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Protecting the Integrity of Bldg Foundations & Cut Slopes - 01/30/09 05:26 PM
Proper drainage of storm water and ground water is necessary to protect the integrity of your buildings and your cut slopes.
To appreciate the value of proper drainage it helps to understand the quantity of water draining from an average domestic home in the area of Port Orford. For perspective it also helps to compare that quantity of water to the average daily usage per household. The average yearly rainfall for Port Orford is 79 inches.
So to determine the quantity of water draining from an average home calculates the following:
Average annual rainfall is 79 inches = 6.6 ft … (0 comments)
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Evaluating Land for Building Your Home/Development - 01/30/09 01:13 AM
For most people buying land for a home is a major investment both financially and emotionally. Buyers, developers, and communities can avoid grading, building and maintenance problems by having a geotechnical survey performed to determine soil conditions before construction begins. A geotechnical survey can be used to calculate the potential and probability of stability, safety, and security issues associated with planned or existing homesites. Before building or buying a home, you should know about anything that could present a risk to your home or homesite such as:
Ocean-front home Tsunami zone and risks of high velocity storm surges Beach and/or bluff … (0 comments)
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Your Comment(s) Will Have Greater Impact and Be More Effective - 01/28/09 12:45 AM
Your comment or feedback on a blog is a communication to a person or in some cases a team of people regarding the subject of the blog. Constructive feedback involves telling someone something good about their blog and/or when appropriate offers an alternative or a different point of view on the blog’s subject, one of its points of discussion, or its findings/conclusions.
Effective Feedback is:
Specific for example you could write: Your blog was written well. The points you made were clear and understandable. Your findings or conclusions were well supported.
Focused on the specifics of the blog mentioned above … (4 comments)
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2.5 million Jobs lost in 2008 & a 2.5 million Loss of Jobs forecast for 2009 - 01/27/09 12:48 AM
At the United States Conference of Mayors in January of 2009 it was reported that our labor market is in a severe decline. It was explained that December 2008 was the 12th consecutive month of job losses, and that the cumulative loss for the year was more the 2.5 million. It was also forecast that this only marks the halfway point. It is anticipated that another 2.5 million jobs will be lost in 2009 which includes a first quarter 2009 loss of 1.5 million jobs. To put it simply, the national housing market is going to get worse before it gets … (2 comments)
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The Port Orford Cedar Made our Town Famous - Port Orford, OR 97465 - 01/26/09 02:42 AM
The Port Orford cedar plays a significant role in the cultural, medicinal, and religious life of the indigenous peoples living along the coast between Coos Bay, OR and the Klamath River in CA It played a significant role in the ceremonial life of coastal natives and it was often used in spiritual purification rites. They also believe that the tree possessed healing powers and every part of the tree was utilized.
Strangely enough, the Japanese also revere the wood from the Port Orford cedar and prefer to use it in the construction of their temples, shrines, and home altars.
The milled … (0 comments)
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It is a Buyer's Market - Port Orford, OR 97465 - 01/24/09 11:36 PM
FYI
We have never had a better inventory of homes. There are 62 Active Residential Listing on the Market in Port Orford, OR after several listing clients decided to take their home off the market. The Sales Rate is 13 per year. Consequently, at the present rate of sales it will take more than 4.77 years to sell off the current inventory. I am saying more than 4.77 years because there are more homes listed in the last 12 months than there were homes sold which means our inventory is growing even though several homes were taken off the market.
The … (0 comments)
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Geologic Issues and Hazards Can Effect Property Stability, Integrity, & Value - 01/23/09 12:58 AM
Home buyers and developers with knowledge and experience in local development issues and geologic hazards probably don't need a local real estate agent who has acquired this knowledge. However, if you are searching for a property on the southcoast of Oregon and you haven't acquired this knowledge and experience then it would be to your benefit to work with a real estate agent who understands how to evaluate property for geologic issues and hazards. An agent with local area expertise and the ability to recognize geologic conditions effecting property would provide you with greater insight, access to better information on specific properties … (2 comments)
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Wind and Rain Festival Port Orford, OR 97465 - 01/23/09 12:05 AM
Port Orford is located at the north end of the Southern Oregon Coast ‘Banana Belt.’ Our winter storms come in on the 'Pineapple Express' from Hawaii.
