first time home buyers: Your Credit and Home Buying
- 04/24/09 04:33 AM
For the most part, a 620 fico score is now required for FHA, VA and Conventional loans. If a borrower is trying to raise their score to this level, here are some pointers. It is very difficult to erase or change the old, bad, credit history unless it is false. Therefore, they need to focus and creating a positive credit history going forward. Ideally they should have 2 or 3 open, active, on-time lines of credit that report to the credit bureaus (cars, credit cards, student loans). The best and safest way to do this is by opening a secured credit … (0 comments)
first time home buyers: Down Payment Assistance & Zero Down on Arizona Homes
- 02/16/08 02:02 PM
It is a buyers market in many parts of the country. Don't let the lack of a downpayment stop you from owning a home! The Zero down programs from lenders may be all dried up, but I know where you can get up to 6% for your down payment/closing costs!! This is available for BOTH 1st time & experienced homebuyers!!! Thanks to The Nehemiah Program ®, more than 250,000 individuals and families now own homes. Let them help you achieve the American dream: Gift funds up to 6% of the final contract sales towards your downpayment and/or closing costsGift funds for both first time and repeat … (3 comments)
From Phoenix to San Tan Valley. Short Sales, Foreclosures. Chandler Real estate. We help buyers and sellers achieve their real estate goal. Gilbert Homes for sale.
For the most part, a 620 fico score is now required for FHA, VA and Conventional loans. If a borrower is trying to raise their score to this level, here are some pointers. It is very difficult to erase or change the old, bad, credit history unless it is false. Therefore, they need to focus and creating a positive credit history going forward.
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