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selling: Top Tips for Selling Your Home - 01/16/12 04:45 PM
In today’s challenging market, there are still plenty of good reasons to sell your home.  The following are some good tips in order to help you sell your home quickly and with the least hassle.
Hire A Professional. A challenging market makes it difficult for sellers to be able to sell their home on their own.  Hiring a professional who will help with pricing, negotiating contracts, bringing in possible buyers, and marketing your home will get you the best deal available.
Disclose. Do you happen to live near an airport? Was your home built prior to 1978, and as such requires … (0 comments)

selling: 5 Great Reasons to Sell Your House Today - 09/07/11 02:55 PM
"To sell or not to sell?" That is the question. If you are debating whether or not now is the right time to sell your home you may want to consider the following 5 reasons why selling your house now is a great idea.
1.) Your House Will Get More Exposure Now Than in the Winter - Housing sales typically slow down in the summer and then pick-up in September and October. The fall is a great time to sell and it consistently outperforms the winter season.
2.) Distressed Properties Will Impact Prices - Foreclosures and short sales will increase this fall … (3 comments)

selling: Redwood Estates Home In Chandler For Sale - 11/02/09 04:16 PM
Come Take A Look At This Beautful Home! This Home Features A Desirable Split Floor Plan, Great Room And Vaulted Ceilings! Back Yard Features A Covered Patio! Both Master And Hall Bathrooms Have Dual Sinks! Much, Much More! Don't Miss Out On This Gorgeous Home!
Call Gina McKinley, ABR, CRS, CDPE, Associate Broker at 480-355-8645 in order to schedule an appointment to view this home.
For more pictures and a property brochure, please visit our web page at http://www.LocateArizonaHomes.com/3832Eucalyptus .
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selling: Arizona Governor signs bill that repeals change to anti-deficiency statute - 09/06/09 01:25 PM
Wonderful News for second home-owner's & Investors. Arizona Governor Jan Brewer signed HB 2008, which repeals SB 1271 and its change to the anti-deficiency statute.  SB 1271 was set to go into effect on September 30, 2009 and would have changed the protections of Arizona's anti-deficiency statue.
For additional resources and information regrading short sales, visit us at www.az-short-sale.com
 
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selling: Crossings At Amber Ridge Home In Phoenix For Sale - 08/20/09 07:30 PM

Perfect Starter Home! This Home Has A Great Floor Plan & Is Very Cozy! Kitchen Is Right Off Of Living Room-Perfect For Entertaining! Carpet & Vinyl Flooring Throughout! Separate Dining Room Is Awesome For Dinner Parties! Master Bedroom Features Bay Window & Vaulted Ceilings! Large Back Yard Features Covered Patios! Don't Miss Out On This Great Home!
Call Gina McKinley, ABR, CRS, CDPE, Associate Broker at 480-355-8645 in order to schedule an appointment to view this home.
For more pictures and a property brochure, please visit our web page at http://www.LocateArizonaHomes.com/6807S36thDrive.
 
 
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selling: Serious Changes to Arizona's Anti-Deficiency Statute - 07/23/09 12:55 AM
 
 
SB 1271 - Anti-Deficiency Law Change
The current law - Arizona Revised Statutes (A.R.S.) § 33-814 currently states that within 90 days after the date of sale of a trust property under a trust deed, a legal action may be brought to recover a deficiency judgment against the borrower (trustor) who has now had their property foreclosed. The deficiency judgment must be for an amount equal to the sum of the total amount owed as of the date of the sale either by the fair market value of the trust property as determined by the court or the sale … (1 comments)

selling: When Should Homeowners Walk Away? - 06/24/09 01:13 PM
In a complicated market like todays, it is hard to know whether you should keep your home or walk away from it. Many homeowners have watched their property values drop over 25 percent, sometimes more. Some say the market hasn't even hit the bottom yet.
Some homeowners are beginning to wonder if staying in their home is even worth it anymore. Some wonder, "If I owe more on the mortgage than the house is worth, why throw good money after bad?" When homeowners are thinking of walking away, they need to remind themselves of why they purchased the home, when they … (1 comments)

