. Charles Information - 06/22/07 04:15 PM
The Chamber hosts our own special events for the benefit of our members. These are:
The Annual Charlemagne Awards dinner is held every January. This formal event highlights the best in the community with awards for civic and humanitarian efforts and community improvements to business. The final award of the evening is … (1 comments)
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credit: Broaden Your List of Satisfied Customers, Handle Rural Sales - 06/22/07 03:48 PM
Broaden Your List of Satisfied Customers, Handle Rural Sales by Frank Schiefelbein http://www.frankforhomeloans.com
Do you hear from buyers who dream of a house in the countryside? Are there small communities surrounding your metropolitan area that entice former city-dwellers to stop and smell the clover? When the time comes to sell the family … (0 comments)
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credit: The Right Stuff - 06/14/07 02:48 PM
Below is one of my many self promotion idea's that I mail out.
What out of the box self promotion idea's do you have?
Is it a mail piece, a drop off, a voice mail, a thank you for your business?
Let's see what everyone comes up with, maybe we'll have a winner.
I'm always up for … (0 comments)
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credit: Flexible Loans Benefit Self-Employed & Investment Property Buyers - 05/31/07 01:43 PM
Flexible Loans Benefit Self-Employed & Investment Property Buyersby Frank SchiefelbeinAre you a self-employed business success? Are you in the market for that special second home you've worked long and hard to afford? Perhaps you are thinking about a condominium that will provide you with a vacation destination and rental income? Countrywide … (0 comments)
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credit: Getting the Best Interest Rate on Your Home Loan? - 05/25/07 11:13 AM
Getting the Best Interest Rate on Your Home Loan?
A Qualified Mortgage Consultant Can Help Boost Credit Scores
By Frank Schiefelbein, Home Loan ConsultantCountrywide Home Loans
St. Charles, IL - Consumers interested in purchasing or refinancing a home will pay an interest rate based on current market conditions and their ability to pay … (0 comments)
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credit: What Do Underwriters Really Do? - 05/21/07 03:45 PM
What Do Underwriters Really Do? By Frank SchiefelbeinAsk most people on the street what an underwriter does and you'll get a variety of answers. Some may say " I don't know" or "They underwrite a loan," which essentially gives no information. The dictionary uses the words "to endorse; to sanction or … (1 comments)
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credit: Protecting Your Credit During Divorce - 05/11/07 02:49 PM
By Frank Schiefelbein, Home Loan ConsultantCountrywide Home Loans
St. Charles, IL - When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn't have to change is the credit status you've worked so hard to achieve.
Unfortunately, for many, the experience … (0 comments)
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credit: Countrywide's "Fast Close" -- Closing Deals in 10 Days or Less - 05/03/07 12:26 PM
Countrywide's "Fast Close" -- Closing Deals in 10 Days or Lessby Frank Schiefelbein
Lending in ALL 50 states.
Timely closings have always been a goal of real estate and mortgage professionals. Today, technological advances and informed clients who demand faster results makes the speed of the deal more important than ever. Now, thanks … (2 comments)
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credit: Six Tips for Moving Singles from Renters to Home Buyers - 04/18/07 02:48 PM
Six Tips for Moving Singles from Renters to Home BuyersBy Frank Schiefelbein
One of the many hats you wear as a real estate professional is that of an educator and a valuable source of information. People often fear what they don't understand, especially the seemingly complicated process that parallels a home purchase. … (4 comments)
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credit: How to Sidestep Surprise Mortgage Costs - 04/17/07 05:22 PM
How to Sidestep Surprise Mortgage CostsBy Frank SchiefelbeinWe're all bombarded by countless offers for the best deal when it comes to obtaining a home loan. This one promises the lowest rate. That one touts the lowest fees. Another boasts price guarantees. Unfortunately, claims that seem too good to be true may … (0 comments)
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credit: Home Buying 101: Six Starter Steps to Smooth the Path to Homeownership - 04/17/07 05:04 PM
Home Buying 101: Six Starter Steps to Smooth the Path to Homeownership By Frank SchiefelbeinTurning the American dream into reality hinges on a solid strategy and a proactive approach. By taking a few simple steps up front, you can help boost your buying power and ensure that your experience is positive … (1 comments)
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credit: Good Credit Habits Mean More to Lenders - 04/17/07 04:33 PM
Good Credit Habits Mean More to LendersBy Frank SchiefelbeinInterest rates are reasonable these days, and homeownership has become more affordable thanks to a strong economy. Whether your clients are homeowners moving up into larger residences, or first-time home buyers, their credit history is a key component in the success of their … (0 comments)
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