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Subject:  Tequesta Real Estate Market Conditions

Body: Tequesta Real Estate

We here at the Frank Verna, PA continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Tequesta real estate statistics from December 1st through December 9th. The following includes information for Tequesta and surrounding communities.

New homes on the market: 16
Total homes on the market: 110
Number of homes entering escrow: 3
Number of homes closing escrow (sold): 5
Number of homes expiring: 34
Avg Days on Market: 243

Statistics: 110 Listings
 Include:  All Properties Only Selected Properties
16 New Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High456,884$5,295,000$76913
Low11817$135,000$1573
Average222,114$722,897$2607
Median221,931$372,991$1927
22 Active Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High534,072$1,895,000$560637
Low221,200$159,999$12115
Average321,976$458,773$206145
Median321,547$268,000$178109
16 Price Change Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High543,933$2,650,000$674709
Low221,251$159,900$12120
Average332,366$799,281$326201
Median322,331$649,900$284134
3 Back On Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High322,022$995,000$498249
Low311,273$245,000$192215
Average321,765$579,967$312236
Median322,000$499,900$247245
3 Contingency Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High321,968$419,000$244124
Low321,410$209,900$10777
Average321,698$292,300$176107
Median321,716$248,000$176119
34 Expired Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High432,900$2,375,000$9861,005
Low221,036$195,000$15764
Average232,097$549,765$256242
Median232,064$390,490$190136
2 Withdrawn Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High322,356$464,500$197145
Low11817$119,000$146144
Average221,587$291,750$171145
Median221,587$291,750$171145
9 Cancelled Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High433,028$891,160$29474
Low11903$129,900$12844
Average221,915$384,778$18958
Median232,064$389,990$19052
5 Sold Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High432,300$1,395,000$607$1,225,000$53394%393
Low21850$112,000$132$75,000$8867%85
Average321,725$598,400$307$523,199$26584%243
Median322,184$374,000$234$350,000$20387%216
110 Total Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High556,884$5,295,000$986$1,225,000$53394%1,005
Low11817$112,000$107$75,000$8867%3
Average322,053$570,865$251$523,199$26584%162
Median222,043$390,990$190$350,000$20387%85
Search Criteria
Status NEW , PND , EXP , WTH , CAN , SLD , ACT , PCH , BOM , CTG , TMP
City Tequesta
Status Change Date between 12/1/2007 - 12/9/2007

For a FREE Quick Over the Net Home Evaluation of your Tequesta home or condo, please visit:
FREEQuickHomeValue.com for a no cost, obligation, no presuure response.

If you need to sell quickly, learn how to Sell Your Tequesta Home in 69 Days or Less Guaranteed! If I don't sell your home in 69 days, at a price agreeable to you, I'll pay your mortgage payments until it sells.

If you would like a free list of homes for sale in Tequesta and would like more information about the Town of Tequesta or would like to be the first to know about hot new listings in Tequesta before other buyers do, then give me a call at:

Frank Verna
Frank Verna, PA
561-283-9969
http://www.frankverna.com/
********

 

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Subject:  Palm Beach Gardens Real Estate Market Conditions

Body: Palm Beach Gardens Real Estate

We here at the Frank Verna, PA continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Palm Beach Gardens real estate statistics from December 1st through December 9th. The following includes information for Palm Beach Gardens, Abacoa, Evergreene, Frenchman's Creek and surrounding communities.

New homes on the market: 70
Total homes on the market: 458
Number of homes entering escrow: 11
Number of homes closing escrow (sold): 21
Number of homes expiring: 53
Avg Days on Market: 139

Statistics: 458 Listings
 Include:  All Properties Only Selected Properties
70 New Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High555,105$3,595,000$88314
Low110$119,500$1041
Average332,195$654,159$2646
Median321,955$489,450$2296
155 Active Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High566,992$3,195,000$7,071710
Low0070$129,000$9613
Average322,022$463,549$25595
Median321,847$350,000$19253
84 Price Change Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High555,173$3,200,000$619669
Low11799$59,900$3812
Average321,974$464,832$209150
Median321,663$294,000$19198
21 Back On Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High556,185$2,495,000$403642
Low221,000$129,500$10632
Average332,237$523,724$201252
Median321,634$279,000$197206
5 Contingency Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High553,800$779,000$205362
Low321,360$175,000$108101
Average432,288$385,380$156191
Median322,025$285,000$141146
6 Temp Off Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High544,528$1,499,000$331722
Low221,400$195,000$13941
Average432,760$739,317$248250
Median432,630$644,000$239115
6 Pending Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High455,845$2,495,000$427212
Low321,555$284,000$16444
Average332,496$717,300$236115
Median321,827$387,450$199111
53 Expired Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High667,275$3,500,000$490847
Low110$129,900$12413
Average332,259$573,959$222273
Median321,848$374,900$202205
3 Withdrawn Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High444,149$1,495,000$360333
Low322,261$399,000$15875
Average433,100$783,667$232204
Median432,889$457,000$176205
34 Cancelled Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High567,483$3,695,000$744515
Low11502$125,000$1400
Average332,203$638,406$254180
Median321,816$404,500$212151
21 Sold Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High676,343$3,495,000$551$2,607,000$413100%270
Low221,152$167,900$112$165,000$10774%45
Average332,779$812,339$239$691,281$20889%139
Median321,940$329,000$188$285,000$17492%142
458 Total Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High677,483$3,695,000$7,071$2,607,000$413100%847
Low000$59,900$38$165,000$10774%0
Average322,151$545,606$239$691,281$20889%132
Median321,848$359,000$200$285,000$17492%77
Search Criteria
Status NEW , PND , EXP , WTH , CAN , SLD , ACT , PCH , BOM , CTG , TMP
City Palm Beach Gardens
Status Change Date between 12/1/2007 - 12/9/2007

For a FREE Quick Over the Net Home Evaluation of your Palm Beach Gardens home or condo, please visit:
FREEQuickHomeValue.com for a no cost, obligation, no presuure response.

