mortgage loans: What Are Conventional Loans - 02/05/08 03:54 PM
By, Gaurav Bhola, MSM 
The federal government is the major driver of the idea of home ownership. Hence, it has become the biggest player in the residential mortgage market. Approximately one out five residential loans are either guaranteed or insured or by a federal agency. These types of loans are called … (1 comments)

mortgage loans: Your Mortgage Lender Files for Bankruptcy, What Do You Do? - 11/15/07 08:55 AM
by Gaurav Bhola, MSM 
The subprime mortgage market has been hit hard in the last few months due to high home loan defaults. In the boom real estate market mortgage lenders had been doling out mortgages to many unqualified borrowers and now it is coming back full circle. American Home Mortgage Investment … (0 comments)

mortgage loans: Mortgage Turmoil Hits High End Consumers - 11/14/07 04:55 PM
 by Gaurav Bhola, MSM
In what is seen as defensive posturing, mortgage lenders have decided to increase the mortgage rates on jumbo loans. Jumbo loans are considered non-conforming loans as opposed to conforming loans. The conforming loan threshold is set by two of the largest secondary market lenders, Fannie Mae (FNMA) and … (2 comments)

mortgage loans: Are Subprime Shockwave Fears Justified? - 11/14/07 02:59 PM
by Gaurav Bhola, MSM
The specter of the subprime mortgage sector upon the economy continues to dominate the news.  Many investors are worried about the effects on the economy of the downward spiral of these types of loans. Still the uncertainty has not produced a recession, but according to some analysts one … (2 comments)

 
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