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credit sore: Rohnert Park Mortgage | Credit Scoring / FICO - 11/05/07 09:40 PM
Credit scoring system more detailed than one would think. Many consumers don't realize that credit scores
are impacted by a wide variety of factors. In fact, only 35% of the credit scoring model is influenced by delinquencies and/or
late payments. The other 65% is comprised of various other factors, about which people are less informed. The second
largest category is that of available credit balance, which comprises 30% of the score. As an example, if an individual had
$25,000 in credit card debt spread out over 2 credit cards with maximum available limits of $15,000 each, this particular
consumer would be severely penalized because they are … (0 comments)

 

Gil Garcia Rohnert Park,CA Real Estate

Rohnert Park, CA

More about me…

Prudential California Realty

Address: 7300 Healdsburg Ave., Suite B, Sebastopol, CA, 95472

Office Phone: (707) 824-4506 x 206

Cell Phone: (707) 799-2302

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