If you need to sell quickly, learn how to Sell Your Palm Beach Gardens Home in 69 Days or Less Guaranteed! If I don't sell your home in 69 days, at a price agreeable to you, I'll pay your mortgage payments until it sells.

If you would like a free list of homes for sale in Palm Beach Gardens and would like more information about the City of Palm Beach Gardens or would like to be the first to know about hot new listings in Palm Beach Gardens before other buyers do, then give me a call at:

Frank Verna
Frank Verna, PA
561-283-9969
http://www.frankverna.com/
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Juno Beach Real Estate Market Conditions Report

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Subject:  Juno Beach Real Estate Market Conditions

Body: Juno Beach Real Estate

We here at the Frank Verna, PA continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Juno Beach real estate statistics from December 1st through December 9th. The following includes information for Juno Beach and surrounding communities.

New homes on the market: 5
Total homes on the market: 26
Number of homes entering escrow: 0
Number of homes closing escrow (sold): 2
Number of homes expiring: 5
Avg Days on Market: 248

Statistics: 26 Listings
 Include:  All Properties Only Selected Properties
5 New Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High332,792$1,950,000$6987
Low221,131$269,000$1953
Average221,876$895,000$4106
Median221,510$469,000$3116
5 Active Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High321,534$425,000$342529
Low221,200$249,900$16319
Average221,358$326,560$246193
Median221,344$329,000$253131
6 Price Change Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High432,936$1,345,000$458774
Low221,250$295,000$201183
Average321,836$570,333$291377
Median221,721$432,000$278331
1 Back On Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High221,300$375,000$288395
Low221,300$375,000$288395
Average221,300$375,000$288395
Median221,300$375,000$288395
5 Expired Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High442,646$2,195,000$830407
Low221,247$299,900$240128
Average321,929$981,580$454250
Median221,760$649,000$369199
2 Cancelled Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High564,400$2,799,000$63683
Low21563$99,000$1761
Average442,482$1,449,000$40642
Median442,482$1,449,000$40642
2 Sold Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High333,342$1,199,900$359$892,500$26788%370
Low322,016$500,000$248$442,000$21974%125
Average332,679$849,950$304$667,250$24381%248
Median332,679$849,950$304$667,250$24381%248
26 Total Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High564,400$2,799,000$830$892,500$26788%774
Low21563$99,000$163$442,000$21974%1
Average321,864$746,562$346$667,250$24381%211
Median221,510$445,000$294$667,250$24381%182
Search Criteria
Status NEW , PND , EXP , WTH , CAN , SLD , ACT , PCH , BOM , CTG , TMP
City Juno Beach
Status Change Date between 12/1/2007 - 12/9/2007

For a FREE Quick Over the Net Home Evaluation of your Juno Beach home or condo, please visit:
FREEQuickHomeValue.com for a no cost, obligation, no presuure response.

If you need to sell quickly, learn how to Sell Your Juno Beach Home in 69 Days or Less Guaranteed! If I don't sell your home in 69 days, at a price agreeable to you, I'll pay your mortgage payments until it sells.

If you would like a free list of homes for sale in Juno Beach and would like more information about the Town of Juno Beach or would like to be the first to know about hot new listings in Juno Beach before other buyers do, then give me a call at:

Frank Verna
Frank Verna, PA
561-283-9969
http://www.frankverna.com/
********

 

Jupiter Florida Real Estate Market Conditions Report

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Subject:  Jupiter Real Estate Market Conditions

Body: Jupiter Real Estate

We here at the Frank Verna, PA continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Jupiter real estate statistic from December 1st through December 9th. The following includes information for Jupiter and Jupiter Inlet Colony.

New homes on the market: 64
Total homes on the market: 465
Number of homes entering escrow: 11
Number of homes closing escrow (sold): 29
Number of homes expiring: 70
Avg Days on Market: 157

