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Each month AR runs numerous contests as a way for our members to engage in activities
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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Approved Property Types And Loan Limits For VA Loans in Alameda, CA - 03/30/11 04:58 PM
Alameda Ca. What property types are available for financing in the Bay Area? With VA mortgage loans, you are allowed to take out a loan on either the purchase of an existing home or for the construction of a new home. However, VA mortgage loans are for primary residences only; you cannot purchase an investment property or second home with a VA loan as these property types are not eligible for VA financing. A little known fact of a VA Loan is that you can purchase an owner-occupied 2-4 unit property and get 100% financing. It is possible to live in (1 comments)
VA Loan Requirements and Eligibility in Alameda, CA - 03/30/11 03:15 PM
Because of Coast Guard Island we see a lot of military in Alameda, Berkeley, Oakland, and Emeryville. The funny thing is when it comes to home buying there seems to be a lot of confusion about VA Mortgage Home Loan Financing. A big question real estate agents frequently ask is: "Who is eligible for VA financing?" Here is a basic rundown on times of service pertaining to VA Home Loan Mortgage Eligibility: Veterans and active duty military personnel who served during peacetime must have had more than 180 days of active service. Veterans of enlisted service starting after September 7, 1980, (0 comments)
VA Mortgage Loans in Alameda, CA, a Piece of Island History - 03/23/11 06:35 PM
Alameda, CA is a town with a long military history. Since we have lived here, they have been trying to renovate about 1/3 of the main island which was base to the Coast Guard. Just a little history.... originally known as Government Island, this artificial island was formed in 1913 by the dredging project that extended the Oakland Estuary to San Leandro Bay. The Coast Guard first came to the island in 1926 when it established Base 11. Through the years, there was much expansion and many improvements made to the area. In 1982, the Training Center was closed and Support (0 comments)
When I talk to home buyers looking for their options in Alameda, Berkeley, and Oakland they often think they have no options for financing. There are basically two types of financing available to the general public in this post credit crisis world. FHA and Conventional.
So what is the difference between an FHA mortgage versus a conventional mortgage?
FHA financing is a government insured loan that has become very popular, due in part to looser guidelines and lower down payments. The Economic Stimulus Act of 2008 went into effect March 6, 2008, and allowed the FHA to (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.