When thinking about purchasing a new home as a first time home buyer, there are so many factors to consider. But what do you do first as a first time home buyer?
Well, when you have made the decision to become a home owner, the first step as a first time home buyer before you do anything is get pre-qualified with a lender. It is important that you contact a lender or a Realtor to recommend a qualified lender to get pre-qualified. Sit down with them, bring in all your financial papers. Have them look at everything. This is very important. If you are serious about buying then you need to lay it out there so the professionals can help you in every aspect and counsel you on what is the best options for you. Why? Well, this is going to save some frustration in the buying process by helping you avoid looking at houses out of your price range. It will also give you a starting point on what you can afford. Plus, it could bring to light any credit issues you may have and give you time to correct them. Is it a good idea to contact the appropriate professional six months to a year prior to actually making that big purchase to help you make a "To Do"
Some wonder what has changed from last years First Time Home Buyer tax Credit and 2009's First Time Home Buyer tax Credit. Well now you can review them Side By Side.
Posted by Great Northwest Indiana Associates of Realtors GNIAR here is a side by side look at what the differences are. Take a look.
When thinking about purchasing a new home as a first time home buyer, there are so many factors to consider. But what do you do first as a first time home buyer?
Well, when you have made the decision to become a home owner, the first step as a first time home buyer before you do anything is get pre-qualified with a lender. It is important that you contact a lender or a Realtor to recommend a qualified lender to get pre-qualified. Sit down with them, bring in all your financial papers. Have them look at everything. This is very important. If you are serious about buying then you need to lay it out there so the professionals can help you in every aspect and counsel you on what is the best options for you. Why? Well, this is going to save some frustration in the buying process by helping you avoid looking at houses out of your price range. It will also give you a starting point...Complete article
It's a new year and with that new and better opportunities for a First-Time Home Buyer to take advantage of. So if you are considering being a First-Time Home Buyer in 2009 here are 10 things to consider that might give you an extra push to becoming a First-Time Home Buyer in 2009.
So what are the Top 10 reasons why you should be a First-Time Home Buyer in 2009
10) You can kiss your land lord goodbye!
9) As a First-Time Home Buyer you can take advantage of the many Foreclosures, HUD Homes, Handy Man Specials, Estate Sale, or Short Sales.
And the #1 reason Why You Should Be A First-Time Home Buyer in 2009,
1) You are investing in yourself!
So if you are thinking that this should be your year to becoming a First-Time Home Buyer, E-mail me and lets set up an appointment so you can learn how you can become a First-Time Home Buyer today!
On a recent episode of ABC Extreme Makeover, Home Edition a family wanted to move out of the city area where they lived and own a great piece of Wyoming. They found their dream home on 20 acres. There they would have the space to watch their family grow and have enough area to be able to pursue their passion for saving abandoned and sick dogs and help then on their way to adoption.
The family selected had two small children that were suffering from the effects of high levels of Radon Gas. Many people have never heard of radon gas, nor know its effects. Now, I am not an expert at this, but radon gas is a natural gas that our earth makes in its bedrock, the gas is released through the cracks and can become trapped in your home. It exists in every part of the United States. The gas becomes harmful when it reaches a certain level and become trapped in your home.
So why am I focusing on this, you ask? Well this is a great time to bring up the all important topic that when buying a new home in Wheatfield, Indiana or any other surrounding areas in Northwest Indiana you should always take into consideration having certain inspections completed.
Now many people know that a home inspection is important, but there are many other inspections that can be preformed when buying a new home in Wheatfield, Indiana or any other surrounding areas in Northwest Indiana to protect your family and your investment.
Here is a list of home inspections you should consider completing when you consider buying a new home in Wheatfield, Indiana or any other surrounding areas in Northwest Indiana :
Home Inspection
A home inspector combs your potential new home in Wheatfield, Indiana or any other surrounding areas in Northwest Indiana for a plethora of different problems, issues, and items focusing on major defects. A home inspector spends anywhere from 1 to 3 hours in your potential new home in Wheatfield, Indiana or any other surrounding areas in Northwest Indiana searching and inspecting every inch of it. Now remember he can only report on what he can see.
In these uncertain times of job loss and home values deflating many home owners are lost in what to do when they are faced with the heart wrenching fact that they can't make their mortgage payments. So, when faced with this realty what do you do? What are your options? Well, what so many people don't know that your mortgage company will work with you. The fact is they don't want your home, they want you to make your payments because that is how they make their money. So the question is...
Is there a way to avoid foreclosure?
Well the answer is yes! If you know ahead of time that you are just not going to be able to make the mortgage payments on your home, you have options to help save your credit.
You might fit into one of these two situations:
You have no equity cause you, either just bought your house, or you just refinanced.
You have built up equity in your home, but can't refinance because you have lost your qualifying income.
In these uncertain times of job loss and home values deflating many home owners are lost in what to do when they are faced with the heart wrenching fact that they can't make their mortgage payments. So, when faced with this realty what do you do? What are your options? Well, what so many people don't know that your mortgage company will work with you. The fact is they don't want your home, they want you to make your payments because that is how they make their money. So the question is...
Is there a way to avoid foreclosure?
Well the answer is yes! If you know ahead of time that you are just not going to be able to make the mortgage payments on your home, you have options to help save your credit.
You might fit into one of these two situations:
You have no equity cause you, either just bought your house, or you just refinanced.
You have built up equity in your home, but can't refinance because you have lost your qualifying income.
Awaiting Short Sale Approval. Could qualify for FHA 203 K Streamline Financing. This is a great home with lots of potential. Over 2300 sq ft. All Appliances stay. Bedrooms offer hardwood floors. Lower level is complete with a dry bar, entertaining area with fireplace, 3/4 bath, finished laundry room and walk-out to fenced yard. Energy efficient with whole house fan. Owners installed all new windows, front door and above ground pool. Home is in walking distance to small park. Home is in a convenient location close to I-65.
Wheatfield, Indiana Christmas Tree Lighting and Town Sign-a-Long will be on November 29 at 5:00 pm to help decorate, and 5:30 pm for the tree lighting. To Find out more.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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