Statistics: 465 Listings
 Include:  All Properties Only Selected Properties
64 New Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High6618,600$7,995,000$93912
Low11681$125,000$271
Average322,539$799,969$2726
Median321,895$432,000$2116
143 Active Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High654,283$23,000,000$15,333572
Low11719$114,000$10013
Average321,873$630,099$346112
Median321,783$370,000$21563
88 Price Change Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High554,609$2,795,000$666637
Low11596$139,900$1007
Average321,923$463,238$222127
Median321,687$339,000$188103
19 Back On Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High443,839$1,399,000$422798
Low221,086$139,900$11874
Average321,824$451,905$234317
Median221,708$415,000$220321
7 Contingency Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High321,889$499,900$394239
Low21900$159,000$15319
Average321,407$300,686$21597
Median321,385$297,900$19081
6 Temp Off Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High422,355$769,000$422277
Low11740$169,000$16255
Average321,648$384,250$232151
Median321,637$359,250$202133
11 Pending Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High444,343$2,795,000$771744
Low220$119,900$9210
Average321,814$650,737$284191
Median321,620$372,900$200167
70 Expired Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High559,250$8,500,000$9192,062
Low11545$154,900$1317
Average321,861$563,488$251271
Median321,533$326,950$207204
2 Withdrawn Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High432,500$549,900$238140
Low321,996$475,000$22099
Average432,248$512,450$229120
Median432,248$512,450$229120
26 Cancelled Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High667,410$4,750,000$7,997326
Low0135$203,000$13527
Average332,310$846,331$583148
Median321,898$394,500$238137
29 Sold Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High544,006$2,750,000$837$2,450,000$802100%322
Low21962$139,900$109$127,000$9973%29
Average332,165$665,003$273$601,173$24893%157
Median321,804$375,000$187$375,000$17392%123
465 Total Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High6618,600$23,000,000$15,333$2,450,000$802100%2,062
Low010$114,000$27$127,000$9973%1
Average322,003$610,711$297$601,173$24893%140
Median321,708$349,900$206$375,000$17392%101
Search Criteria
Status NEW , PND , EXP , WTH , CAN , SLD , ACT , PCH , BOM , CTG , TMP
City Jupiter
Status Change Date between 12/1/2007 - 12/9/2007

For a FREE Quick Over the Net Home Evaluation of your Jupiter home or condo, please visit:
FREEQuickHomeValue.com for a no cost, obligation, no presuure response.

If you need to sell quickly, learn how to Sell Your Jupiter Home in 69 Days or Less Guaranteed! If I don't sell your home in 69 days, at a price agreeable to you, I'll pay your mortgage payments until it sells.

If you would like a free list of homes for sale in Jupiter and would like more information about the Town of Jupiter or would like to be the first to know about hot new listings before other buyers do, then give me a call at:

Frank Verna
Frank Verna, PA
561-283-9969
http://www.frankverna.com/
********

 

Duality is Melting My Mind - Economy Strong/Ecomony Bad - Jobs Bad/Jobs Good - What the Heck is Going On?

This just in Labor market stronger than expected in November Payrolls up 94,000; jobless rate stays at 4.7% on household survey gains. NO wait I'm sorry...this just in Softness expected in November jobs report...no wait, I'm sorry this just really no in...Trend of jobless claims rises to highest in two years...OKay, now I'm really not kidding, this really just came in...Inflation erodes salary and wage gains, okay one more for good measure...Productivity gains most in 4 years.

Getting the drift? In life there is duality, Dark / Light, Good / Evil, Hope/ Despair. It can drive you nuts, Just what exactly is going on with our economy. We hear foreclosures are up but housing starts gained, One economist says the crisis insn't a crisis at all, another says we are heading for the End of Days.

Duality means, in all obstacles there are opportunities. I know of some agents that were the top agent in their market and have completely vanished off the face of the earth while others that are doing more transactions then they did when the market was strong.

Earlier this year I joined a group called Top Agent Toolbox. At the time I thought why watse the money but then after I started using this product I realized how important it is to remain around others who are doing well and remaining positive. The sharing of information is critical to maintaining your peace of mind when facing challenge. It helped me to focus on what works and not what the problems are. As a result I have realized more opportunity now then I had before and my business has increaed. I have created new streams of income for my business and I am actually happier with the clients I work with.

 BUT...I believe that if I continue to read the news and listen to so called economic experts, my brain will soon fry. People are always asking me, "What do you think about where the market is going?" or "How long do you think this will last?" It's funny but I remember watching Bulls and Bears on Fox back in the peak of the market and they were commenting on how it's time to get out of real estate when everyone is talking about real estate...well now it seems even more people are talking about real estate. Evrywhere I go I either hear a conversation about who's trying to sell or "did you hear what they are selling the house down the street for?" or people are asking me about selling or buying.

Right now, when someone asks. I simply say, "I don't know, it depends on who you listen to". It's anyone's guess and it really depends on the sellers motivation, our competence and mortgage restrictions.

 So I offer only tis one little piece of information: DON'T LISTEN TO THE NEWS! Just focus on what you want. Pay attention to the 10ft circle around you, take care of your turf and let the "experts" bloviate. Oh and yes, be aware of duality and realize when you are on one side or other. As "they" say, perception is everything.

 

Tequesta Real Estate Market Conditions - End of Month Report - Nov 07

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Subject:  Tequesta Real Estate Market Conditions

Body: Tequesta Real Estate

We here at the Frank Verna, PA continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Tequesta real estate statistics from November 1st through November 30th. The following includes information for Tequesta and surrounding communities.

