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seller tips: Top Tips for Selling Your Home - 01/16/12 04:45 PM
In today’s challenging market, there are still plenty of good reasons to sell your home. The following are some good tips in order to help you sell your home quickly and with the least hassle.
Hire A Professional. A challenging market makes it difficult for sellers to be able to sell their home on their own. Hiring a professional who will help with pricing, negotiating contracts, bringing in possible buyers, and marketing your home will get you the best deal available.
Disclose. Do you happen to live near an airport? Was your home built prior to 1978, and as such requires … (0 comments)
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seller tips: Seller incentives really can make a difference! - 12/27/11 03:32 PM
There will always be sellers trying to get the buyers attention by offering as many incentives as possible. The Washington Times reports that it is anything from closing costs assistance, hot tubs, flat-screen TV’s even home theatre systems.
Michael Labout, regional vice president for the National Association of Realtors says although these incentives are great they “don’t actually make the deal.” He recalls one seller who offered his Cadillac El Dorado in a real estate deal. They will do whatever they think to try and have agents bring in people to look.
Some sellers might be convinced that the … (4 comments)
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seller tips: Arizona Governor signs bill that repeals change to anti-deficiency statute - 09/06/09 01:25 PM
Wonderful News for second home-owner's & Investors. Arizona Governor Jan Brewer signed HB 2008, which repeals SB 1271 and its change to the anti-deficiency statute. SB 1271 was set to go into effect on September 30, 2009 and would have changed the protections of Arizona's anti-deficiency statue.
For additional resources and information regrading short sales, visit us at www.az-short-sale.com
… (0 comments)
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seller tips: Serious Changes to Arizona's Anti-Deficiency Statute - 07/23/09 12:55 AM
SB 1271 - Anti-Deficiency Law Change
The current law - Arizona Revised Statutes (A.R.S.) § 33-814 currently states that within 90 days after the date of sale of a trust property under a trust deed, a legal action may be brought to recover a deficiency judgment against the borrower (trustor) who has now had their property foreclosed. The deficiency judgment must be for an amount equal to the sum of the total amount owed as of the date of the sale either by the fair market value of the trust property as determined by the court or the sale … (1 comments)
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seller tips: Obama Signs Anti-Foreclosure Bill - 05/20/09 07:37 PM
President Obama signed a new legislation that entices the banks to help save homeowners facing foreclosure on Wednesday. President Obama states that it protects the homeowners and cracks down on lenders who try to take advantage of their situation.
The law expands on an existing program that entices the lenders to adjust the mortgage rate if the homeowner pays an insurance premium. The bill also extends a deposit insurance increase by the FDIC from $100,000 to $250,000 until 2013.
The House voted 367-54 to pass the Helping Families Save Their Homes Act on Tuesday, where it progresse to the Senate who had voted 91-5 in favor of the bill and approved the final … (0 comments)
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seller tips: Survey Says "Now Is A Good Time To Buy" - 03/30/09 05:15 PM
Despite the current concern of the economy, 78% of potential first-time home buyers say that now is a great time to buy a home.In early March, Century 21 hosted a survey for potential first-time home buyers. Of the 1,000 prospective U.S. first-time home buyers surveyed, 68% think now is a better time to buy rather than 6 months ago.Record breaking low prices are the driving motivation for first-time home buyers with more than 80% first-time home buyers (85 percent) saying they consider current home prices affordable and 73% citing that taking advantage of current prices is an extensive factor in their decision to purchase. Interestingly enough, potential … (1 comments)
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seller tips: January's Residential Highlights - 02/04/09 07:56 PM
The number of homes that sold in Maricopa County in January 2009 was nearly 58% higher than in January of 2008 AND was nearly identical to the number of sales in January 2007!! January saw a 13% increase in the number of properties going under contract over December and compared to January of 2008, there was an increase of 61.8%! This was the best January we have seen in the 3 years of reporting period AND the best month since July 2008!
