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buyer tips: Choosing the Right Real Estate Agent for You - 05/31/12 10:30 AM
When it comes to buying or selling a Northern Virginia/South Carolina home, choosing the right real estate agent for you is essential. The "right" real estate agent isn't always the most experienced or the one with the flashiest gimmick. In today's real estate market, it is essential to have someone who knows the area well, has some experience under their belt and can make you feel comfortable. That's a tall order and deserves more than one phone call to a random office and taking the first person who answers.
Word of mouth is always a good indication of how good or bad … (1 comments)
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buyer tips: Can I Afford That Home? - 05/03/12 12:10 PM
Buying a Northern Virginia/South Carolina home is a major financial decision. Just because a mortgage company says you qualify for a specific amount doesn't mean you HAVE to spend that much. In fact, with the Homes for Heroes Program, you won't have to worry about breaking the bank to achieve your goals of homeownership. There are several factors to mull over when you are trying to decide if you can afford that Washington DC home.
In general, financial experts recommend that you don't spend more than two to three times your annual gross household income on a home. For example, if your … (0 comments)
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buyer tips: Is That Fixer-Upper Worth It? - 04/26/12 10:35 AM
Buying a Northern Virginia/South Carolina home is a huge financial decision for anyone to make. Home prices have become incredibly affordable. When partnered with low interest rates and the inventory available, your options as a home buyer are tremendous. While a move-in ready home is fantastic, some buyers are looking at buying low and then fixing it up themselves to get the best deal possible. However, how do you know if that fixer-upper is worth it?
There are several things you have to consider before purchasing a Northern Virginia/South Carolina fixer-upper. Everywhere you turn, it seems another TV show is touting how easy it … (0 comments)
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buyer tips: How to Save Money to Buy a Home - 04/12/12 12:15 PM
It seems like a simple concept: put money away to buy a Northern Virginia/South Carolina home. So, why does it seem so hard to do? According to financial guru Suze Orman, you should have at least 10-20% of the home's purchase price to put down in order not to find yourself financially strapped. There are programs out there to help you buy a Northern Virginia/South Carolina home even if you have less than 10%. But, with 20% down, for example, you won't have to pay the private mortgage insurance (PMI) required by mortgage companies when you borrow more than 80% of the price of … (1 comments)
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buyer tips: The Art of Negotiation - 02/09/12 03:11 PM
When buying a Northern Virginia/South Carolina home, the art of negotiation comes into play in a serious way. Setting up a plan with your real estate agent ahead of time can help alleviate some of the stress involved in the home buying process. While your agent will do their upmost to get you the best price on your dream Northern Virginia/South Carolina home, it will ultimately be up to you as the buyer to decide whether that is a good deal or not. Here are a few tips to set yourself up for negotiating the best price when buying a home.
Get pre-approved. Pre-qualification … (1 comments)
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buyer tips: Home Inspections are Good for Buyers AND Sellers - 12/29/11 02:08 PM
Many real estate experts believe that home inspections aren't just for Northern Virginia/South Carolina home buyers. Sellers can benefit from having a home inspection performed before they place their home on the market as well. But why are home inspections good for both buyers AND sellers? Let me explain.
Every home has the potential for problems, even newly constructed ones. Before you buy a Northern Virginia/South Carolina home, you should always have a home inspection done. The inspection will give you some valuable insight into possible issues (big and small) that may cost you money down the road. This can help you when it … (1 comments)
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buyer tips: Avoid Being a Victim of Mortgage Fraud - 10/13/11 01:28 PM
The US Treasury's Financial Crimes Network announced recently that they have seen in increase in filings of suspicious mortgage fraud activity. A Mortgage Loan Fraud Suspicious Activity Report (MLF SAR) is filed by a mortgage loan company when they find suspicious activity, such as misrepresented income, debts/assets, wrong social security numbers used, debt elimination scams, identity theft and more on loan application reviews. More than 80% MLF SARs were from loans originating before 2008. Avoid being a victim of mortgage fraud when buying a Northern Virginia/South Carolina home by following these simple rules:
Do Your Homework - The old adage of "if it's too … (1 comments)
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buyer tips: Points to Ponder for First-Time Homebuyers - 09/22/11 02:51 PM
Congratulations on your decision to purchase a Northern Virginia/South Carolina home! You've made a huge step in realizing part of the American dream. Since this is such a significant financial decision, it can create a bit of nervousness in buyers, especially those who are buying property for the first time. But, you don't have to let it stress you out completely. Here are a few points to ponder for first-time homebuyers:
Historically Low Interest Rates - The interest rate for a 30-year fixed rate mortgage loan remains between 4-5%. When you look at interest rates from 10 years ago (around 9-9.5%), the current … (1 comments)
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Gene Mock,GRI CRS ABR CIPS TRC SFR SRES CLHMS
Leesburg,
VA
More about me…
Associate Broker ~ Keller Williams Realty
Address: 50 Catoctin Circle, Suite 101, Leesburg, VA, 20176
Office Phone: (703) 669-0099 x 515
Cell Phone: (703) 342-8100
Email Me
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