New homes on the market: 17
Total homes on the market: 211
Number of homes entering escrow: 7
Number of homes closing escrow (sold): 16
Number of homes expiring: 33
Avg Days on Market: 147

Statistics: 211 Listings
 Include:  All Properties Only Selected Properties
17 New Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High433,381$1,895,000$73815
Low21900$165,000$1424
Average321,837$504,857$2488
Median221,861$359,000$1877
105 Active Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High556,346$7,200,000$1,183662
Low11796$99,000$11216
Average322,069$631,750$253117
Median321,861$375,000$19446
16 Price Change Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High432,811$979,000$358316
Low22910$119,900$1199
Average321,616$315,637$182152
Median321,417$236,950$164140
1 Back On Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High321,959$274,900$140101
Low321,959$274,900$140101
Average321,959$274,900$140101
Median321,959$274,900$140101
2 Contingency Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High332,200$519,900$236241
Low321,372$225,000$16458
Average331,786$372,450$200150
Median331,786$372,450$200150
5 Temp Off Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High333,016$899,000$298538
Low22850$109,000$12253
Average321,844$361,000$175223
Median321,776$339,000$139176
7 Pending Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High442,822$1,100,000$421502
Low21850$112,000$13213
Average321,913$492,414$241259
Median321,792$425,000$232165
33 Expired Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High432,943$800,000$478660
Low21717$139,900$13857
Average221,793$401,318$234183
Median221,861$386,990$194176
1 Withdrawn Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High321,638$299,000$18343
Low321,638$299,000$18343
Average321,638$299,000$18343
Median321,638$299,000$18343
8 Cancelled Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High445,122$3,850,000$752235
Low221,118$239,000$18370
Average322,129$836,513$302149
Median321,660$449,700$226141
16 Sold Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High433,454$1,895,000$574$1,600,000$484100%642
Low11850$79,900$94$79,900$9483%39
Average321,939$518,044$243$471,425$22292%147
Median321,766$396,750$197$360,000$18294%99
211 Total Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High556,346$7,200,000$1,183$1,600,000$484100%662
Low11717$79,900$94$79,900$9483%4
Average321,949$543,894$242$471,425$22292%132
Median321,809$361,490$194$360,000$18294%84
Search Criteria
Status NEW , ACT , SLD , PCH , BOM , CTG , TMP , PND , EXP , WTH , CAN
City Tequesta
Status Change Date between 11/1/2007 - 11/30/2007

For a FREE Quick Over the Net Home Evaluation of your Tequesta home or condo, please visit:
FREEQuickHomeValue.com for a no cost, obligation, no presuure response.

If you need to sell quickly, learn how to Sell Your Tequesta Home in 69 Days or Less Guaranteed! If I don't sell your home in 69 days, at a price agreeable to you, I'll pay your mortgage payments until it sells.

If you would like a free list of homes for sale in Tequesta and would like more information about the Town of Tequesta or would like to be the first to know about hot new listings in Tequesta before other buyers do, then give me a call at:

Frank Verna
Frank Verna, PA
561-283-9969
http://www.frankverna.com/
********

 
 

Palm Beach Gardens Real Estate Market Conditions - End of Month Report - Nov 07

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Subject:  Palm Beach Gardens Real Estate Market Conditions

Body: Palm Beach Gardens Real Estate

We here at the Frank Verna, PA continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Palm Beach Gardens real estate statistics from November 1st through November 30th. The following includes information for Palm Beach Gardens, Abacoa, Evergreene, Frenchman's Creek and surrounding communities.

New homes on the market: 59
Total homes on the market: 1018
Number of homes entering escrow: 29
Number of homes closing escrow (sold): 58
Number of homes expiring: 126
Avg Days on Market: 176

Statistics: 1018 Listings
 Include:  All Properties Only Selected Properties
59 New Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High556,992$3,995,000$71613
Low11502$79,900$1224
Average322,074$515,449$2208
Median321,850$349,990$1918
528 Active Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High779,151$6,495,000$817826
Low000$29,900$4518
Average332,278$619,004$232115
Median321,886$374,950$20160
74 Price Change Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High567,432$2,800,000$573539
Low11833$150,000$12021
Average332,306$544,274$209154
Median322,055$349,498$181126
9 Back On Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High554,745$1,799,000$379503
Low221,236$165,000$13321
Average321,857$432,022$193155
Median321,496$219,900$157125
21 Contingency Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High543,735$999,900$299364
Low11746$129,900$11223
Average322,044$414,262$188121
Median321,725$265,000$17477
13 Temp Off Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High543,989$1,175,000$352346
Low22900$159,000$16240
Average332,283$556,331$232165
Median321,820$389,000$218166
29 Pending Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High565,542$2,995,000$703341
Low221,200$150,000$1073
Average332,329$630,586$230137
Median322,054$369,000$193100
126 Expired Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High666,729$3,400,000$515715
Low110$99,900$11130
Average321,875$471,147$228267
Median321,626$315,000$212193
19 Withdrawn Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High544,593$999,900$411316
Low21936$69,500$280
Average332,303$470,625$200132
Median322,086$359,900$193142
82 Cancelled Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High669,151$3,950,000$851526
Low11872$124,900$702
Average332,272$628,175$236151
Median321,847$358,925$206118
58 Sold Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High565,342$2,199,000$844$1,980,000$760103%671
Low11502$94,900$114$82,000$10282%17
Average322,078$493,766$213$446,773$19391%176
Median321,722$298,000$186$272,500$16492%135
1018 Total Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High779,151$6,495,000$851$1,980,000$760103%826
Low000$29,900$28$82,000$10282%0
Average322,200$573,756$227$446,773$19391%139
Median321,846$354,950$199$272,500$16492%103
Search Criteria
Status NEW , ACT , SLD , PCH , BOM , CTG , TMP , PND , EXP , WTH , CAN
City Palm Beach Gardens
Status Change Date between 11/1/2007 - 11/30/2007

For a FREE Quick Over the Net Home Evaluation of your Palm Beach Gardens home or condo, please visit:
FREEQuickHomeValue.com for a no cost, obligation, no presuure response.

