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homes for sale: Buying a home won't get much cheaper.. - 05/07/12 09:59 AM
Great article in today’s CNN Money Reports – Now let’s let the Buyer’s know!
Buying a home won't get much cheaper
 
http://money.cnn.com/2012/05/03/real_estate/home-buying/index.htm?section=money_realestate&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+rss%2Fmoney_realestate+%28Real+Estate%29
 
Is the “fat lady” singing to us? -  If RE markets run in 7 year cycles – this is absolutely right!
 
The Height of the housing boom was 1st qtr. 2006. Which would put an end to the decline at first qtr. 2013! This could be the final year to buy during the “housing bust” cycle. Read more below!
 
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Several housing experts are predicting that this year will be the last chance … (1 comments)

homes for sale: Broward County FL - Walk for the Animals - Help Homeless Pets in - 02/18/12 07:48 AM
Humane Society Dog Walk Fundraiser March 3, 2012 8AMFeel free to join our pack....Catch Me If You Can!Thank you for your support & donation!
Walk for the Animals humanebroward.donordrive.com The Humane Society of Broward County provides shelter, aid and responsible adoptions to animals entrusted to our care, and educates the community about respect and kindness to all animals.
  … (1 comments)

homes for sale: Port St Lucie, FL November Sales Year to Year Comparison - 11/30/11 07:11 PM
 
Port St Lucie FL November Sales Year To Year Comparison

Sales from 2010 to 2010 decreased 16% while the Avg price decreased 14%. Perhaps the lower prices can account for the lower Days on Market. On the low end it is interesting to see how the List to Sales price (and keep in mind these are the true handyman specials) remained around the 50% mark. This must mean the banks are still trying to value the homes higher or are not paying attention to property condition. With more foreclosures to come into the Port St Lucie Real Estate Market … (1 comments)

homes for sale: Port St Lucie, FL Market Report:The $50K somethings. Homes sold from 49K-60K - 11/19/11 05:26 PM
 
The 50 Somethings… Single Family Homes Sold in Port St Lucie from 49K-60K
 I wanted to do a Market Report on the 50K price range most expectantly to see a serious decrease in solds from this year over last. Surprise… again the numbers don’t lie.. so even I have to drink the sour milk… (yuck)

2010 Homes Sold from 49K-60K Single Family in Port St Lucie 3/2 min

2011 Homes Sold from 49K-60K Single Family in Port St Lucie 3/2 min.

While there was a decrease…12% to be exact… I was expecting more like 35%.  … (2 comments)

homes for sale: Homebuyers..Ask your Realtor for the Comps to determine Market Value - 11/19/11 03:49 PM
             Determining Market Value is a job for Realtors
The value of a home is determined by it's "Market Value". Market Value is defined as the price a willing seller will accept and a willing buyer will pay for a property that has been exposed to the market for a reasonable length of time.

To determine Market Value you look at similar homes in the same area that have sold recently (preferably within the last 6 months). These are called "comparable sales." These are homes that compare closely to the one you want to purchase. They should be similar in … (1 comments)

homes for sale: Castle or Cave - Shrine or Shack - Depends - Buyer or Seller!! - 11/08/11 06:24 PM
It is a Castle or a Cave - A Shrine or Shack? This depends… It is the Seller or the Buyer?

Always interesting but seldom comical really. I am working with a buyer who is also a seller. Now selling a home he bought from me (with another one he owned listed with me) but now selling through another brokerage. He is also back with me to buy again. That in itself is another story.  But this story fits many of our buyer/seller clients.
The Answer is:   Seller = Shrine // Buyer = Shack (of course)
Everyone wants … (1 comments)

homes for sale: I Want My Moving Money $$ Let's Short Sale... But what about the Hardship Letter? - 11/05/11 04:14 PM

I WANT MY MOVING MONEY SO LET’S SHORT SALE…          BUT HOW DO I WRITE A HARDSHIP LETTER?
A Short Sale Package included a number of items required by the bank but one in particular always seems to stump home sellers. How do I write a hardship letter?
What should a Hardship Letter include?  Below is a sample hardship letter. A few things to remember…
·         Don’t come off blaming the bank or anyone else. Take responsibility for the inability to now pay. – The letter should be humbling and in a sense asking for forgiveness and help (regardless of … (1 comments)

homes for sale: What a Buyer’s Agent Will Do for You? Buying Real Estate in Port St Lucie FL - 11/02/11 04:35 PM
 
What a Buyer’s AgentWill Do for You?
 
·         Home Selection- A buyer’s agent will provide information and counseling. Your agent will have access to many available homes on the market using the MLS Data for the area. Once you tell your agent what you are looking for they will be able to narrow down the homes that are best for the homebuyer.
 
·         Determinefair market valueof the property to determine a fair sales price. Unlike the seller’s agent who can provide comparable homes, a buyer’s agent will analyze the comparable sales to ensure apples are compared to apples. … (2 comments)

homes for sale: Buying a HUD Owned Home. Benefits and the Process. - 11/01/11 06:22 PM


Buying a HUD Home. The Benefits and the Process.
First of all let’s un-myth the myth about a HUD home. Buying a HUD home does not mean you are poor or the home is in poor condition. It means you are buying a home owned by HUD. HUD owned homes are most often the result of an FHA Insured loan being foreclosed relinquishing the home to HUD.