selling: Parkwood Ranch Home In Mesa, AZ For Sale - 06/15/09 06:10 PM
Wonderful Starter Home! Features Split Floor Plan, Large Rooms, Decor Paint, Upgraded Lighting, Beautiful Eat-In Kitchen Features Granite Counters, Mahogany Stained Cabinets, Tile Floors, Huge Master Tub & Master Bay Window. Excellent Corner Lot Features Large Private Lot With North/South Exposure & Within Walking Distance To Parks. Sellers Loss Is Your Gain!
Call Gina McKinley, ABR, CRS, CDPE, Associate Broker at 480-355-8645 in order to schedule an appointment to view this home.
For more pictures and a property brochure, please visit our web page at http://www.LocateArizonaHomes.com/10358Dolphin.
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selling: Diary of a Short Sale - Part 2 - 05/29/09 01:36 PM
I continued to work very hard to get the short sale approved without a the Promissory Note requirement.  A little reminder from Part 1 regarding the background situation, the home is in Gilbert, AZ and is protected under the Arizona anti-deficiency statues since it is the original purchase money mortgage.  The owners put down 10% and have a 90% mortgage with Wells Fargo.
After many attempts to get Radian to remove the Promissory Note removed, they would not budge.  I spoke with Vince the VP at Radian for Loss Mitigation.  A very rude individual that just yelled at me regarding the short sale.  He was quoting … (0 comments)

selling: Ashley Park Home in Chandler, AZ For Sale - 05/22/09 06:15 PM
*Office Furnished Available As Seperate Bill of Sale. Fabulous Triple Split Floorplan w/ 3 Full Baths. Home Features Many Upgraded & Updated Items. Energy Efficient 2x6 Construction, Extra Insulation
Call Gina McKinley, ABR, CRS, CDPE, Associate Broker at 480-355-8645 in order to schedule an appointment to view this home.
For more pictures and a property brochure, please visit our web page at www.locatearizonahomes.com/1540montereys
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selling: Ashley Park Home in Chandler, AZ For Sale - 05/22/09 04:18 PM
Sellers Loss Is Your Gain! The Location of This Home Is Excellent! It Backs To A Common Area and Is Right Next To A Childrens Play Area. This Beautiful Home Has Many Upgrades! Neutral Carpet, Tile and Paint Throughout! Kitchen Features White Appliances With Beautiful Natural Maple Cabinets & Tiled Floors! Master Bathroom Features Granite Countertops With Mohagany Cabinets & Stainless Hardware. Much Much More
Call Gina McKinley, ABR, CRS, CDPE, Associate Broker at 480-355-8645 in order to schedule an appointment to view this home.
For more pictures and a property brochure, please visit our web page at www.locatearizonahomes.com/841marion
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selling: Obama Signs Anti-Foreclosure Bill - 05/20/09 07:37 PM
President Obama signed a new legislation that entices the banks to help save homeowners facing foreclosure on Wednesday. President Obama states that it protects the homeowners and cracks down on lenders who try to take advantage of their situation.
The law expands on an existing program that entices the lenders to adjust the mortgage rate if the homeowner pays an insurance premium. The bill also extends a deposit insurance increase by the FDIC from $100,000 to $250,000 until 2013.
The House voted 367-54 to pass the Helping Families Save Their Homes Act on Tuesday, where it progresse to the Senate who had voted 91-5 in favor of the bill and approved the final … (0 comments)

selling: Rancho Bella Vista Home in Queen Creek, AZ For Sale - 04/27/09 03:23 PM
You Must See This Fantastic Resort Style Yard! Back Yard Features Putting Green! This Home Features 3 Bedrooms Plus A Den! Beautiful Decor Paint! Neutral Colored Tile & Carpet Throughout! Wrought Iron Bars On Stairs! Kitchen Features Granite Countertops & Large Island Perfect For Entertaining! Vaulted Ceilings & North/South Exposure Make This Home Even Better! Office Features Double Door Entry! Gorgeous Home Offers Much More!
Call Gina McKinley, ABR, CDPE, CRS at (480) 355-8645 In Order To Schedule An Appointment To View This Home.
For More Pictures & A Property Brochure, Please Visit My Web Page At http://www.LocateArizonaHomes.com/3221CowboyCoveTrail.
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selling: Diary of a Short Sale - 03/27/09 08:09 PM
I have just had my first Short Sale that did not reach a successful agreement and I am broken hearted for the owners.  These people are in a true financial hardship with a job loss and medical issues as well as medical collection accounts.  Their only shred of dignity left would have been to avoid a foreclosure on their credit by doing a short sale.
Issue #1?  The owner's dilemma- to foreclosure or short sale? This home is Fannie Mae insured with Wells Fargo as the servicer.  These people did everything right.  They put 10% down on a fully documented loan.  No "Liar … (5 comments)

