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A staggering 63% increase in California foreclosure filings for November 2011 from the previous month may have dire consequences for homeowners hoping to save their home. Although most banks will suspend sales during the Christmas holiday, expect a surge of trustee sales the beginning of 2012. Many borrowers have been lulled into a false sense of security because of the lender's slow pace or even lack of any action at all. In some cases, borrowers are still living in their home after several years of not making any mortgage payments. Well, looks like that party may be over.
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