Locals in Port Orford take pride in our weather and frequently joke about our 'Wind and Rain Festival; which they will say with a smile starts on 1 January and ends on 31 December each year. Personally, I love the wind, rain, and moderate 'Banana Belt' temperatures in Port Orford. However, I think anyone considering a move to this area or a vacation during the fall or winter should understand the minimum, maximum, and average … (0 comments)
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I Enjoy Blogs That… - 01/12/09 01:15 AM
This is my list of the top 10 things I enjoy about a Blog
1. Educate me about new technologies.
2. Provide tips, tricks, and techniques that will help me work smarter.
3. Re-enforce my awareness of an issue and its impact.
4. Analyze trends and share insights from their analysis
5. Address controversial issues.
6. Stimulate a dialog between the original poster and the readers who leave comments; and I like it even
more when the readers who comment start to dialog with each other.
7. Share a personal experience.
8. Share endearing photos and stories about their … (6 comments)
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What do you do well and what can you do better? - 01/10/09 05:43 PM
Here are a few things to consider when completing and/or reviewing your 2009 Business Plan?
Where do your clients come from in 2008?
Where will they come from in 2009?
1 Internet Advertising on:
a. Brokerage website,
b. Personal website, or
c. Syndicated web sites.
2. Your Blog(s)
3. Repeat Clients
a. Brokerage clients
b. Personal clients
4. Referrals from former clients
5. Referrals from friends and family
6. Referrals from other agents
7. Referrals from other professionals:
a. Contractors,
b. Inspectors,
c. Lenders,
d. Appraisers,
e. Insurance agents, etc.
… (5 comments)
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Storm Watchers Find Joy in Port Orford, OR 97465 - 01/09/09 12:43 AM
Winter storms blow in from Hawaii on the “pineapple express” to the coast of Port Orford where they let loose their powerful winds, storm surfs, and rain to lash the beaches and forests of one of the most westerly cities of contiguous United States.
The ocean swells - waves rise rapidly to towering heights then roar towards the shore where the wind blows their white-water crests into an ocean spray before they crash around the sea stacks or over the jetty and wash onto the shore.
Hurricane strength winds whip the limbs of trees back and forth, up and down, and round … (5 comments)
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Fishing the Elk River Port Orford, OR 97465 - 01/08/09 02:07 PM
The Elk River is one of three world-class salmon, cutthroat and steelhead trout fishing rivers in the Port Orford area. It rises approximately 25 miles into the Coastal Range of mountains of northern Curry County in the Siskiyou National Forest. Generally speaking it flows in a westerly direction through Grassy Knob Wilderness, when it reaches Port Orford it generally flows northwest, and drains into the Pacific just south of Cape Blanco.
The Elk River watershed is representative of the old-growth ecosystems along the southern Oregon coast. The scenic quality in the river corridor is a result of a combination of the … (0 comments)
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Fishing the Sixes River Port Orford, OR 97465 - 01/07/09 06:10 PM
The Sixes River is one of three world-class salmon, cutthroat and steelhead trout fishing rivers in the forests around Port Orford. It rises approximately 30 miles into pristine areas of the Coastal Range of mountains of northern Curry County just south of Sugarloaf Mountain in the Siskiyou National Forest. Generally speaking it flows in a westerly direction through the Grassy Knob Wilderness, by the unincorporated town of Sixes, and drains into the Pacific just north of Cape Blanco.
The upper Middle Fork of the Sixes River and the North Fork of the Elk River are under consideration for wilderness designation as part of … (0 comments)
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Foreclosure Solutions for Families - 01/07/09 03:23 PM
We have experience in solving the foreclosure problems. In 1933 FDR's people redefined the role of the Federal Home Loan Banking Board through the Home Owner's Loan Act and created the Home Owners Loan Corporation (HOLC). The HOLC was granted $200 million in start up funds and the authority to market more than $2 billion in govt. backed tax-exempt bonds to purchase delinquent mortgages before they went into default.
