Gina's Blog

Free First Time Home Buyer $8,000 Grant Seminar

Gina Bombin (McColly Real Estate) — Fri, 25 Sep 2009 22:15:21 -0500

Free First Time Home Buyer $8,000 Grant Seminar

Hosted By: NWI Real Estate Expert Gina Bombin with McColly Real Estate

Special Guests: Scott Swinford, NWI Loan Guy and Cordell Sylvie, President of MRI

Two Nights to Choose from.

Space is limited so register ahead.

Find Out More Info

Where to start when thinking about buying as a first time home buyer?

Gina Bombin (McColly Real Estate) — Fri, 27 Mar 2009 21:57:08 -0500

When thinking about purchasing a new home as a first time home buyer, there are so many factors to consider. But what do you do first as a first time home buyer?

Well, when you have made the decision to become a home owner, the first step as a first time home buyer before you do anything is get pre-qualified with a lender. It is important that you contact a lender or a Realtor to recommend a qualified lender to get pre-qualified. Sit down with them, bring in all your financial papers. Have them look at everything. This is very important. If you are serious about buying then you need to lay it out there so the professionals can help you in every aspect and counsel you on what is the best options for you. Why? Well, this is going to save some frustration in the buying process by helping you avoid looking at houses out of your price range. It will also give you a starting point on what you can afford. Plus, it could bring to light any credit issues you may have and give you time to correct them. Is it a good idea to contact the appropriate professional six months to a year prior to actually making that big purchase to help you make a "To Do"

Gina Bombin, First Time Home Buyer Specialist

McColly Real Estate, Northwest Indiana

Side by Side look at the First Time Home Buyer Tax Credit changes

Gina Bombin (McColly Real Estate) — Fri, 27 Mar 2009 21:54:19 -0500

Some wonder what has changed from last years First Time Home Buyer tax Credit and 2009's First Time Home Buyer tax Credit. Well now you can review them Side By Side.

Posted by Great Northwest Indiana Associates of Realtors GNIAR here is a side by side look at what the differences are. Take a look.

Gina Bombin, NWI Real Estate Pro

McColly Real Estate

Where to start when thinking about buying as a first time home buyer?

Gina Bombin (McColly Real Estate) — Tue, 24 Mar 2009 22:19:44 -0500

When thinking about purchasing a new home as a first time home buyer, there are so many factors to consider. But what do you do first as a first time home buyer?

Gina Bombin, First Time Home Buyer Expert

McColly Real Estate, Nothwest Indiana

Top 10 REASONS WHY YOU SHOULD BE A FIRST-TIME HOME BUYER IN 2009

Gina Bombin (McColly Real Estate) — Thu, 01 Jan 2009 21:59:24 -0600

It's a new year and with that new and better opportunities for a First-Time Home Buyer to take advantage of. So if you are considering being a First-Time Home Buyer in 2009 here are 10 things to consider that might give you an extra push to becoming a First-Time Home Buyer in 2009.

So what are the Top 10 reasons why you should be a First-Time Home Buyer in 2009

10) You can kiss your land lord goodbye!

9) As a First-Time Home Buyer you can take advantage of the many Foreclosures, HUD Homes, Handy Man Specials, Estate Sale, or Short Sales.

8) Numerous Financing options for First-Time Home Buyers

7) Seller Incentives are plentiful for First-Time Home Buyers

6) Your Interest, PMI, & Property Taxes are all income tax right offs as a First-Time Home Buyer

5) First-Time Home Buyer Opportunities are at an all time high

4) Interest rates are at an all time low which will benefit you as a First-Time Home Buyer

3) $7500 First-Time Home Buyer Income Tax credit expires June 30th

2) $7500 First-Time Home Buyer Income tax credit

And the #1 reason Why You Should Be A First-Time Home Buyer in 2009,

1) You are investing in yourself!

So if you are thinking that this should be your year to becoming a First-Time Home Buyer, E-mail me and lets set up an appointment so you can learn how you can become a First-Time Home Buyer today!

Gina Bombin, First-Time Home Buyer Expert

McColly Real Estate, Northwest Indiana

Home Inspections for buying a new home, What are they?

Gina Bombin (McColly Real Estate) — Mon, 22 Dec 2008 12:15:00 -0600

On a recent episode of ABC Extreme Makeover, Home Edition a family wanted to move out of the city area where they lived and own a great piece of Wyoming. They found their dream home on 20 acres. There they would have the space to watch their family grow and have enough area to be able to pursue their passion for saving abandoned and sick dogs and help then on their way to adoption.