If you need to sell quickly, learn how to Sell Your Palm Beach Gardens Home in 69 Days or Less Guaranteed! If I don't sell your home in 69 days, at a price agreeable to you, I'll pay your mortgage payments until it sells.

If you would like a free list of homes for sale in Palm Beach Gardens and would like more information about the City of Palm Beach Gardens or would like to be the first to know about hot new listings in Palm Beach Gardens before other buyers do, then give me a call at:

Frank Verna
Frank Verna, PA
561-283-9969
http://www.frankverna.com/
********

 
 

Juno Beach Real Estate Market Conditions - End of Month Real Estate Report - Nov 07

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Subject:  Juno Beach Real Estate Market Conditions

Body: Juno Beach Real Estate

We here at the Frank Verna, PA continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Juno Beach real estate statistics from November 1st through November 30th. The following includes information for Juno Beach and surrounding communities.

New homes on the market: 5
Total homes on the market: 82
Number of homes entering escrow: 1
Number of homes closing escrow (sold): 3
Number of homes expiring: 7
Avg Days on Market: 279

Statistics: 82 Listings
 Include:  All Properties Only Selected Properties
5 New Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High332,515$1,699,000$6767
Low221,250$275,000$1874
Average221,605$654,000$3656
Median221,446$401,000$2776
48 Active Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High432,936$2,700,000$1,132721
Low21563$99,000$16918
Average321,760$604,702$326178
Median321,725$522,000$306114
7 Price Change Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High321,600$499,000$333388
Low221,200$249,900$16349
Average221,460$362,129$251174
Median221,533$340,000$267132
1 Back On Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High221,470$289,000$197523
Low221,470$289,000$197523
Average221,470$289,000$197523
Median221,470$289,000$197523
1 Temp Off Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High222,241$1,100,000$491515
Low222,241$1,100,000$491515
Average222,241$1,100,000$491515
Median222,241$1,100,000$491515
1 Pending Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High322,016$500,000$248101
Low322,016$500,000$248101
Average322,016$500,000$248101
Median322,016$500,000$248101
7 Expired Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High332,936$1,495,000$509365
Low21840$159,900$16961
Average221,641$536,971$294283
Median221,660$375,000$288362
9 Cancelled Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High332,792$1,950,000$698743
Low221,344$289,000$19750
Average221,767$703,144$349305
Median221,490$369,000$267280
3 Sold Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High432,515$2,100,000$835$1,900,000$75598%559
Low22728$119,000$163$110,000$15190%62
Average331,790$972,967$443$898,333$41094%279
Median332,127$699,900$329$685,000$32292%217
82 Total Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High432,936$2,700,000$1,132$1,900,000$75598%743
Low21563$99,000$163$110,000$15190%4
Average321,722$606,410$326$898,333$41094%201
Median221,660$476,000$282$685,000$32292%141
Search Criteria
Status NEW , ACT , SLD , PCH , BOM , CTG , TMP , PND , EXP , WTH , CAN
City Juno Beach
Status Change Date between 11/1/2007 - 11/30/2007

For a FREE Quick Over the Net Home Evaluation of your Juno Beach home or condo, please visit:
FREEQuickHomeValue.com for a no cost, obligation, no presuure response.

If you need to sell quickly, learn how to Sell Your Juno Beach Home in 69 Days or Less Guaranteed! If I don't sell your home in 69 days, at a price agreeable to you, I'll pay your mortgage payments until it sells.

If you would like a free list of homes for sale in Juno Beach and would like more information about the Town of Juno Beach or would like to be the first to know about hot new listings in Juno Beach before other buyers do, then give me a call at:

Frank Verna
Frank Verna, PA
561-283-9969
http://www.frankverna.com/
********

 
 

Jupiter Real Estate Market Conditions - End of Month Report - Nov 07

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Subject:  Jupiter Real Estate Market Conditions - End of Month Report

Body: Jupiter Real Estate

We here at the Frank Verna, PA continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Jupiter real estate statistic from November 1st through November 30th. The following includes information for Jupiter and Jupiter Inlet Colony.

New homes on the market: 60
Total homes on the market: 982
Number of homes entering escrow: 31
Number of homes closing escrow (sold): 57
Number of homes expiring: 117
Avg Days on Market: 178

