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arizona real estate: Arizona Estates Home in Chandler, AZ For Sale - 12/07/11 02:31 PM
This is a Large 3 Bedroom, 2 Bath Home with Large Open Spaces. Tile Throughout the Home. This Gorgeous Backyard has a Pebble Tech Pool with Waterfalls & Palm Trees. Feels like You are on Vacation all Year Around. Its a Must See!!
Call Gina McKinley, ABR, CIAS, CDPE, CSR, SFR at 480-355-8645 in order to schedule an appointment to view this home.
For more pictures and a property brochure, please visit our webpage at www.locatearizonahomes.com/Properties
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arizona real estate: Good News! - 11/22/11 06:18 PM
Finally some good news for the Phoenix market! The Phoenix metro area is showing signs of the real estate market improving. If you look at Realtor.com, the proof is there. KPHO Channel 5 did a story on this. They reported that the sale price for a home in the Phoenix and Mesa area in October 2011 was $157,675. That’s more than five percent higher than it was in September 2011. Now the average list price for a home in the valley is $189,900. The number of homes on the market now has also dropped. The number of active listings is basically … (0 comments)
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arizona real estate: Park Central Home in Phoenix, AZ For Sale - 11/21/11 04:44 PM
What A Find! This Cute Home is Filled with Modern Upgrades! Kitchen Remodeled in 2010 Including Tile, Granite Countertops & Stainless Steel Appliances. Both Bathrooms Feature Tile Floors and Showers, Modern Hardware and Lighting. All Bedrooms Feature Newer Carpet or Tile. Covered Patios At The Front And Back of the House are Perfect for Relaxing Outside! Huge Backyard! Built-On Storage Room Is Wired for Cable With Wall A/C Unit And Built-In Shelves. Great Location Close to I-10. SR-51, Light Rail and Downtown! Seller's Loss is Your Gain - Don't Miss Out on This Great Home. Drapes Do Not Convey.
Call Gina … (1 comments)
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arizona real estate: Dispelling Myths of the Arizona Anti-Defiency Statute - 11/11/11 04:51 PM
As you might have heard, Arizona homeowners have some measure of protection after foreclosure due to our anti-deficiency statues. However, many homeowners don’t know what those statues are to recognize how they can be protected. The anti-deficiency statutes have three qualifications: (1) the home must be a single family unit or a duplex, (2) the home must be on a 2.5 acre lot or less, and (3) the home must be utilized as a dwelling. These qualifications limit the owner’s protection from being pursued by their lenders for outstanding balances on their loans in excess of the money earned from the … (2 comments)
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arizona real estate: Why Short Sales Are Better Then Foreclosures - 10/28/11 07:18 PM
There are many options available to you. You just may not be aware of how many there are. I would like to share some of this information with you.
Makinghomesaffordable.gov HAFA Short Sale Program Savingmyazhome.gov Chase Bank Offers up to $30,000 Bank of America Offers up to $20,000 Debt Relief Act of 2007 Makinghomesaffordable.gov is a fabulous website that gives great information. The HAFA Short Sale program is a great option that offers relocation assistance of $4,500. Savingmyazhome.gov is another website that has incredible information.
Chase Bank offers up to $30,000 to short sale your home. Bank of America also offers … (1 comments)
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arizona real estate: Confused About Buying vs. Renting? New Study Has the Answer! - 01/30/11 10:06 PM
On Monday, Trulia released their buy vs. rent index, which compared the median cost of renting to buying a two-bedroom home in 50 cities across the country. Trulia then assigned a price-to-rent ratio, with any number below 15 a buyer's market. Their results revealed that it is less expensive to buy a home then rent one in about 72% of the major metropolitan areas across the county. Due to the recession, former homeowners have inundated the rental market, driving up the cost of renting a home. This creates great opportunities for buy & hold investors.
