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The Feds!! - 04/29/08 11:27 AM
To all: Fed Focus The Fed has been walking a delicate line of trying to stimulate the economy without stoking inflation too much. Unfortunately the Fed is faced with continued signs of economic weakness amid rising price pressures. Most analysts believe the Fed's biggest worry is the stumbling economy and will therefore cut rates again this week by 25 basis points. People often hear that the Fed is cutting rates and believe that mortgage interest rates will follow suit. This is usually not the case in the short-term as recent history shows. Mortgage interest rates have spiked higher following most of the (1 comments)
"THERE IS NOTHING WRONG WITH CHANGE, AS LONG AS IT IS IN THE RIGHT DIRECTION." ~ Winston Churchill - 04/24/08 07:30 PM
And there were some big changes indeed for Bonds and home loan rates last week - but not necessarily all in the "right direction". For most of the week, Bond prices were pummeled lower, causing home loan rates to rise - and even after a Friday afternoon rally, home loan rates worsened by about .25% for the week overall. One silver lining...some of the abuse that Bonds took was at the hands of somewhat positive economic news. Remember that positive or strong economic news tends to benefit Stocks, which in turn can pull money out of Bonds - which causes Bond prices (2 comments)
Spring has sprung - 04/21/08 03:58 PM
To all, New Home Sales data is compiled monthly by the Department of Commerce's Census Bureau and is gathered from builders throughout the country. The data represents new home sales for the nation as well as four areas of the country: the Northeast, the Midwest, the South, and the West. Information on the average price of a home, the number of homes for sale, and the supply of unsold homes are also provided. The data is an important indicator because it shows any strength or weakness in the housing sector. The housing sector data is valuable because when consumer spending changes, (1 comments)
Idea for realtors - 04/18/08 05:31 PM
The auction option for people has been making it's way around here. A new idea has come up where a local casino buys a house and sells X number of raffle tickets at $50 per ticket. For a lower priced house sounds pretty creative to me. I would like some comments to see if anyone has tried this or what your thoughts aer? (5 comments)
One of the foundations of a residential real estate transaction is an accurate, objective assessment of a home's value. - 04/14/08 04:35 PM
To all, Regardless of market trends, buyers and mortgage lenders rely on independent professional appraisers to provide an impartial valuation of the property. New York Attorney General, Andrew Cuomo, has recently reached an agreement with Fannie Mae and Freddie Mac which specifies that as of 2009, Fannie Mae and Freddie Mac will only buy loans from banks that meet the requirements of the "New Home Value Protection Code." With Fannie Mae and Freddie Mac currently purchasing more than 60% of all home loans in the country, the agreement could have a monumental impact on the appraisal industry. Some Implications of the New Home Value (0 comments)
Home buyers. First time home buyers, Lake property owners - 04/11/08 10:53 PM
We provide all types of houses for all types of people and their situations and needs. Our custom or standard homes can fit what is important to you. Whether you're in the market for a ranch, cottage, loft, cape cod, two story, townhouse, split-level, split-entry, commercial building, duplex or an apartment building; Midwest Home Center is your answer. We specialize in customizing plans to fit what's important to you.
contact us at www.midwesthomecenter.com (1 comments)
Bonus points - 04/08/08 11:57 AM
Can anyone tell me how bonus points are awarded to a subscriber? I also would like to understand why there are times that I get over 200 points when I post a blog? I want to thank everyone for the help and have found my website traffic increase because of blogging. By increasing traffic it causes more awareness of my company which in turn increases business. (1 comments)
Following up is work; staying in touch is easy - 04/07/08 03:44 PM
Follow-up is the grunt work of sales. The better our follow up, the more we sell. Jerry Costanzo opened my eyes to a different way of looking at the follow-up process: he doesn't ‘follow up,' he just stays in touch with his buyers. The difference in perspective hit me: you have to work to follow up - chase people around until they buy. But, staying in touch is something you gladly do with friends, and they appreciate it. Lesson learned: Treat your buyers like friends, and they'll be both. (3 comments)
Interest rate news - 04/07/08 10:57 AM
Rule of Thumb: Get the customers in asap to lock in products! Market CommentMortgage bond prices rose last week pushing mortgage interest rates lower. Stronger than expected manufacturing data shocked the market a bit and set the tone for early trading in the week pushing bonds prices lower. Fortunately the employment report showed higher unemployment and lower payrolls, which helped bonds recover Friday. Market participants viewed the weaker employment figures as more evidence for additional Fed rate reductions at the end of April. For the week, interest rates on government and conventional loans fell by 1/4 of a discount point. The Fed (0 comments)
Below is the home affordability index and it is now at the highest level since early-2004. Falling home prices aren't pleasant, but they are part of the market's self-correction process. It's also worth noting that even if prices revert to the trend growth rate, a home purchased more than five years ago would still have appreciated in value.
Are you being customer-centric, or product-centric? - 04/03/08 10:04 PM
I found this article to be very helpful. BuilderRadio interviews David Giannetto, director of J.H. Cohn's Enterprise Performance Management Practice and co-author of The Performance Power Grid. Would you describe your organization's primarily focus as being customer-centric, or product-centric? In his book, The Performance Power Grid, co-authored with Anthony Zecca, David Giannetto asserts that most companies would like to believe they are all about their customers, but are actually more driven by their product and processes than they are by their buyer's desires and buying habits. So, how does a company move from being product or process driven to being customer-centric? In (2 comments)
As experienced contractors specializing in the process of building with modular components, we can offer developers of multi-unit projects a complete set of consulting and construction services which include:1. Selection of the factory supplier that can best meet the project requirements 2. Design and engineer custom modular plans (or modify existing plans to make them "modular friendly") 3. Handle the permit process through the various government agencies and utility providers. 4. Manage the on-site work such as grading, foundations, garages, porches, etc. 5. Oversee the factory production of the modules to exact specifications 6. Coordinate the often (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.