Statistics: 982 Listings
 Include:  All Properties Only Selected Properties
60 New Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High643,769$2,150,000$75319
Low11900$169,000$1464
Average321,949$502,290$2528
Median321,829$409,000$2148
470 Active Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High8810,275$11,750,000$7,997958
Low0135$98,000$947
Average322,031$588,629$266110
Median321,807$379,450$20557
95 Price Change Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High544,194$2,650,000$805656
Low11740$114,000$926
Average321,828$465,399$240164
Median321,582$337,500$211118
10 Back On Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High422,100$549,000$469368
Low211,170$174,900$11974
Average321,678$404,780$254179
Median321,772$399,950$231168
22 Contingency Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High432,519$899,000$358282
Low11821$127,000$11529
Average321,458$290,714$194120
Median321,393$250,500$189122
17 Temp Off Market Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High564,096$1,075,000$467440
Low11596$165,000$14527
Average332,097$518,326$246146
Median322,179$479,900$224115
31 Pending Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High558,200$3,950,000$848604
Low22843$115,000$1232
Average322,052$586,503$244175
Median321,650$345,900$203151
117 Expired Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High5810,921$27,000,000$18,000728
Low11596$140,000$13427
Average321,985$835,827$427248
Median321,800$395,000$221184
17 Withdrawn Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High8911,599$23,000,000$16,591391
Low2222$250,000$1396
Average332,216$2,436,735$2,12399
Median321,611$329,900$20593
86 Cancelled Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High644,036$2,750,000$1,265630
Low100$105,000$1301
Average321,837$481,043$246178
Median321,843$385,000$220151
57 Sold Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High465,890$2,995,000$727$2,400,000$583102%618
Low11860$115,000$125$105,000$11280%0
Average321,883$531,617$238$487,097$22093%178
Median321,657$319,900$196$295,000$18493%145
982 Total Listings  BedsBathsSqFtLPLP/SqFtSPSP/SqFtSP/LPDOM
High8911,599$27,000,000$18,000$2,400,000$583102%958
Low000$98,000$92$105,000$11280%0
Average321,964$610,317$308$487,097$22093%139
Median321,764$375,000$209$295,000$18493%104
Search Criteria
Status NEW , ACT , SLD , PCH , BOM , CTG , TMP , PND , EXP , WTH , CAN
City Jupiter
Status Change Date between 11/1/2007 - 11/30/2007

For a FREE Quick Over the Net Home Evaluation of your Jupiter home or condo, please visit:
FREEQuickHomeValue.com for a no cost, obligation, no presuure response.

If you need to sell quickly, learn how to Sell Your Jupiter Home in 69 Days or Less Guaranteed! If I don't sell your home in 69 days, at a price agreeable to you, I'll pay your mortgage payments until it sells.

If you would like a free list of homes for sale in Jupiter and would like more information about the Town of Jupiter or would like to be the first to know about hot new listings before other buyers do, then give me a call at:

Frank Verna
Frank Verna, PA
561-283-9969
http://www.frankverna.com/
********

 
 

You Reap What You Sow - Part Deux - Establishing Personal Power to Overcome "Top Agents"

Here is the next post in the series of You Reap What You Sow - How To Earn Six Figures Starting Without a Dime. Thank you for your patience! Allow me to preface this post that I felt it important to establish the end benefit of following this program. Realize that this all comes only from my personal experience and I am enjoying translating that experience to others. I knwo that I had promised to post How to Support Yourself While Supporting Your Farm but I thought this was more appropriate to be in advance of that posting.

REMINDER: The results I provide in this series all started without any large investment of money. I did invest time because I had no money when I started. I believ anyone in any market can do the same.

===============================

Part Two in a Ten Part Series

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I apologize for being late on this post but I have actually been too busy to write! Now that those issues are out of the way, let's get back to earning some money! Hopefully you have completed the "homework" portion of my previous post You Reap What You Sow or How To Earn Six Figures Starting Without a Dime. If not, the now would be the opportunity to review that information. As stated in the previous post, I am completing the same steps as you so we can build on this together. If you experience any changes to your business with the information provided, good or bad, I would love to hear from you. We can all benefit from our experiences together and some of you may have improvements or more efficient methods that would help this program.

If you have completed your homework, you have made a determination of the 3 to 5 market areas that you targeted as viable farm areas. Remember, these areas must provide no less than a 5% turn over and ideally a 7% or better turn over. You can if you are so inclined, reduce this down to a street level and choose only those 500 homes that provide this turn over. In some markets you may have one portion of a subdivision or neighborhood that have that turn over but not other portions.

There is a gated master planned community in my market where out of 9 sub-communities only 2 have this turn over. So, if I were to market the entire master community, I would be wasting my time or money when it could be better spent working on just those 2 sub-communities and focusing on other market areas outside the master with the higher turn over.

Let me state again: YOUR CHOICE OF FARM AREA IS CRITICAL AND RESEARCH CANNOT BE DISREGARDED! You must take the time to determine the right areas to work in or you will become frustrated and broke and eventually give up. If you skip the step in my previous post, you will not succeed. You may luck out for a while but eventually it will catch up with you.

Information is Good but Personal Knowledge is POWER!

Let's see what happens when Agent Jones and Agent Smith are competing for the same listing in the same farm area. At the end of the story, determine who has the upper hand and will most likely get the listing without discounting the commission and with the seller's full support of the pricing as determined by each agent.

Early on Friday morning Agent Jones receives a phones call from Mr. Seller. Mr. Seller says to Agent Jones, "I am thinking about selling my house and I am contacting you because I received your postcard that says you sell all the houses in town. What will you do to sell my house?" Agent Jones ecstatic that she has received a call from her farming postcards jumps right in and starts asking about the house, why the seller wants to sell, what features does it have, how long have they lived there, where are they moving, when do they want to move and so forth, we all know the drill.