Mesa and Phoenix both scored an … (1 comments)
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arizona real estate: Have You Considered Buying Vacation Arizona Real Estate? - 11/02/10 05:19 PM
Have you considered buying vacation Arizona real estate? There couldn't be a better time. Arizona vacation real estate has long been known as a solid investment, one which appreciates over time. Now of course the low interest rates, high volume of properties on the market and low home values make it an ideal buyers market. Even better you can rent your vacation property out and recoup some, if not all, of your mortgage costs.
It is a bit naive to think that your vacation property will cash-flow off the bat, but over time its ability to pay for itself will make a … (0 comments)
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arizona real estate: Buying Arizona Real Estate? The Art of Negotiation - 10/26/10 03:51 PM
When buying Arizona real estate there is a lot involved. Knowing the art of negotiation when it comes to buying a home is important. Purchasing a property is a large investment and doing it right is of the utmost importance. When the ideal property is located the negotiation process begins, typically with a contract. Price, dates, fixtures, and more can all be items of negotiation.
When it comes down to it, negotiating the terms of buying or selling an Arizona home can become emotional, with both sides feeling strongly about price, the closing date or what may or may not come … (0 comments)
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arizona real estate: Arizona Home Improvement Choices - 10/06/10 03:57 PM
Home improvement projects or renovations are completed on an Arizona home for one of two reasons, either for investment purposes or to enhance the lives of those who live in the home. When projects are chosen for the homeowner's enjoyment it is necessary to understand that the money spent on the improvement may not be recouped when the AZ home is sold. When choosing improvements meant to enhance the value of a home then it is necessary to understand what projects give the most return as well as what projects will not recoup much money, if any at all.
A recent … (0 comments)
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arizona real estate: Buying A First Home in Arizona - 09/28/10 07:56 PM
Buying a first home in Arizona is a big step. Up until this point monthly rent has left your checking account, never to be seen again. When the decision is made to buy an AZ home, “rent” is now a mortgage payment going toward ownership. Owning a home allows equity to be accumulated, a positive aspect of home ownership. When buying a first home it is important to be prepared and educated.
The first step of buying a home in Arizona is financial. Knowing your budget is key and different from knowing how much of a loan you qualify for. … (0 comments)
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arizona real estate: Phoenix Home Ownership Requires Basic Maintenance - 09/27/10 04:41 PM
Phoenix home ownership requires basic home maintenance. Buying Arizona real estate is one of the biggest investments that most people make over a lifetime, taking care of it once you buy it is merely taking care of your investment. No homeowner likes to be caught off guard by bursting pipes, failing heating systems or a hole in the roof. While not all catastrophes can be avoided, most can be averted by routine maintenance.
A checklist of exterior home items:
Roof Check for missing roof tiles, holes, or any leaks and make necessary repairs to avoid total replacement. Siding Check for cracks, chipping paint, … (0 comments)
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arizona real estate: Financing Arizona Real Estate? An FHA Loan Could Be the Answer - 09/23/10 04:22 PM
If you are buying Arizona real estate and looking at financing options an FHA loan could be the answer. FHA loans are loans that are insured by the Federal Housing Authority. Many people may overlook an FHA loan because of stigmas attached to them, often thinking that FHA loans are for low-income families or subsidized housing. Reality is a different story, however.
FHA facts:
Income Limitations. There are no income limitations for those applying for an FHA loan. Loan Amount. An FHA loan can be for up to $793,750. Home Buyers. An FHA loan is not just for first time home buyers. … (0 comments)
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arizona real estate: Windows, An Important Asset To An Arizona Home - 09/08/10 12:36 AM
Windows are an important asset to an Arizona home. There are many steps in the process of buying AZ real estate, the least of which is the inspection process. A home inspection brings to light many details and items that might need repairing or replacing and windows are just one of the many aspects of a house to examine. There may not be an issue with the windows in your new home but it is still a good idea to know more about them.
Windows come in a number of styles: single pane, double pane, double hung, leaded glass, and seeded glass … (0 comments)
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arizona real estate: Arizona Real Estate: There is Good With the Bad - 08/27/10 05:06 PM
When it comes to Arizona real estate there is good news with the bad news. Reports came out this week that showed a significant drop in real estate sales volume. The increase in sales volume due to home buyer tax credits was bound to be followed by a drop, as most surges are. The tax credit was in full swing during the summer of 2009 and packed a bigger punch when it was extended and expanded to include existing home owners along with new home buyers.