But that is not all the HOLC did. The new agency also offered direct aid to the besieged homeowners who were cut off from credit. The HOLC operated under six guiding principals … (2 comments)
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Banks Will Resume Lending When … - 01/06/09 04:50 PM
The risk is manageable and they once again can make money on:
Residential mortgages Commercial mortgages Business loans Auto loans Credit Cards, The govt. is taking action to stabilize the economy and create a market environment in which the risks can be managed and banks will make loans. In addition to taking over Fannie Mae and Freddie Mac and reducing the Federal Reserve Rate to between 0 and 0.25% the govt. has invested more than:
256 billion to address insolvency in the financial markets by stabilizing banks that were deemed to big to fail,credit worthy banks, and AIG. 500 billion for the Federal Reserve to … (6 comments)
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Reasons Home Buyers Are Not Buying - 01/05/09 06:12 PM
I just finished a webinar at John Burns Real Estate Consulting that provided some insight and clarification about the reasons home buyers are not buying. Some of this is common knowledge but I like to have good reference data available in any discussion with listing clients. The source of this info is the John Burns Real Estate Consulting Survey of 240 Home Building Executives, December 2008.
The reasons are ranked by the percentage of buyers impacted
Concerns about economy and jobs........... = 36% Cannot sell existing home..................... = 29% Worried about further home price declines = 20% Credit/Qualification issues...................... = 10% Lack of down … (10 comments)
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Revising Bankruptcy Laws for Principal Residences is Good for Business - 01/05/09 02:24 PM
Facts
Historically, our bankruptcy laws have permitted court approved adaptation of every type of debt obligation except for mortgages secured by single-family principal residences.
Mortgages and mortgage terms are not modified by bankruptcy judges. Debtors propose the modifications, if the modifications are acceptable lenders agree, and then the bankruptcy judge approves the modification if it meets the requirements set forth in the Bankruptcy Code.
Mortgage servicers generate revenue on defaulted mortgages for single-family principal residences by assessing fees and penalties.
Old Assumptions
Mortgage lenders claimed that if their losses on principal residences were limited, then they would pass on the savings … (2 comments)
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Does the Treasury Dept think your bank is likely to survive? - 01/04/09 07:43 PM
Although the process is very opaque, the Treasury Dept. is assessing the condition of the nation's 8.500 banks and assigning them a rating of one to five where 1 means the Treasury Dept. will most likely make an equity investment in your bank and 5 means that it most likely wont. I explained this in my previous blog.
Upon further reflection it occurred to me ask: How can the public at large manage the risk to personal and/or business assets deposited in their bank if the Treasury Dept. doesn't make this information available for public consumption. The position the Treasury Dept … (0 comments)
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Treasury Dept Allocates 278 Billion - Where Did It Go? - 01/04/09 05:35 PM
ProPublica, an independent non-profit newsroom that works in the public interest reports that 278 billion dollars were allocated to 282 banks. Their report is at the following website http://www.propublica.org/feature/bailout-bucks-to-banks-1028 ). However, we still don’t know how these funds are being used or if they are being used appropriately to restore liquidity to the financial markets and stem the tide of home foreclosures
The Treasury Dept is using the US supervisory CAMELS ratings to help it decide which of the nation’s 8.500 banks will receive bank equity investments from the TARP funds authorized by the Emergency Economic Stabilization Act (EESA) and which … (0 comments)
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What can history teach us about the current financial crisis? - 01/04/09 12:41 AM
By the date of President Roosevelt's inauguration, 4 March 1933, we were in the depth of the Great Depression. The citizenry was panicked; there had been a run on the banks; and nearly all of the nation's banks had temporarily closed.
To paraphrase our present Secretary of the Treasury, Henry Paulson: There was a lack of liquidity.
I have included links below to 2 one page speaches given by FDR. He was a skilled communicator who spoke frankly and chose his words carefully. You'll appreciate the irony when you realize that these same words could be used today.
FDRs first inaugural speech 4 March 1933. "The only thing we have to fear is fear itself."
… (0 comments)
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George Bennett, Inactive Principal Broker, GRI
Port Orford,
OR
More about me…
Inactive
Address: 736 Highway 101, Port Orford, OR, 97465
Office Phone: (541) 332-9463
Cell Phone: (541) 251-0577
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