Pricing is still declining and January showed a 3.4% decrease over December 2008. The average sales price in January was once … (0 comments)
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seller tips: Clutter-Free Helps Sell Homes - 01/12/09 04:19 PM
A new year brings new motivation. To some of you, that might mean giving your homes a good cleaning. It is a way to clear both the physical and mental clutter and, if you're selling your home, it's a must-do to help draw in potential buyers.
Hard to believe, but cleaning and de-cluttering your home can increase the amount of the sales price and cost you as little as a few hundred dollars, if you use professionals, to complete the job. That small amount is little to pay when it is getting your home organized to escalate the chances of selling your home.
Most of us have more than we need. … (0 comments)
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seller tips: Success with Short Sales - 12/23/08 01:32 PM
Deciding between a short sale or a foreclosure may sound like choosing of the lesser of two evils, but a short sale is a thousand times better for a distressed homeowner.
Foreclosures and short sales take up nearly 40 percent of recent home sales. Nearly 12 million homeowners are upside down with their mortgages and the number is growing, according to RealtyTrac. It is also estimated that number of homeowners will increase to 15 million within a year's time.
Successful short sales have the least amount of consequences for the homeowner. In short sales, debts are forgiven and are non-taxable. Short sales do not challenge most security … (0 comments)
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seller tips: New plan seeks to streamline loan mods - 11/21/08 09:31 AM
Fannie, Freddie to lead the way
A new plan to streamline loan modifications for homeowners who have fallen behind on their mortgage payments could help "hundreds of thousands" of borrowers avoid foreclosure.
But the plan is far less ambitious than a competing proposal for the government to guarantee payments on as many 3 million loan modifications.
With Fannie Mae, Freddie Mac and the HOPE NOW alliance of 27 loan servicers standing behind it, the new streamlined modification program rolled out today by the Bush administration is expected to provide thousands of delinquent borrowers another alternative to foreclosure. In the past, much … (0 comments)
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seller tips: Testimonials: What Our Short Sale Clients Are Saying - 11/12/08 06:26 PM
This is a follow up to our rebuttal of Catherine Reagor's Short Sale article in the Arizona Republic. We are closing 100% of our short sales and why? Because I am a Certified Distressed Property Expert, one of the first agents in Arizona to receive this special designation. And what does that mean to you? We have the training, knowledge, and expertise to counsel you and successfully negotiate your short sale.
Hear what our other Short Sale Clients are saying:
"You completed our short sale in record time!! We're using her again to short sell another property. GREAT JOB!! " Carl & … (0 comments)
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seller tips: Thinking of Selling Your Home in a Short Sale to Avoid Foreclosure?? - 11/06/08 01:22 PM
Real Estate Corner...
•Q. We are thinking of selling our home as a way to avoid foreclosure by selling as a Short Sale. What are the phases of a Short Sale process?
•A. If you're selling your home, you need to be aware that there are four critical phases of Short Sale process. A mistake in any of the phases can jeopardize saving your credit and cause a foreclosure.
Here are the phases: 1) Pricing the property to ensure the likelihood of stimulating offers. Many people try to set a high price thinking the bank must "net" a certain price … (0 comments)
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seller tips: Short Sales - Are You Kidding Me? - 10/23/08 05:41 PM
By Gina McKinley October 18, 2008
There is a great need to tell the TRUTH about Short Sales and to let homeowner's know the "in's and out's" of Short Sales.
After reading Catherine Reagor's article this morning on the front page of the Arizona Republic, I decided to spread the Truth. If you haven't read Catherine's article on Short Sales, then PLEASE READ IT WITH A GRAIN OF SALT. (While it will sell newspapers, much of the information is inaccurate and adds to the public's confusion). If you missed the article, then click here to read it, but read with caution. Catherine's article includes "folklore, myth, and … (0 comments)
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seller tips: HOPE FOR HOMEOWNERS ON THE WAY? - 09/23/08 03:06 PM
October 1st Date Imminent, But Lenders May Not Participate In FHA Program.
As has been documented, with part of the massive housing rescue bill passed by Congress in July, troubled borrowers will be able to refinance their home loans with the backing of the Federal Housing Authority starting on October 1, 2008.
