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real estate: Positive Outlook for Commercial Real Estate - 02/05/08 03:39 PM
 By, Gaurav Bhola, MSM
The housing and mortgage market have been going through some difficult times in recent months. However, unlike the residential real estate cousin, the commercial real estate market has been doing well.
The construction spending on shopping centers, office buildings, and other nonresidential projects rose by 15.2 percent in August, led by strong growth in retail and office segments. Commercial retail sales jumped to $401 billion from $359 billion last year.
Unlike, residential real estate, where home loan mortgages, such as interest only mortgages, adjustable rate mortgages, and subprime mortgages have been a cause of concern, along with foreclosures; the … (0 comments)

real estate: Who can Take On Microsoft Office and Microsoft Windows - 11/28/07 09:09 AM
Who can Take On Microsoft Office and Microsoft Windows Subtitle: Ubuntu, Open Office, IBM Symphony, Projity, and Google Applications Think the Time is Ripe to Dethrone Microsoft.
By GauravBhola, MSM
The Microsoft monopoly has been in full throttle for years, too many years. Many software came and went, many seemed promising like the beautiful Lotus Smart Suite. Many consumers and experts concur that this was the best office suite package ever. Alas, it wasn’t meant to last as MS Office was the dominant force on desktops, a strangle hold engendered by exclusive agreements with hardware desktop makers. Now those same … (0 comments)

real estate: Your Mortgage Lender Files for Bankruptcy, What Do You Do? - 11/15/07 08:55 AM
by Gaurav Bhola, MSM 
The subprime mortgage market has been hit hard in the last few months due to high home loan defaults. In the boom real estate market mortgage lenders had been doling out mortgages to many unqualified borrowers and now it is coming back full circle. American Home Mortgage Investment Corp., the tenth largest mortgage lender in the U.S. finally succumbed to financial pressures caused by defaulting subprime mortgages and filed for Chapter 11 U.S. bankruptcy protection from creditors. Its creditors had stopped all financing to the corporation, thus was forced to stop making new home loans. Over 6000 employees … (0 comments)

real estate: Search Engine Optimization Vs. Pay-Per-Click Advertising - 11/02/07 09:18 AM
Search Engine Optimization Vs. Pay-Per-Click Advertising
by Gaurav Bhola, MSM
Gimmie The Scoop.com
The last few years of the housing boom didn’t require much marketing and lead generation effort because new home buyers, home refinancers, and home equity loan seekers were abundant. The income generated was immense within the industry and the future seemed perpetually bright. The low interest rates lead to a sea wave of new mortgage business compelling new mortgage entrants to set up shop. However, now the housing landscape has changed 180 degrees. What we see now are:
Higher interest ratesOversupply of new homesGrowing foreclosure ratesForeclosure properties adding to an … (4 comments)

real estate: Mortgage Applications Drop Yet Again - 10/03/07 10:30 AM
by Gaurav Bhola, MSM
The mortgage crisis seems to be persisting unabated. Now it looks like the volume of applications is still sliding. Last week showed the weakest level ever in five months with the Mortgage Banker Association’s (MBA) adjusted index of mortgage applications falling 0.3 percent in the week ending July 27 to 607.1. This is barely above the February 16 week reading of 606.6. I see it as just the tip of the iceberg for the mortgage industry. With home foreclosure filings up 58 percent in the first half of the year; the housing market isn’t going to pick up … (0 comments)

real estate: Another Casualty in Mortgage Arena - 10/03/07 10:26 AM
by Gaurav Bhola, MSM
It was just a matter of time before heads rolled at Bear Stearns Co. This was only to be expected after Bear Stearns High-Grade Structured Credit Enhanced Leveraged Fund, valued at about $638 million and the High-Grade Structured Credit Fund, worth about $925 million lost their value in July. The casualty was co-President and co-Chief Operating Officer Warren Spector, he resigned last week. In an announcement, CEO James Cayne cited the performance of the two valueless funds as a main reason for the restructuring in management. Spector started his career as a trader at Bears Stearns in 1983 … (0 comments)

 

Gaurav Bhola

Orlando, FL

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