short sale: Short Sales Benefit Imperial Valley Real Estate Home Buyers - 03/29/10 05:54 AM
BREAKING NEWS! State of California offers first time buyers a tax credit incentive of up to $10,000 on homes purchased between May 1, 2010 and December 31, 2010 or after December 31, 2010 through August 31, 2011. See the article below for full details.
Everyday buyers contact me about homes on the market or they’ll find a listing online. Invariably just about every discussion turns to the question, hey Frederic “is the home a short sale?”. As your Imperial Valley Housing Specialist I am honored to help you make the important decision of becoming a home buyer and turning … (0 comments)
short sale: Three Month Foreclosure Forecast for Imperial Valley CA - 02/25/10 11:55 AM
Three Month Foreclosure Forecast for Imperial Valley. By Frederic Din, REALTOR(r). As a home buyer or investor, you will find the following information useful as you take advantage in snapping up some great real estate opportunities in the Imperial Valley real estate market. During the last week, I have reviewed a variety of Imperial Valley real estate slated with some type of foreclosure activity attached, whether at the pre-foreclosure stage (ie. short sales) and such as the notice of default stage, the foreclosure auction stage, where homes are auctioned at the Imperial County court house steps, or at the … (0 comments)
short sale: Find Foreclosure Bargains in Imperial Valley CA - 11/17/09 04:03 AM
Find and Buy Foreclosure Bargains in Imperial Valley CA First time home buyers, trade-up buyers, investors and bargain hunters are able to easily search and find Foreclosure bargainst to buy in Imperial Valley. Home buyers can search properties in three foreclosure categories, PreForeclosure, Auction (Trustee Sale), and Bank Owned homes. "I'm giving home buyers another choice when it comes to searching the internet for their dream home" says REALTOR(r) Frederic Din of EXIT Stepping Stone Realty, who is offering clients a value added search on his websites and blogs. "It's simple, enter a city or zip code in … (0 comments)
short sale: Great Time to Buy a Home in Imperial County CA - 11/13/09 11:12 AM
Local Press Confirms What I've Said All Along As a REALTOR® in Imperial County, CA I provide value opinions known as BPOs (broker price opinions) and CMAs (comparative market analysis) for a variety of private and professional clients and track housing prices for neighborhoods and areas throughout Imperial County for my home buyers, short sales, and REO disposition clients. I am interested in news stories regarding our local housing market, whether positive or negative. News articles allow me the opportunity to digest the information and interpret housing trends for my clients. Local IV Press confirms what I've said all along. Elizabeth Varin, … (0 comments)
short sale: Role of the BPO Real Estate Agent - 07/29/09 11:56 AM
Role of the BPO Real Estate Agent I was going to call this article "Don't Shoot the Shooter", (picture shooter that is) since people seem to get defensive when I'm on their street taking pictures of houses for comparables and BPO reports. It seems as if they have the right to tell me not to take pictures of their house or even the neighborhood. Why not, I'm on public property, right? Maybe I will start writing a series of short articles of my BPO and REO property inspection encounters. People for the most part are cooperative and understanding, however once in … (2 comments)
It's not just a catch phrase, it's serious thinking. If you're attempting a loan modification to keep your home, your bank and lender LOVE you since they're trying to find a way to keep you in debt (they will not be lowering your loan balance). Sure, they may lower your monthly payments for 6-months or even 5-years but rarely do we see a long term modification that both impacts principal balance and the term(they happen, just not often at all). Your debt is still much higher than what your home may … (0 comments)
short sale: 171 Buckskin Ranch Rd Imperial CA 92251 Short Sale Bargain - 03/10/09 08:05 PM
Short Sale bargain 171 Buckskin Ranch Rd Imperial CA 92251 A great home in Sunset Ranch North, limited inventory available at this home size makes this home more desirable than ever and such a great price too, only $149,900! Take a tour of the home right here from the comfort of your home or office. Make an offer quickly as there has been a great amount of interest in this home and it will sell quickly. If you'd like to see the home and make an offer, please contact me at your earliest convenience and we will take care … (2 comments)
short sale: Housing Sales Prices Decline, Buyers Finding Best Deals - 02/02/09 12:06 AM
As seen on ImperialValleyLiving.com Even as housing prices in Imperial County continue to spiral downward, there are some positive signs for people who were cautious during the housing boom. The most recent figures indicate that in Imperial County, the median price of an existing home declined to $175,000 in December 2008, down 28.6 percent from December 2007, when the median price of an existing home was $245,000. With many home values in Imperial County declining, the housing market is actually providing an opportunity for many local residents to become homeowners. The declining prices may even mean that homes … (2 comments)
short sale: Imperial Valley Real Estate Short Sale Avoid Foreclosure - 01/27/09 09:25 PM
Imperial Valley Real Estate - Imperial Valley Short Sale - Avoid Foreclosure The purpose of this article is for you to share with others you know who are asking the same questions. Please pass it around and make sure everyone you know who has a home or a mortgage knows about it. If you want to sell your home and you're located in the Imperial Valley, please let me know ~ the possibility of a "short sale" is a very important way to avoid damage to your credit history over the long term. I can help you by putting together a package your lender will need in … (0 comments)
short sale: Short Sale Q & A for Home Sellers - 09/22/08 02:56 PM
Short Sale Q & A for Home SellersSelling a property as a short sale can be complicated and carry a multitude of ramifications to consider.This entry will attempt to answer some common and frequently asked questions regarding Short Sales. This information was gathered from various sources, including my own experience within the industry. What is a short sale?A short sale is a process in which a homeowner sells their home for less than what they owe on the outstanding mortgage or mortgages. This process requires specific documentation that is gathered early in the process and is presented to the lenders in an attempt to convince … (2 comments)
short sale: Foreclosure hits home - Cape Code case study - 09/02/08 09:32 PM
Foreclosure hits home - Cape Cod style Don't let the name fool you, I'm not talking about Cape Cod, MA but I am talking about a property constructed in the classic Cape Cod style, so I am dubbing this my Cape Cod case study. In almost all parts of the Country there are untold stories of tragedy and loss as a result of increasing foreclosures nationally. This will be an ongoing series examining a few homes in my local area that have hit the inevitable wall of foreclosure. I would be surprised if you told me you don't know anyone personally facing foreclosure or someone … (1 comments)
short sale: Establishing Value in Todays Market or How Much is My Home Worth? - 08/19/08 08:16 PM
Establishing Value in Todays Market or How Much is My Home Worth? Today's post is a culmination of questions, quips, and ponderings during the year and from previous years reflecting my time in the real estate and mortgage industry. It is also a post of recent client call, which provides a great framework for this discussion. Any comments readers would like to share, I am interested in hearing them. ** Thank you ** (My relocation client has not signed a listing agreement). Home values in today's market are more of a moving target than ever before and the target seems to be dropping … (0 comments)
short sale: Imperial Valley sees 11% drop in foreclosures in May - 06/09/08 01:11 PM
Imperial Valley sees 11% drop in foreclosures in MayBy Frederic A DinThe number of Imperial Valley homes entering the foreclosure process in May was down about 11% from the previous month, according to statistics reviewed Friday, however the number of homes heading to the auction block increased by 33% from the previous month.A total of 239 notices of default - the first step in the foreclosure process - were filed in Imperial County in May, compared to with a year long peak of 268 in April. However, local housing experts think the drop in foreclosures may be short-lived and it may … (0 comments)
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BREAKING NEWS! State of California offers first time buyers a tax credit incentive of up to $10,000 on homes purchased between May 1, 2010 and December 31, 2010 or after December 31, 2010 through August 31, 2011. See the article below for full details. 
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