subprime mortgages: How the Economic Stimulus Package Places the Burden upon the American People - 02/18/08 03:54 PM
Is the US economy in trouble? If it is how long will the crisis last? Will the elected representatives and traditional news media tell the American people the truth or hide the true facts? These are all the questions the American public wants answered and has the right to know. … (0 comments)
subprime mortgages: How the Current US Economy Parallels Past Financial Crises - 02/18/08 03:39 PM
Is the US economy in trouble? If it is what can be the extent of the damage? What is unique about the subprime mortgage crisis? Will the elected representatives and traditional media tell the American people the truth or hide the true facts? Recently, I found an interesting paper titled, … (0 comments)
subprime mortgages: What Are Subprime Mortgages? - 02/05/08 03:41 PM
By, Gaurav Bhola, MSM Subprime mortgages are mortgage loans meant to help borrowers who are unable to qualify for traditional mortgages that require good to excellent credit histories. Due to the fact of higher risk of default inherent in subprime mortgage lending, subprime borrowers receive higher interest rates on their mortgage … (0 comments)
subprime mortgages: Your Mortgage Lender Files for Bankruptcy, What Do You Do? - 11/15/07 08:55 AM
by Gaurav Bhola, MSM The subprime mortgage market has been hit hard in the last few months due to high home loan defaults. In the boom real estate market mortgage lenders had been doling out mortgages to many unqualified borrowers and now it is coming back full circle. American Home Mortgage Investment … (0 comments)
subprime mortgages: Mortgage Turmoil Hits High End Consumers - 11/14/07 04:55 PM
by Gaurav Bhola, MSM In what is seen as defensive posturing, mortgage lenders have decided to increase the mortgage rates on jumbo loans. Jumbo loans are considered non-conforming loans as opposed to conforming loans. The conforming loan threshold is set by two of the largest secondary market lenders, Fannie Mae (FNMA) and … (2 comments)
subprime mortgages: Subprime Mortgages Injurious to Fannie Mae and Freddie Mac’s Health? - 10/03/07 10:34 AM
by Gaurav Bhola, MSM The mortgage industry is again in the throes of controversy, Freddie Mac and Fannie Mae, darlings of the mortgage markets may be facing financial discomfort in the future. So far, the two private-sector companies which are sponsored by the federal government have bought billions of dollars of … (1 comments)
subprime mortgages: Mortgage Lenders and Mortgage Brokers Face Troubling Times - 09/28/07 03:50 PM
by Gaurav Bhola, MSM The mortgage industry has been seeking to extricate itself from the quicksand it has been mired in since last year. However, it is in this year and in recent weeks that the mortgage industry, including mortgage lenders and mortgage brokers has been hardest hit. Huge companies … (1 comments)
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