There is only one little problem, with just over a week left until the programs implementation, the FHA has still yet to release their final guidelines for this new program. And even more troubling, lenders don't seem terribly enthusiastic about the program, dubbed Hope for Homeowners.
… (0 comments)
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seller tips: Lease-To-Buy May Be Good Option - 09/15/08 11:33 AM
Many people who are struggling to get mortgages are finding comfort in a growing trend: lease-options. This is a contract that allows renters to lease the property and, at the end of their lease, have the option to buy the home.
Hopeful buyers with poor credit are finding the rent-to-own option creates an opportunity to repair their credit while positioning them for homeownership. It's a win-win situation. Sellers find that properties that once sat vacant now offer cash flow.
The concept, while not new, is gaining momentum. There are a number of reasons buyers are finding this option appealing. Some buyers … (3 comments)
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seller tips: What To Do When You Inherit Real Estate - 09/15/08 11:00 AM
Inheriting real estate can be one of the most painful ways to acquire property. You've lost a loved one and now you have your loved one's primary residence to handle. If you plan to sell the property make sure you read on to get a general idea about what to do next.
Transferring the property and getting legal advice should be your first step. Depending on where you live, the legal process will vary, but all states allow those who inherited property to have the property transferred from the previous owner's name to theirs. Sometimes a lawyer will be needed … (0 comments)
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seller tips: Properties Near Bike Trails Draw Buyers - 09/07/08 03:25 PM
Thanks in part to high gas prices, buyers are keenly interested in homes that are in close proximity to bike trails, according to reports from real estate practitioners in bicycle-friendly areas.Craig Della Penna, an associate with Murphys Realtors Inc. in Northampton, Mass., estimates that half of his 18 closings last year came from emphasizing homes near bike trails.Danny Davis, a top producer for Citi Habitats, says, "It's no secret that biking is the most efficient way to apartment hunt in this city."Matt Kolb in Bolder, Colo., started his bike-focused agency, Pedal To Properties, 16 months ago. He now has a fleet … (0 comments)
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seller tips: FakeTV Helps Protect Vacant Homes - 07/25/08 05:37 PM
It's common knowledge that vacant homes are prime targets for burglars and vandals. Now a company has developed an inexpensive way to give off the appearance that there are people living in the home-or at least watching TV there.Eden Prairie, Minn-based Opto-Electronic Design says "FakeTV" is a burglar deterrent device that gives off light in just the way a real television does, so from outside the home it looks like the home is occupied. A built-in light sensor turns FakeTV on at dusk, and it stays on for a preset time. Computer-controlled LEDs reproduce the scene changes, color shifts, flicks and … (1 comments)
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seller tips: Market Analysis for Phoenix, AZ - June 2008 - 07/23/08 07:39 PM
The Phoenix metro area's strong seller market from 2005 has gone to a complete reversal in 2008. The large amount of supply has created a buyer's market with record inventory levels. Prices have declined approximately 14% year over year. I anticipate 2008 to continue as a year for correction, with the market starting to recover and sure enough, March came in like a Lion and we are maintaining that stronger trend!!
Closed sales are continuing to increase each month with 5,725 sold homes in June, a 2% increase over May's closes sales. Pending and under contract sales are very strong at about 8,976. … (1 comments)
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seller tips: Identity Theft Prevention Tips - 07/18/08 08:20 PM
The following is guide to help prevent Identity Theft. It provides some critical information to limit the damage in case this happens to you or someone you know:
1. Do not sign the back of your credit cards. Instead, put 'PHOTO ID REQUIRED.' 2. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the 'For' line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't … (0 comments)
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Gina McKinley, ABR, CIAS, CDPE, CRS, SFR ~ Chandler, Gilbert, Mesa, & Scottsdale
Chandler,
AZ
More about me…
RE/MAX Masters
Address: 2390 W. Ray Rd, Suite 3, Chandler, AZ, 85224
Office Phone: (480) 821-5700
Cell Phone: (480) 600-1129
Email Me
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