The family selected had two small children that were suffering from the effects of high levels of Radon Gas. Many people have never heard of radon gas, nor know its effects. Now, I am not an expert at this, but radon gas is a natural gas that our earth makes in its bedrock, the gas is released through the cracks and can become trapped in your home. It exists in every part of the United States. The gas becomes harmful when it reaches a certain level and become trapped in your home.

So why am I focusing on this, you ask? Well this is a great time to bring up the all important topic that when buying a new home in Wheatfield, Indiana or any other surrounding areas in Northwest Indiana you should always take into consideration having certain inspections completed.

Now many people know that a home inspection is important, but there are many other inspections that can be preformed when buying a new home in Wheatfield, Indiana or any other surrounding areas in Northwest Indiana to protect your family and your investment.

Here is a list of home inspections you should consider completing when you consider buying a new home in Wheatfield, Indiana or any other surrounding areas in Northwest Indiana :

Home Inspection
- A home inspector combs your potential new home in Wheatfield, Indiana or any other surrounding areas in Northwest Indiana for a plethora of different problems, issues, and items focusing on major defects. A home inspector spends anywhere from 1 to 3 hours in your potential new home in Wheatfield, Indiana or any other surrounding areas in Northwest Indiana searching and inspecting every inch of it. Now remember he can only report on what he can see.

Check out the complete listi

Gina Bombin, Inspection education for buying a new home, Wheatfield, Indiana Real Estate, Northwest Indiana Real Estate

Is there a way to avoid foreclosure?

Gina Bombin (McColly Real Estate) — Mon, 22 Dec 2008 11:47:04 -0600

In these uncertain times of job loss and home values deflating many home owners are lost in what to do when they are faced with the heart wrenching fact that they can't make their mortgage payments. So, when faced with this realty what do you do? What are your options? Well, what so many people don't know that your mortgage company will work with you. The fact is they don't want your home, they want you to make your payments because that is how they make their money. So the question is...

Is there a way to avoid foreclosure?

Well the answer is yes! If you know ahead of time that you are just not going to be able to make the mortgage payments on your home, you have options to help save your credit.

You might fit into one of these two situations:

You have no equity cause you, either just bought your house, or you just refinanced.
You have built up equity in your home, but can't refinance because you have lost your qualifying income.

Well, what do you do?...Foreclose or Short Sale?

Gina Bombin, Short Sale Professional, Wheatfield, Indiana Real Estate

McColly Real Esate

Is there a way to avoid foreclosure?

Gina Bombin (McColly Real Estate) — Thu, 18 Dec 2008 11:39:53 -0600

Is there a way to avoid foreclosure?

Well the answer is yes! If you know ahead of time that you are just not going to be able to make the mortgage payments on your home, you have options to help save your credit.

You might fit into one of these two situations:

You have no equity cause you, either just bought your house, or you just refinanced.
You have built up equity in your home, but can't refinance because you have lost your qualifying income.

Well, what do you do?...Foreclose or Short Sale?

Gina Bombin, Short Sale Professional, Wheatfield, Indiana Real Estate

McColly Real Esate

1644 Brookview Ct. Hobart, Northwest Indiana 46342

Gina Bombin (McColly Real Estate) — Fri, 05 Dec 2008 14:23:09 -0600

Awaiting Short Sale Approval. Could qualify for FHA 203 K Streamline Financing. This is a great home with lots of potential. Over 2300 sq ft. All Appliances stay. Bedrooms offer hardwood floors. Lower level is complete with a dry bar, entertaining area with fireplace, 3/4 bath, finished laundry room and walk-out to fenced yard. Energy efficient with whole house fan. Owners installed all new windows, front door and above ground pool. Home is in walking distance to small park. Home is in a convenient location close to I-65.

For additonal info on 1644 Brookview Ct.

Gina Bombin, Hobart, Indiana Real Estate Professional

McColly Real Estate

Wheatfield, Indiana Tree Lighting and Sing-a-Long

Gina Bombin (McColly Real Estate) — Wed, 26 Nov 2008 09:25:07 -0600

Wheatfield, Indiana Christmas Tree Lighting and Town Sign-a-Long will be on November 29 at 5:00 pm to help decorate, and 5:30 pm for the tree lighting. To Find out more.

Gina Bombin, Your link to Wheatfield, Indiana Real Estate

McColly Real Estate

Go Green, Save Green Indiana

Gina Bombin (McColly Real Estate) — Tue, 11 Nov 2008 10:16:18 -0600

So as you may know, and if you don't you must be hiding in a cave, there is a big push for Hoosiers to Go Green! Well Indiana, when you look at it you can really be putting some Green in your pocket while helping to reduce waste and carbine omission at the same time here in Indiana. Like with any new process take baby steps and you will find that you can find many ways to Go Green and Save the Green and they are really not that life changing. Find out what you can do.