selling: Adorable Home In Sherwood Park In Mesa - 03/11/09 05:47 PM
Adorable Starter Home Near Sherwood Park. Home Features Very Large Secondary Bedrooms, Update Tile Floors & Newer Neutral Carpet. Large Yard with Citrus Trees, Cul-de-Sac Location. All Appliances Convey. Home Comes With Old Republic Home Warranty-Plan #15-797-275. This Is A Short Sale - Please submit SS Addendum & As-Is Addendums.
Call Gina McKinley, ABR, CRS, CDPE at 480-355-8645 In Order To Schedule An Appointment To View This Home.
For More Pictures And A Property Brochure, Please Visit My Web Page at http://www.LocateArizonaHomes.com/1415Fraser.
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selling: Clutter-Free Helps Sell Homes - 01/12/09 04:19 PM
 A new year brings new motivation. To some of you, that might mean giving your homes a good cleaning. It is a way to clear both the physical and mental clutter and, if you're selling your home, it's a must-do to help draw in potential buyers.
Hard to believe, but cleaning and de-cluttering your home can increase the amount of the sales price and cost you as little as a few hundred dollars, if you use professionals, to complete the job. That small amount is little to pay when it is getting your home organized to escalate the chances of selling your home.
Most of us have more than we need. … (0 comments)

selling: Success with Short Sales - 12/23/08 01:32 PM
Deciding between a short sale or a foreclosure may sound like choosing of the lesser of two evils, but a short sale is a thousand times better for a distressed homeowner.
Foreclosures and short sales take up nearly 40 percent of recent home sales. Nearly 12 million homeowners are upside down with their mortgages and the number is growing, according to RealtyTrac. It is also estimated that number of homeowners will increase to 15 million within a year's time.
Successful short sales have the least amount of consequences for the homeowner. In short sales, debts are forgiven and are non-taxable. Short sales do not challenge most security … (0 comments)

selling: New plan seeks to streamline loan mods - 11/21/08 09:31 AM
Fannie, Freddie to lead the way
A new plan to streamline loan modifications for homeowners who have fallen behind on their mortgage payments could help "hundreds of thousands" of borrowers avoid foreclosure.
But the plan is far less ambitious than a competing proposal for the government to guarantee payments on as many 3 million loan modifications.
With Fannie Mae, Freddie Mac and the HOPE NOW alliance of 27 loan servicers standing behind it, the new streamlined modification program rolled out today by the Bush administration is expected to provide thousands of delinquent borrowers another alternative to foreclosure. In the past, much … (0 comments)

selling: CDPE What's That? - 11/20/08 11:49 PM
Well, I am proud to announce that I have a few more letter's after my name.....and the are CDPE. And I'm one of the first real estate agent's in Arizona to do it.  Woo, Hoo! Ok, so I now tooted my own horn, so what, right...
CDPE, What's that? It's a Certified Distressed Property Expert and what is really means is that I have both the knowledge and expertise to successfully negotiate short sales.  While my short sale success rate was already very high at 100%, this new designation allows me to understand both the consumer's needs and the banks' viewpoint. 
I … (2 comments)

selling: Clemente Ranch Home in Chandler, AZ For Sale - 11/19/08 04:15 PM

Adorable Home in Fantastic Location! Home Features Tile Flooring, Oak Cabinetry, Ceiling Fans T/O, All Appliances Stay, Furniture Availabe on a Separate Bill of Sale. This Home is NOT a Short Sale or REO. Excellent Condition, Quick Close, No Hassles!
Call Gina McKinley, ABR, CDPE, CRS at 480-821-4232 to schedule an appointment to view this home.
For more pictures and a property brochure, please visit our web site at http://www.LocateArizonaHomes.com/808670
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Gina McKinley, ABR, CIAS, CDPE, CRS, SFR ~ Chandler, Gilbert, Mesa, & Scottsdale

Chandler, AZ

More about me…

RE/MAX Masters

Address: 2390 W. Ray Rd, Suite 3, Chandler, AZ, 85224

Office Phone: (480) 821-5700

Cell Phone: (480) 600-1129

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