Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
A question of the mind of every homeowner is how can I pay off my mortgage debt faster? Experts agree that making extra mortgage payments to help pay off your balance sooner is a great idea assuming you’ve already paid off (or paid extra on) higher interest rate debts such as credit cards and car loans.
The real estate tip most people forget is that the easiest way to save a substantial amount on your mortgage is to choose a 15-year fixed-rate mortgage to begin with. If you compare a 15-year mortgage on $300,000 at 6% interest to a 30-year mortgage of the same amount, the 15-year mortgage would save you just over $190,000 in the long run. Keep in mind the monthly payment on the 15-year mortgage would run about $730 more per month. If you can swing the higher monthly mortgage payment then by all means securing a 15-year mortgage is the way to go.
If your financial situation doesn’t allow you the ability to commit to the higher monthly payment, go with the 30-year mortgage but have a plan in place to make extra payments that you can afford. Using the example above, if you make biweekly payments on the 30-year mortgage you’d save just over $70,000 in interest payments over the life of the loan. A biweekly payment simply means you split the typical monthly payment amount down the middle and pay half every two weeks. In essence, you’re not paying any more, your just paying it on different days of the month. This is a very effective way to pay off your mortgage debt faster.
A lot of banks offer their customers the option of setting up automatic biweekly payments. Contact your bank to see if you can sign up and ask if there are fees involved. There is typically a one-time set-up fee plus a small transfer amount that is applied to every payment transaction. Another payment option that can achieve similar results is to add 10% on to your one-time monthly payment and note that it should be applied to the principal balance.
Paying off debt, whether it be mortgage debt, credit cards, student loans or car loans, just takes a good financial plan and discipline. Here is another real estate tip: if you live in a two income household, try cutting out unnecessary expenses and living on one income. Apply the second income to debt and watch your debt shrink fast. For extra motivation do a quick calculation of how much money you’re spending in interest. You’ll most likely be shocked at the amount of extra money you’re spending. Don’t throw your hard earned money away on interest. Make extra payments and reduce your debt fast.
For a comprehensive guide to real estate buying, listings of residential property listings, and employment opportunities please visit SignatureListings.com. To stay in touch with us please join our Facebook page or follow us on Twitter by clicking the links below.
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.