Hey how you all doing out there? Still choppy waters, but have to keep rowing! There is an end to this mess. I've seen a hugh downward spiral in all sectors of business. Some people are trying to fight back, others are just walking away in anger & frustration. Some were just greedy and got caught, others thought they were playing by the rules and got slapped in the face with a harsh dose of reality. Bottom line is do what is best for you. Research, study, plan and then decide for yourself what your best course of action should be. So, as the old guy said: "CHOOSE WISELY MY FRIEND!" I wish you the best.