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credit repair: Figuring Out Credit Scoring, Easier Then You Think! - 05/02/08 01:37 PM
Getting students educated on the FICO credit scoring system is not a priority in the school system. Neither is it in almost all industries. The reasons for this can vary but the major one is that we are not provided with specifics on exactly how the scoring model works. This is done on purpose to protect the integrity of the scoring model.
It is frustrating sometimes but keep in mind that we do have an idea on most of the things that will help/hurt your score. Below is a graph to help explain what makes up your score.
Did you notice something? Maxing … (1 comments)

credit repair: Your Credit Score: 120 points in 120 Days?! - 04/21/08 05:13 PM
What's Your FICO Credit Score? If you do not know the answer to that question then you could be in for a shock the next time you apply for a loan. In most cases, those who are in the dark pay for it.
So what is the big deal? You credit report is basically a "report card" on how responsible you are at paying your bills and managing your debts. As part of the report, you are assigned a credit score. The lower your score, the higher of an interest rate you will pay on everything from car insurance to home loans. … (7 comments)

 
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