9558 Glen Oaks Lane Columbia, Maryland 21046 - 06/28/07 08:23 PM
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828 Highland Ave Baltimore Md 21224 - 06/28/07 11:30 AM
Wonderful Canton Home VIEWS OF THE CITY AND WATER FROM-ROOF TOP SKY DECK/ HANDSOME HARDWOOD FLOORS THRU-OUT/BRICK FIREPLACE/BEAUTIFUL BLOCK GLASS WINDOWS/GORGEOUS CUSTOM KITCHEN WITH GRANITE COUNTERS, STAINLESS STEEL APPLINACES & POT FILLER/CUSTOM BATHS W/DESIGNER TILE AND FIXTURES/ RECESSED LIGHTING THROUGHOUT/ FINISHED BASEMENT /INTERCOM w/STEREO SYSTEM/DUAL HVAC/CROWN MOULDING.$2K SELL BONUS/ THIS IS LUXURY LUXURY LIVING.
$495,462
  Complete Rehab
         Custom Kichen
 
   Wood Buring Fireplace in the Front Room.


 Spiral Steps to Sky Deck
SKY DECK VIEW
For those who would like to know a little more about the Canton area of Baltimore Maryland check out the link below. Many of these homes still have Formstone exterior. Many of … (1 comments)

Weatherization Assitance Program - 06/28/07 11:20 AM
 
There are many wonderful grant programs;
here is one of many programs that I think is well worth mentioning.
Weatherization Assistance Program (WAP)
The program helps eligible low-income households through the installation of energy conservation materials in their dwelling units. These measures both reduce the consumption of energy and the cost of maintenance for these homes. Priority is given to homeowners who may be elderly, disabled, have families with children, and/or have the highest energy consumption. Eligible renters may apply and will be given due consideration in accordance with the Weatherization Assistance Program's Rental Property Investment Program.
Who is Eligible to … (0 comments)

When Divorce and Real Estate Collide - 06/27/07 06:12 PM
 
When You Sell because of Divorce
If you and your spouse decide to sell your home, it will be important to work together through a professional to maximize your return. Differences aside, you both should be present when a listing contract is put together. Both of you should understand and sign this contract, and both should be active in the ultimate negotiations. By working together, you can maximize your equity; I have seen divorcing homeowner's loss money because of stubbornness and anger and a few couples file Bankruptcy. Many times the extra hardship could have been avoided.
When You Buy Your Next Home
Use the … (0 comments)

Divorce and Real Estate Options - 06/27/07 05:45 PM
 
You have four basic housing options when in the midst of a divorce:
1. Sell the house now and divide the proceeds.
2. Buy out your spouse.
3. Have your spouse buy you out.
4. Retain your ownership.
It is important for you to understand the financial implications of each of these scenarios.
1. Sell the House now and divide the Proceeds
Your primary consideration under these circumstances is to maximize your home's selling price. We can help you avoid the common mistakes most homeowners make which compromise this outcome. As you work to get your financial affairs in order, make sure … (0 comments)

Divorce and Real Estate - 06/27/07 05:33 PM
 
                                   
Divorce is a tough situation which opens up many emotional and financial issues to be solved. One of the most important decisions is what to do about the house.
In the midst of the heavy emotional and financial turmoil, what you need most is some non-emotional, straightforward, specific answers. Once you know how a divorce affects your home, your mortgage and taxes, critical decisions are easier. Neutral, third party information can help you make logical, rather than emotional decisions.
Probably the first decision is whether you want to continue to living in the house. Will the familiar surroundings bring you … (0 comments)

Home Warranties for Buyers and Sellers - 06/26/07 07:04 PM
 
Home Warranties
Many home purchasers erroneously assume that the Seller is always somehow liable when there is a defect or failure found in the home is cooling, heating, plumbing, and electrical and/or appliances after the Buyer moves in.  Unless otherwise provided for in the contract however, risk of loss often falls on the Buyer.  Even where the contract provides that heating, plumbing, pool & equipment, electrical, etc. be "operative" on or until date of possession, disputes can always arise as to when the breakdown occurred, who is responsible, how the repairs are to be funded, and when repair are to be … (0 comments)

Buying your First Home - 06/21/07 11:50 AM
How to Buy Your First Home... the Easy Way! Avoid the Most Common Frustrating Mistakes First-Time Home-Buyers Make.
Buying a residence can be a scary experience, a roller coaster of emotions as you try to find the right place, secure the loan and finally move in.
For most of us, the first time home purchase is the largest investment we've ever considered. The emotions of buying something so expensive and personal can often cloud our business judgment.
Most home purchasers do little or no research before they invest their money. Doesn't it make sense to become as completely informed as possible before you buy … (0 comments)

Quick Real Estate Safety Tips - 06/20/07 04:27 PM
  
The ABC's of Safety
•    Carry a cell phone in your pocket and program it to dial 911 at the touch of a button.
•    Never work at a public open house by yourself.
•    Do not show vacant properties by yourself unless you know your customers.
•    Carry pepper spray or mace in your pocket, but be sure to get the type that can be aimed at a specific target (some are general and might affect you as much as they do your attacker).
•    Let your customers enter a room while you stay by the door.
•    Pay attention to exits.
•   … (7 comments)

