How the Economic Stimulus Package Places the Burden upon the American People - 02/18/08 03:54 PM
Is the US economy in trouble? If it is how long will the crisis last? Will the elected representatives and traditional news media tell the American people the truth or hide the true facts? These are all the questions the American public wants answered and has the right to know.
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How the Current US Economy Parallels Past Financial Crises - 02/18/08 03:39 PM
Is the US economy in trouble? If it is what can be the extent of the damage? What is unique about the subprime mortgage crisis? Will the elected representatives and traditional media tell the American people the truth or hide the true facts?
Recently, I found an interesting paper titled, … (0 comments)
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What Are Conventional Loans - 02/05/08 03:54 PM
By, Gaurav Bhola, MSM
The federal government is the major driver of the idea of home ownership. Hence, it has become the biggest player in the residential mortgage market. Approximately one out five residential loans are either guaranteed or insured or by a federal agency. These types of loans are called … (1 comments)
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What Are Government Loans? - 02/05/08 03:52 PM
By, Gaurav Bhola, MSM
Government loans are mortgage loans that are insured or guaranteed by the federal government. These loans are designed to aid home buyers who meet mortgage criterion that allow them to get into a home either with a lower down payment , a lower interest rate and/or with … (0 comments)
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What are Hybrid Loans - 02/05/08 03:49 PM
By, Gaurav Bhola, MSM A hybrid mortgage loan has combined features of fixed rate mortgage and adjustable rate mortgages. A hybrid loan is also known as a fixed-period ARM. A hybrid loan initially begins with a fixed period of a fixed interest rate (typically 3, 5, 7 or 10 years). The … (2 comments)
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Mortgage Applications Jump With Falling Interest Rates - 02/05/08 03:47 PM
By, Gaurav Bhola, MSM
The commercial real estate market has been doing extremely well for the last few years. However, its cousin the residential real estate market needs to take advantage of various opportunities for improvement. The housing and mortgage markets have been seeking to return to hey days of the … (0 comments)
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What Is An Interest Only Mortgage - 02/05/08 03:45 PM
By, Gaurav Bhola, MSM
An interest only mortgage has scheduled monthly mortgage payments consisting of interest only. Generally, the length of the interest mortgage payments last for a period of 5 to 10 years. If you pay only interest during this period your proceeding balance will remain unchanged. However, you may … (0 comments)
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What Is 100% Financing Mortgage Loan? - 02/05/08 03:44 PM
By, Gaurav Bhola, MSM
The mortgage industry has worked diligently to find loan solutions for home buyers who wish to purchase a home without a down payment. The industry wants not only to increase home ownership in the U.S., but also target a growing untapped market of consumers who desire home … (0 comments)
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What Are Subprime Mortgages? - 02/05/08 03:41 PM
By, Gaurav Bhola, MSM
Subprime mortgages are mortgage loans meant to help borrowers who are unable to qualify for traditional mortgages that require good to excellent credit histories. Due to the fact of higher risk of default inherent in subprime mortgage lending, subprime borrowers receive higher interest rates on their mortgage … (0 comments)
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Positive Outlook for Commercial Real Estate - 02/05/08 03:39 PM
By, Gaurav Bhola, MSM
The housing and mortgage market have been going through some difficult times in recent months. However, unlike the residential real estate cousin, the commercial real estate market has been doing well.
The construction spending on shopping centers, office buildings, and other nonresidential projects rose by 15.2 percent in … (0 comments)
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What is a Second Mortgage - 02/05/08 03:35 PM
By, Gaurav Bhola, MSM
A second mortgage is a secured mortgage loan which is secondary to another loan against the same asset. In the real estate arena, a singular property can have numerous loans against it. The mortgage loan that is duly registered foremost with the proper state, city or county … (0 comments)
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Top Six Reasons to Do a Mortgage Refinance - 02/05/08 03:27 PM
By, Gaurav Bhola, MSM
There are several reasons to do a mortgage refinance. Here are the top six reasons to refinance:
1. Lower Your Monthly Payment
Have you ever asked yourself if you could lower your monthly payment? Work with a personal Mortgage Consultant to customize a refinancing solution to meet your specific … (0 comments)
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Useful Tips on Buying a Home - 02/05/08 03:25 PM
By, Gaurav Bhola, MSM
Home buying is one of the most important financial decisions you can make. With the proper resources, home buying can be an easier process. Let's learn the basics of home buying in seven easy steps.
Step 1: Identify My Home Needs
List in order of priority the features and … (0 comments)
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Home Loan Finance And Mortgage Refinance Options - 02/05/08 03:20 PM
By, Gaurav Bhola, MSM
After buying your home it is now time to find the perfect mortgage financing. Make sure you consult an expert Mortgage Consultant in terms of financing that fits your needs. There are many choices available to you for home loan finance and mortgage refinance. But it is … (1 comments)
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Sell Your Home Fast By Using These Tips - 02/05/08 03:14 PM
By, Gaurav Bhola, MSM
It is time to make a move and you need to sell your home fast. Use the following strategies to sell your home quickly:
Step 1: My Marketing Strategy
When selling your home, how do you want to distinguish your home from the rest of the flock? How serious and … (1 comments)
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