Mr. Seller eventually relents and sets a appointment with Agent Jones to come by and give them a presentation. Agent Jones is prepared to WOW Mr. and Mrs. Seller with her arsenal of marketing paraphernalia to overwhelm Mr. and Mrs. Seller with her Internet savvy and glossy magazine ads and newspaper ad featuring her photos prominently displayed on the top of the ad (the photo hasn't been updated in 15 years but, what the heck right?) She proudly tells Mr. and Mrs. Seller that she will display their property right in the ad with about 11 or 15 other homes she is trying to sell.

Mr. and Mrs. Seller ask what Agent Jones thinks their house is worth. Agent Jones whips out her color charts and ring bound CMA showing the sales and non-sales and says with determination what she believe the value of that home is worth. Mr. and Mrs. Seller thank her for her time and say they will think about it and get back to her. Agent Jones is stunned! She doesn't understand why the Sellers won't sign a listing tonight? She quickly recovers by saying that maybe she could get more for the house or maybe she could cut her commission, would that make them list tonight?...No, no...Mr. and Mrs. Seller thank her again and nicely tell Agent Jones that they have another agent coming over that they want to interview as well.

Who could this agent be? How could they tramp on her territory? She has been sending postcards in to this neighborhood for 3 years! How dare they speak with another agent? Don't they know who she is? Don't they know that Agent Jones lists more homes than any other agent in the county?

While it may be true that Agent Jones may list more homes in the county, she doesn't do that in this neighborhood. There is another agent that lists and sells more homes than Agent Jones in THIS neighborhood and that agent is Agent Smith! Agent Smith? Who is Agent Smith? Agent Jones has never heard of this person and how could they want to speak with Agent Smith when she has ads on every bus bench from here to the county line?

Mr. Seller unbeknownst to Agent Jones also called Agent Smith because Agent Smith also farms the area where Mr. Seller lives but Agent Smith has a different method of farming. Agent Smith develops profiles of each home in her farm area. You see sometime back Agent Smith was just getting started in real estate and she had little or no money and did not know anyone in the area. She had no family, friends, high school buddies, college roomies or the like to develop a "warm" list. So, Agent Smith had to come up with another way to make this new real estate business work.

Agent Smith did her homework, she researched her area a determined where the best turn over of homes occurred, she then set out to learn everything she could about each of these homes. She chose 500 homes in 3 different communities that she determined had a 7% turn over ratio over the last 18 months. Then she printed out the tax data for each of those homes and put them in a three ring binder. Each day, Monday through Friday Agent Smith started her day by learning as much as she could about those homes. She blocked out 2 hours each morning to drive her farm and chose 25 homes from which to learn about.

She took photos of those homes. Asked the lawn care companies, the mail person, and the utility workers and yes even the garbage men about what they knew about those homes. She noted on the back of each tax data sheet everything she could find out. What color of the home was, how many people lived in that home, did it have anything that might tell her something about the people that lived in that house, what kind of cars were in the driveway, did it have a converted garage, did they have any decorations that indicated the owner liked a sports team, what holidays did they decorate the house for, what kind of trees were on that property, are there kids living there, what ages, what sports or activities did they like and so on.

She introduced herself to people in the neighborhood when she saw them outside and made mental notes to add to her binder about what she found out about those people. If there was a garage sale in the area, she went to it and maybe bought a couple of knick knacks. She offered to provide garage sale signs if she found out they were planning a sale. Agent Smith knew that garage sales may indicate the owner might be clearing out the home to get it ready to sell and if not she knew people in the area would come by the home and she would be able to meet them.

Agent Smith became the neighborhood expert by giving home owners free market reports that she would keep in the car and update once a month. She didn't mail them, she handed them out personally. She offered free home valuations, tips and advice about curb appeal, helped the older couple on the corner with unloading the groceries. Yes Agent Smith had become a fixture of the neighborhood and she did it 25 homes at a time each morning. That meant that at the end of the week, she learned about 125 homes and at the end of the month she had learned information about 500 homes.

Then, when Mr. Seller called Agent Smith to talk about selling his home, Agent Smith answered with "Oh Hi Mr. Seller, how are you? How did your son do in his baseball game? And, how lovely your roses look this year you must be very proud." Mr. Seller was pleasantly surprised when Agent Smith knew he had the house on the corner with the blue roof, the pink garage door and the roses growing along the side of the garage. He also realized after speaking with Agent Jones that there Agent Jones had no clue about his home or the neighborhood. Mr. Seller promptly listed his home with Agent Smith for a lower asking price than Agent Jones offered. The house sold after just one open house (more on that in the next posting) and the happy Mr. and Mrs. Seller told all their friends in the neighborhood about the great experience they had with Agent Smith.

