Today's brisk cool wind reminds me, another summer with its warm sunny days is in our rearview mirror ...
Brrrrrrr! It also reminded me that the Holidays are just around the corner!
Of course, that means holiday commercials will soon be running on our TVs 24/7 ... and Holiday shopping will once again be on our minds.
Experience tells me that one thing is inevitable during those upcoming holiday shopping trips. You'll be asked if you want to apply for a new credit card while checking-out at store registers. Because of that, each year I've written posts warning of the credit and financial "dangers" that lurk while Holiday Shopping. Each (13 comments)
The Holidays are the Most Wonderful Time of the Year (Unless They Ruin Your Credit)
It's that time of the year again ... And that means the Holidays are here! Decorations, holiday songs, family gatherings, eggnog, parties ... And Shopping! Like the majority of Americans, you've probably found yourself ... or will find yourself ... doing one or both of the following during the Holiday Shopping Season:
Standing at a register in a store paying for a holiday purchase Making a holiday purchase online And inevitably, you'll find yourself being asked at the time of check-out ... or at some later date via an email or text ... if (11 comments)
Prepare Your Credit & Finances for the Upcoming Holidays Now! I know. I know. The Holidays are still months away. And I've touched-upon this topic before ... But I think it's important ... and increasingly, people are planning for the Holidays and beginning to shop for the Holidays earlier and earlier in the year. So I'm thinking NOW ... even though it's warm out ... is the perfect time to make plans regarding your budget, credit/credit cards, and finances for this year's Holiday celebrations and expenditures. Anticipating and planning (15 comments)
Saying Yes to that New Store Credit Card: Can it Derail Your Dreams of Buying a Home? My wife and mom went shopping together one day this last week. Both have already started thinking about Christmas shopping. Seems they're not alone.
If you've watched much TV over the past few weeks, you've probably caught a commercial or two heralding the approaching holiday retail shopping season. Holiday decorations to put you in a holiday shopping mood have begun to pop up in stores too. Yep ... the "push" for your holiday shopping dollars has officially begun and we haven't even seen Halloween yet . And (14 comments)
Ho! Ho! Ho! Don't "SAVE" or "BARGAIN" Yourself Right Out of Buying Your New Home I've written on this topic before, but the Holiday season has rolled around once again ... and I think the topic so very important, that I'm revisiting it. Admittedly, a CBS "Money-Watch" article I saw just this morning triggered my action too ... It's Holiday Shopping Time! And that means "bargains" are everywhere and consumers are often buying Holiday gifts on credit. It's natural (and smart) to look for "bargains", no doubt about that. But what about those (75 comments)
You're out doing your holiday shopping. It's 11:45 pm .. and you're in that store because they have exactly what you want and have been looking for ... at an unbelievable price, but only if purchased during the hours of 10 pm to midnight.
Plus, in your hand you have an additional coupon that you found at an online site. The coupon will give you a whopping and additional 10% off your purchase! It's your turn up at the register and you're feeling like a California goldminer about to hit the motherlode. (97 comments)