Should I be a Homeowner part2 - 06/20/07 09:20 AM
Part 2
Should You Own Your Home? The American Dream Of Home-ownership Isn't Right For Everybody... Or Is It?
Other Considerations:
Maintenance
Buying: Any maintenance must be done and paid for by you. Home maintenance costs average about 1% of your home's value per year.
Renting: You typically are responsible for very little maintenance and maintenance costs when you rent.
Time to Move
Buying: If and when you want to move, you will have to sell your home first.
Renting: Your only concern is fulfilling your lease.
A Place to Call "Home"
Buying: You have the right to remodel and redecorate at your discretion. You own it; you can do … (0 comments)

Lowest Priced Townhome in Columbia Maryland - 06/19/07 06:56 PM
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Should I be a Homeowner - 06/19/07 05:16 PM
Part 1
Should You Own Your Home? The American Dream Of Home-ownership Isn't Right For Everybody... Or Is It?
Weighing the pluses and minuses of home-ownership...Buying a home can be one of life's most exciting and yet most challenging experiences.
With the numerous loan programs available to consumers today, it is easier than ever to get into a house. However, the question remains, "Should you own your own home or rent?"
There are many benefits to owning a home, but there are also just as many tradeoffs. To help you decide if owning a home is right for you, we've listed the pros … (2 comments)

Music, local events - 06/09/07 01:31 PM
 
                                                                Local Talent
This is a wonderful Band, being a guitarist myself I am always checking out the music scene.
Performing at Blues Alley in Washington D.C. Wednesday, June 20th-Linwood Battle & Woody's Lounge-R&B Vocals
Lindwood Battle, Jr. has been performing in the DC, Maryland and Virginia area's with his core band "Woody's Lounge" whose motto is "not where you are, but where the music takes you" when you the fan are at "one" with this band and their performance, you're there; at "Woody's Lounge". This band delivers a high energy performance reminiscent of great jazz bands like Spyro Gyra, the Yellowjackets and the Crusaders. … (0 comments)

Baltimore Maryland Canton - 06/08/07 03:28 PM
 
                                          Canton Community Located in Baltimore Maryland
For those who would like to know a little more about the Canton area of Baltimore Maryland check out the link below. Many of these homes still have Formstone exterior. Many of the homes have been repointed with brick. When you have the chance come on down and visit. Canton is part of Highlandtown and a wonderful area for the family and kids. I love Canton!
Canton
 
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Baltimore Home in Canton - 06/08/07 03:00 PM
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Columbia Voted top Ten Places to Live - 06/07/07 03:00 PM
 
                                 Columbia Maryland Voted Top Ten Place to Live in America
Best Place to Live
If you are at all interested in Moving to Howard county or Columbia Maryland, go to the link above. I love this city and have lived here since 1989. Columbia is smack in between Washington and Baltimore Maryland. We are (Columbia Maryland) actually celebrating our 40th year anniversary.
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REAL ESTATE TERMS - 06/07/07 11:16 AM
 
                                                       Real estate and Mortgage Terms
 
Earnest Money
Money given by a buyer to a seller as a deposit to commit the buyer to the future transaction. Earnest money is subtracted from closing costs. We also called this good faith money and some areas people may just put down a dollar. A good rule of thumb may be one half to one percent of the purchase price. The monies go toward the purchase of the home
Closing
Also referred to as settlement.  The meeting at the conclusion of a real estate sale in which the property and funds are exchanged between the two parties involved. … (0 comments)

Real Estate and Mortgage terms - 06/06/07 08:29 PM
 
                                                          Real Estate Language
Here are some terms that a Buyer and Seller may find useful. This is aimed mostly toward first time buyers. I know when I purchased my first home, I was terrified.Understanding terms can help ease your anxieties. Soak in all you can so that you may become comfortable with your real estate purchase.
Loan-to-Value Ratio
The ratio between the amount of the mortgage loan and the appraised value of the property.
Assumption
An agreement between buyer and seller in which the buyer assumes responsibility for the seller's existing mortgage. This does not happen as much as it use to, at least here in … (0 comments)

Buying a Home - 06/05/07 02:06 PM
We have recently started running Home Buyer Seminars and I am often asked, what do I need to do to purchase a home? Here is a brief guideline that you may follow to buy a home.
How the Buying Process Works
•·        Contact lender to get a Pre-Approved loan-please note the difference between getting pre-qualified VS getting pre-approved. A pre-qualification is merely a lender telling you how much your note would be based on how much you make VS how much you owe monthly. It is very import to having a smooth transaction to have a completely approved loan except for a purchase agreement, … (0 comments)

 
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Frank Harris

Columbia, MD

More about me…

Keller Williams Realty Centre

Address: 6230 Old Dobbin Lane #150, Columbia, MD 21045, Columbia, Md, 21046

Office Phone: (240) 472-9008

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Howard County and Columbia Maryland Real Estate and Luxury Homes


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