The last extension of the home buyer tax credit expired at the end of June, … (0 comments)
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arizona real estate: Overall A Positive Outlook on Nationwide & Arizona Real Estate - 08/20/10 07:09 PM
While the economic recovery shows ups and downs, the overall picture of the housing market shows more positive data than negative. Looking at real estate data from the second quarter it is evident that home prices are stabilizing in more areas than not and home sales volume is up. The second quarter was stimulated largely by the home buyer tax credit that was expiring and the historically low mortgage rates that continued to drop.
Home sales rose just over 9% in the second quarter of 2010, over a 15% increase in volume from the second quarter of 2009. The affordability factor … (0 comments)
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arizona real estate: Financing May Be Tougher But It’s Not Impossible - 08/11/10 10:30 PM
Financing for Arizona real estate may be tougher these days, but it is not impossible. When it comes to buying a new home it is more important than ever to be prepared when qualifying for a new loan. Times have changed. The days of securing no-doc loans or loans with no money down are in the past. To get a loan today it is commonplace to put a minimum of 20% down. If you have the down payment money for a loan on a new AZ home, that is the first step.
Qualifying for a mortgage involves stating a steady source … (0 comments)
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arizona real estate: Borrowing for Luxury Phoenix Real Estate Just Got Cheaper - 08/02/10 02:38 PM
Borrowing money for luxury Phoenix real estate just got cheaper. Typically money borrowed for luxury real estate is considered a jumbo loan, a loan of more than $729,750. Jumbo loans traditionally hold higher interest rates and are not backed by government sponsored agencies. The current interest rate for a jumbo loan is 5.48%, rivaling those of traditional 30 year fixed rate mortgages.
The low rates for jumbo loans make purchasing luxury Phoenix AZ real estate much more affordable than in recent years. Currently luxury home values are lower than they have been, combine that with the low interest rates and thousands, if … (0 comments)
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arizona real estate: Tax Credit May Be Gone But Assistance is Still Out There - 07/26/10 04:49 PM
The home buyer tax credit may be gone but assistance is still out there. Potential first time Phoenix AZ home buyers have options to explore when considering jumping into Arizona real estate. One of the first hurdles when buying a home for the first time is often coming up with a down payment. Even a good saver may have a hard time saving the thousands that can be necessary for a down payment. Luckily there are options for help.
The Department of Housing and Urban Development (HUD) has many assistance and reference programs. HUD's website has links to Habitat for Humanity, … (0 comments)
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arizona real estate: Arizona Real Estate Update: There Are Many Bargains Out There - 07/22/10 02:00 PM
When it comes to Arizona real estate there are many bargains out there and if you are a home buyer this is your time to shine. The benefit of being a AZ home buyer today is that you can afford to be picky, after-all you are in charge. You may be looking at five houses, which one is best for you? Which one has the best schools, the best amenities, the best features? Maybe two of them do, you can make offers with both and see which seller will give in more. Today's home buyer has the position of bargaining power.
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arizona real estate: Save Money At Closing - 07/16/10 02:03 PM
It is possible to save money at closing. Whether you are buying a new AZ home or refinancing one you already own, closing costs can often make the process more expensive than expected. When refinancing closing costs can actually get in the way of making a change a poor financial decision. What many borrowers may not realize is that cutting some of the fees out at closing can happen.
When researching a new loan check with your current lender first. Chances are, if you are in good standing, they do not want to lose your business and will work with you … (0 comments)
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Gina McKinley, ABR, CIAS, CDPE, CRS, SFR ~ Chandler, Gilbert, Mesa, & Scottsdale
Chandler,
AZ
More about me…
RE/MAX Masters
Address: 2390 W. Ray Rd, Suite 3, Chandler, AZ, 85224
Office Phone: (480) 821-5700
Cell Phone: (480) 600-1129
Email Me
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