One of the benefits of buying a HUD home is the Florida Incentive of a special FHA Financed loan program of only $100.00 down payment. Remember, this is an FHA program … (0 comments)

homes for sale: What is FHA and What Does it Mean to Me? - 11/01/11 05:00 PM
 
What is FHA and What Does it Mean to Me?
 
FHA is the Federal Housing Authority. If you are a first time home buyer as defined below, FHA offers great incentives to become a homebuyer today.
FHA was established in 1934 to provide mortgage insurance on loans made by FHA approved lenders throughout the United States. FHA is the largest Insurer of mortgages I the world, insuring over 34 million properties since it was established.
How does FHA help you? As a first time homebuyer:
 – defined by FHA as a person who has not owned a home … (0 comments)

homes for sale: Why should I use a Realtor for my next Real Estate Transaction? Buying and Selling in St Lucie County FL - 11/01/11 03:27 PM
 
Why use a Realtor®?  
 
It is important to know not all real estate licensees are Realtors®. Only real estate licensees who are members of the National Association of Realtors® are correctly referred to as a Realtor®. These professionals, the licensees known as Realtors®, have taken on oath to subscribe to a strict Code of Ethics and are held to a higher standard of conduct. With required continuing education, Realtor® s are expected to maintain a higher level of knowledge and the process of buying and selling real estate.
Buying or selling a home can be one of the … (0 comments)

homes for sale: Why use an Exclusive Buyer's Agent? Buying a Port St Lucie Fl Home with Representation. - 11/01/11 03:06 PM
Why use an Exclusive Buyer’s Agent?


A buyer’s agent is a Realtor who represents the best interest of the buyer in the transaction. Don’t be fooled though, just because you are working with a Realtor who is not the listing agent, does not mean you are working with YOUR Buyer’s Broker.
[With and Exclusive Buyer Agent on your side, you have a partner on your side who represents your best interest  and works just for you avoiding conflicts of interest that often hinder fair representation and the best possible outcome for you in the real estate transaction. This … (0 comments)

homes for sale: Lower Assessed Values Creates a more Beneficial Tax Shelter. Buy Now and Save More! - 10/26/11 06:55 PM
 
Lower Assessed Values Creates a more Beneficial Tax Shelter. Buy Now and Save More!
 
Here in Port St Lucie Florida assessed values have once again decreased. As assessed value is used to determine the amount of taxes you will pay every year, the lower the assessed value the better. Our Millage Rate here in the City of Port St Lucie is right about 25.338. For a 100,000 assessed value taxes would run $2,533.80 without homesteaded rights. With our NEW FL homestead additional exemption of 25,000 for a total homestead exemption of 50,000 taxes would be about $1266.90. (school millage … (0 comments)

homes for sale: No Clearance Sale in Florida despite “Depressed Market” but STILL A GREAT TIME TO BUY - 10/25/11 02:26 PM
No Clearance Sale in Florida despite “Depressed Market” but
 Still A GREAT TIME TO BUY   - Welcome Snowbirds
So it is getting cold up North. Time to Fly South for the winter. For many South Florida homeowner hopefuls there are a few myths that should be cleared up prior to your home search.
Despite the fall in home prices and the mountainous avalanche of foreclosures mounting from the housing bubble, there are no Clearance Sales in South Florida or Port St Lucie Real Estate.  Especially now. You see, while home were foreclosing, buyers were buying. We are not “sitting” year-old … (1 comments)

homes for sale: Port St Lucie FL Featured Homes For Sale - 10/22/11 12:04 PM
 
 
(1 comments)

homes for sale: No Black Hole for Real Estate Opportunities in Port St Lucie or Anywhere so BUY NOW - 10/20/11 06:46 PM


No Black Hole for Real Estate Opportunities in Port St Lucie or Anywhere so BUY NOW

 

 Think we haven’t seen the bottom yet? Concerned about buying before we hit rock bottom? Don’t think the reductions are going to end?

NEWSFLASH – THERE IS NO BLACK HOLE HERE – There is a bottom –

If you are concerned about buying to soon because we have not “hit” the bottom – let me ask… how do you know?   

The Reality Is… we won’t truly recognize the bottom until you have missed it and … (2 comments)

 
Gayle Rainmaker_large

Gayle Beyer Port St Lucie FL Real Estate Broker

Port St Lucie, FL

More about me…

Welcome Center Realty 800-375-5080, FLA777

Address: 257 SW Port St Lucie Blvd, Port St Lucie, FL, 34984

Office Phone: (772) 336-8583

Cell Phone: (772) 528-4579

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Port St Lucie, Treasure Coast Florida Real Estate Foreclosures/Homes for Sale. St Lucie County, Martin County, FHA, HUD, Fannie Mae, Freddie Mac, Florida Homes, Estate Sales and More


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