What Agent Smith did not know was the Mr. Seller was a retired real estate broker himself! After the closing Mr. Seller wrote a great letter about Agent Smith that went like this:

"Agent Smith listed our home for sale and also brought in the buyer in less than 2 weeks! Mr. Seller is a former Realtor and you are the first Realtor to meet the standards that he feels ALL Realtors should meet. We like that you did everything you promised and then some with a professional, courteous and pleasant attitude. We have absolutely no complaints!! Just keep up your high standards."
Thanks,
Mr. and Mrs. Seller

Agent Smith was proud! Agent Smith did a few more things and in just 6 months, Agent Smith had become the "expert" of her farm. What the home owners in that farm didn't know was that Agent Smith lived 30 minutes away in another town but they were none the wiser because all they knew was that Agent Smith could be counted on to be there, every morning and in every way she could. In just 6 months

Agent Smith listed and sold 17 homes in that 6 months, more homes than she could handle and had to hire an assistant to help with the work load. Agent Smith accomplished this WITHOUT mailing a single postcard, calendar, refrigerator magnet and without a single ad. Agent Smith also picked up most of the buyers as well because when prospective home buyers drove through the area most of the signs had her name on them. So, the buyers just assumed she was the person to speak to when they were interested in buying in that neighborhood.

What's the morale of the story? You tell me how did Agent Smith get that listing from Agent Jones?

THE STORY YOU HAVE JUST READ IS TRUE! ONLY THE NAMES HAVE BEEN CHANGED TO PROTECT THE INNOCENT!

Obviously, In case you had not yet figured it out, Agent Smith is me and you can read the actual testimonial on my profile page: http://activerain.com/fverna. This is the actual story of how I got my first listing and the results of that listing. Realize that I had already brought in several buyers to the community as well so I had established a reputation that I sold homes, not just listed them.

Exactly how I established that reputation in advance of getting listings is the focus of my next posting which I promise will be by the end of this week! In the mean time please leave me your comments and questions and thank you again for the comments already posted.

Top 10 List of this Post:

  1. Establish Your Farm Area through Research

  2. Create a "Playbook" of All the Homes in Your Farm
    1. Note everything you can about each property. Every distinct feature.
    2. Take a photo of every home in your farm. Taking a photo allows you to create custom marketing pieces later when you make some money. It will also help you if someone in your farm contacts you. If you are the agent that answers the phone and pulls up the info you have on that house and can say "Mr Bill, you're the homeowner with that beautiful brass lamppost and white fence aren't you?". When Mr. Bill says yes and asks how you knew that you can respond: "Mr. Bill, it's my job to know my market. Would you trust the sale of your home to anyone who didn't know your area?" Trust me, it's a KILLER close.
    3. If you have a database like Top Producer or even Outlook, enter that information in your database and Playbook
    4. Note everything you can about the people that live in those homes. (Will you list and sell every home in the area...No...but you will create "Raving Fans" that will become walking billboards for you.

  3. Break down your 500 home farm into blocks of 25. Make it your business that every morning you spend time learning just about those 25 homes. Gain all the info you can. 25 homes is an average of 2 blocks in most subdivisions. This should take you as little as 1 hour to 2 hours each morning. PLUS if you are not doing anything else productive, this will help you make money in the long run.

  4. Attend every garage sale, local event, neighborhood holiday, baseball games, school sports etc. in that farm. My kids would complain about driving so far on Halloween but they loved getting more candy than they could in our own neighborhood.

  5. Shop in that area. If I had to go to the supermarket, the cleaners, get a hair cut, go to the hardware store, needed flowers, anything...I did it in my farm area. It might have drove my wife crazy to come home with melted ice cream but I always ran into someone in my farm and ended up talking for a while. If we went out to eat, she knew where we were going to go.

  6. Know the schools, restaurants, barber shops and salons all the locally owned businesses in the area. There is a BIG reason for this that we will discuss in the next post. In addition, most Mom and Pop shops are owned by people who live in that area and if they don't live there chances are most of their employees do. Know them all on a first name basis.

  7. Know your competition. If an area you are considering to farm is already dominated (meaning that one agent NOT one company but one agent, has more than 20% of the listings on the market and / or does 30% or more of the transactions in that area) Don't waste money there. Remember, we are doing this on a budget so we don't want to compete in a smaller area. If many agents have listings there and no one agent dominated that area that is fine. GO FOR IT! Trust me most other agents will not take the time nor have the inclination to follow this program.

  8. Know you market stats! Review the activity in the farm each month and create a report to hand out to people you see in your farm. DO NOT leave them on doors! You want other owners in the area to contact you so they can get one too. If you leave them on a door, you never get to meet the owner. Other owners in the area will share and word will get around.

  9. Preview every home that comes on the market in your farm. Attend every open house in the farm. Take every chance you can to get into each and every home and learn more about the interior. It is possible that the agent that has that house listed may let it expire and you may have the opportunity to list that home.

  10. When you do work with a buyer, take every chance you can to show them homes in your farm (without steering or otherwise breaking the law or annoying your buyer).

  11. BONUS Tip #1: When you do get a sale in your farm, make sure everyone knows it and get a testimonial from the buyer or seller or both.

  12. BONUS Tip #2: Welcome every new owner that moves into the neighborhood even if you didn't complete the sale. There is a 90% chance that the agent they used will not maintain contact with the new owner and when they sell, you want them to think of you.

  13. BONUS # 3: An added benefit of this program is that the home owners in the area begin to see you as the expert and if they are considering investing in real estate they will seek out your help.

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NEXT POST: BUILDING YOUR TRI-POD OF SUPPORT
How to get cash flow while building your farm.

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Frank Verna, Broker / Owner

Jupiter, FL

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Frank Verna, PA

Office Phone: (561) 244-0076

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