mortgage: 100% Financing options? - 09/04/08 08:10 PM
With the mortgage & lending industries further tightening their lending requirements & guidelines, it is becoming increasingly difficult for home buyers to qualify for homes. Are there still low down payment options available? The USDA / Rural Development program is certainly a very viable option for certain buyers in certain areas. … (0 comments)

mortgage: What about Taxes? - 04/14/08 04:41 PM
Those of you that like to do your research on-line know that you can look up real estate tax information at the Polk County Property Appraiser website. Were you also aware that you could estimate taxes? For example, if you were considering purchasing a home for a value in excess of its … (1 comments)

mortgage: Debt Forgiveness - 04/11/08 04:35 PM
In my last post, I described the short sale process. Some have expressed concerns about the effect the resulting debt-forgiveness of a short sale has on your tax situation. In prior years, any form of debt-forgiveness on a mortgage was considered earned income. Now, however, the Mortgage Forgiveness Debt Relief Act of 2007 allows … (0 comments)

mortgage: What is a short sale? - 04/08/08 08:15 PM
A "short sale" or "pre-foreclosure" occurs when a bank (or lien-holder) agrees to accept a discounted pay-off of a mortgage. In other words, the bank(s) will release the lien(s) that is secured on the real estate, upon receipt of LESS money than is actually owed. Why would any bank accept less … (0 comments)

mortgage: Mortgage Rates 3/17/8 - 03/18/08 12:33 PM
Long-term mortgage interest rates were down again Monday, and the benchmark 10-year Treasury bond yield sank to 3.31 percent.
The 30-year fixed-rate average dropped to 5.74 percent, and the 15-year fixed rate fell to 5.09 percent. The 1-year adjustable rate dipped to 5.07 percent.
… (9 comments)

 
Real Estate Agent: Gate Arty (Gate Arty & the Group - Keller Williams Realty)
Gate Arty
Lakeland, FL
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Gate Arty & the Group - Keller Williams Realty

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