Gina Bee, Going Green in Wheatfield, Indiana

McColly Real Estate

Aaron Tippen at DC’s Country Junction Lowell, Indiana 46356

Gina Bombin (McColly Real Estate) — Mon, 10 Nov 2008 10:34:51 -0600

On November 7^th the hardest working man in country music, Aaron Tippen came to DC's Country Junction in Lowell, Indiana and gave a great concert. What an entertainer! You won't find too many country music stars coming to this small town venue in Lowell, Indiana, but ...

Gina Bee, Lowell, Indiana Real Estate

McCOLLY Real Estate

First-Time Home Buyers; To Buy or Not to Buy?

Gina Bombin (McColly Real Estate) — Wed, 05 Nov 2008 16:05:12 -0600

First-Time Home Buyers; To Buy or Not to Buy?

Ok so, should this be the year you buy your first home? Well, Yes! It has been widely publicized that home prices are dropping drastically and interest rates are at an all time low. So should you be a fist-time home buyer and buy a house this year? Absolutely! Buying a home stands true just like stocks Buy Low, Sell High. So if you are renting or living at home, put your money to work for you and be a first-time buyer and buy a starter home. Buying a home is an investment; an investment in yourself. So if you are holding back, get educated about buying a home and get out and do it before the market swings back up and home prices start to soar. I have an informative article about the $7500 first-time home buyer tax credit, so take a look and get an extra push to being a first-time home buyer while the getting is good.

Things to keep in mind when look for your first home and being a first-time home buyer: Helpful tips here.

Gina Bombin, Your First-Time Home Buyer Expert

McCOLLY Real Estate

Home Staging to Get It Sold!

Gina Bombin (McColly Real Estate) — Fri, 24 Oct 2008 14:41:56 -0500

Home Staging to get it sold.

Staging your home is very important in any market, but is crucial in a "Buyer Market." Many buyers don't have the time to improve their homes, so they want something they can move right into without the fuss. Also who doesn't love walking into a new construction open house? They are always staged for dramatic impact and of course with a cozy and inviting feeling without the lived in look. So, when you have something to sell that, of course, you live in, the best way to stack up to the competition is to make your home appear new, updated, and of course not lived in. How do you do that? It is very easy. You get it staged.

1) Hire a real estate agent that is in tune with staging or even a home stager.

2) Remove clutter, storing away unnecessary papers, nick knack, and children's toys are a must when home staging.

3) Depersonalizing, you love your family, but keeping those family photos on display will only distract the buyer. So stage away your pictures.

4) Remove oversized furniture from every room. Square footage ...Read More

Gina Bee - Your link to Wheatfield Home Staging

McColly Real Estate

First-Time Buyer Tax Credit

Gina Bombin (McColly Real Estate) — Thu, 23 Oct 2008 13:22:10 -0500

First Time Home Buyer Tax Credit

So is it true?

Will the government give you a $7500 income tax credit if you buy a home for the first time?

Well it is TRUE! It is called the Housing and Economic Recovery Act of 2008

Ok, but you do know that there are guidelines. But they are simple and well worth the effort. So if you have been hesitant to purchase a home this can definitely give you the boost to get off the fence and start looking for your new home.

So want to know what those guidelines are? Click Here to learn more

Gina Bombin, You're #1 source to the First Time Home Buyer Credit

McColly Real Estate

Crown Point, Indiana

$11.840 Price Reduction - 4649 Cleveland - Gary, Indiana 46408

Gina Bombin (McColly Real Estate) — Thu, 23 Oct 2008 09:42:30 -0500

For More info on: 4649 Cleveland Ave, Gary, IN 46408

Huge Price Redution! Now only $25,000. Many possibilities here just waiting for the right imagination. Investors can turn this home into the charming home it once was. Great first-time flipper property. Great resale or for rental income. Re-zone property and it can become office space. Great location, close to everything. Estate Sale, Sold AS-IS.

Gina Bombin, Northwest Indiana Home Specialist

570 W 250 S - Hebron Boone Grove 46341

Gina Bombin (McColly Real Estate) — Tue, 21 Oct 2008 14:10:06 -0500

Spacious Bi-Level with 2.5 acres. Located in Hebron - Boone Grove Area. Home has ample space inside and out. Even plenty of room for the avid car mechanic or craftsman with the extra detached car garage with running water. Close to expressway, but in country setting. Horses allowed. View more info of 570 W 250 S. Hebron, In or call the 24/7 hotline at 1-800-516-2789 ext. 2142

Listed By:

Gina Bombin Your Hebron, IN Home Expert

Putting the Real, Back into Real Estate

McCOLLY Real Estate

Homes available in LakeCounty, IN

Gina Bombin (McColly Real Estate) — Tue, 08 Jul 2008 21:13:46 -0500

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