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Each month AR runs numerous contests as a way for our members to engage in activities
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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How to Best Prepare Your Credit and Financial Position BEFORE Beginning a Home Search Part 1 I won't lie to you. The bygone era of planning and then starting your home buying search by just looking in a newspaper are long gone. That's true in my Chicago/Chicagoland area ... or anywhere else across the U.S. Today, the planning and preparation for buying your home is far more detailed in nature than in the past. Home buyers are called upon to be much more involved in their processing and much more organized with documentation (25 comments)
Considering Helping Your Child Buy a Home? What Parents and/or Co-Signors Need to Know
Within the current housing market, there is great opportunity to be found, especially if you're a first-time home buyer. Home prices are down ... lower than they have been for almost an entire decade. And Interest Rates?? The cost of borrowing, in regards to Interest Rates, is at historic lows ... truly a gift, should you be able to take advantage of them.
With all the positive opportunities that exist, many buyers, along with their families, are looking for ways to (29 comments)
As I wrote in my comment to Ginny Gorman (Phillips Post Road Realty, North Kingstown Homes for Sale - North Kingstown RI), I cannot praise the message contained in her post below strongly enough! I say Amen! And Ginny is so right. Even after having multiple discussions with multiple real estate professionals (agent AND mortgage lender) ... some buyers will still go out and buy, buy, buy ... or have credit inquiries run for future purchases. It needs to be known and stressed ... sometimes even the smallest change in credit can have a huge impact on credit scores, so (5 comments)
A great scene, isn't it? But it's not those "points" I'm going to talk about in this blog. No, I'm talking the "points" referred to when discussing mortgage costs and options.
I've had several discussions as of late, with some pretty confused borrowers regarding these "points". They've had no real grasp of exactly what a "point" is prior to our discussion. What it can equate to in cost to them. How the cost of a "point" is figured. (47 comments)
The "Big Bank" Says You Can Wait for 60 to 90 Days to Start Your Refinance. What do YOU Say?
Over the last couple of days, there's been more than a few articles showing-up online, on social media, and in the papers about the extremely long period of time that a "big bank" is guesstimating that some potential clients will have to wait, should they hope to refinance their present loan. Seems that they can't keep-up with the workload and large number of those contacting them for this service. The numbers of 60 (15 comments)
Dispelling Nasty Rumors Regarding Down Payments "Rumours" ... catapulted Fleetwood Mac to the top of the charts during the year 1977 ... "Rumors" ... was the name of an episode on the TV program Glee this last spring ... And Rumors ... are once again swirling about the amount of down payment a borrower needs to buy a home and obtain mortgage financing in the current market. THOSE rumors don't sound pretty. THOSE rumors don't make you smile or tap your toes. Nor are they humorous (10 comments)
Locking-In Your Interest Rate For Your Mortgage Financing What You Should Know ... One of the most confusing aspects of the mortgage financing process comes when it's time to "lock-in" an interest rate on a loan. Purely trying to explain the "hows, whens, and whys" of enacting a "lock-in" of a rate ... especially while talking over the phone or communicating via technology ... can confuse the heck out of most clients. Nevermind when you start to add multiple mortgage programs comparisons ... or several different mortgage lenders into the (6 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.