Your credit score is a major factor when purchasing a Northern Virginia/South Carolina home. In fact, Freddie Mac and Fannie Mae won't even consider any applicant with a credit score below 620. Most people don't have excellent credit. That's why there is such a proliferation of credit repair companies out there. You've probably heard their spiel promising that they can get you top rate credit for a fee. Not all of these are reputable companies, though. You need to know how to identify a credit repair scam.
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