loan: The Mortgage Loan Process - Crawfordsville and Monticello Indiana - 08/27/08 01:47 PM
Organize Your Documents
A properly documented loan application makes your loan process go smoothly. This checklist will help you gather your paperwork.
Complete and sign the residential loan application, Form 1003, and the attached loan info sheet, credit authorization and fair lending notice. Page 5 of the application is a … (1 comments)
loan: Practical Tips to Enhance Your Financial Freedom - 08/26/08 01:13 PM
IRS Pumps up the Savings
Rocketing gas prices this year have prompted the Internal Revenue Service to increase the standard mileage-rate deduction for qualifying business-related driving expenses by 8 cents per mile. This means that the rate in effect for the first half of 2008 (January 1 to June 30), … (0 comments)
loan: Need help deciding between a 15 or 30 year Indiana mortgage? - 07/08/08 03:16 PM
As you begin the process of buying a new home, there will be several financing decisions that you will need to make.
One of them, is whether you will get a 15 or 30 year mortgage. There are pros and cons of both.
In a 30 year mortgage you have 30 … (0 comments)
loan: Quick Tips for Getting Started on Your Indiana Refinance - 07/01/08 03:07 PM
Quick Tips for Getting Started on Your Refinance
When you refinance your existing mortgage, you are essentially paying off the existing mortgage debt and replacing it with a new loan. Many of the same costs are involved in refinancing a loan as are in first-time financing.
To start with, the lender … (0 comments)
loan: Credit Tips to Score a Lower Interest Rate on Your Indiana Mortgage Loan - 07/01/08 02:31 PM
In a mortgage lender's eyes, a good credit score translates into lower interest rates for home-shopping borrowers. The higher your score is, the less risk you are, and the more likely it is you will pay off your debt. For this reason, borrowers with lower scores usually end up paying higher … (0 comments)
loan: Understanding the Home Appraisal Process - 07/01/08 02:11 PM
Consumers are often baffled by the home appraisal process. They feel their nest is worth a certain dollar amount, and therefore, the appraised value doesn't make sense to them. It is important to know that appraisal guidelines are dictated by the lenders. In many states, the lenders must disclose the … (0 comments)
loan: Lafayette & West Lafayette Indiana - How Much Money Should You Borrow? - 07/01/08 11:52 AM
While it might be tempting to borrow whatever amount of money your lender is willing to give you, it's important to think carefully about how much you'll actually need to borrow in order to purchase a new home. From the down payment to taxes to insurance and interest rates, there are … (0 comments)
loan: Lafayette & West Lafayette Indiana - FHA Mortgages: Streamline Refinance - 02/19/08 09:36 AM
If you have followed the financial or political news at all this year you are aware that the housing market has been thrown into turmoil. Lenders are going out of business right and left as well as credit is getting very tight and more difficult to obtain. The good news … (0 comments)
loan: The Top 5 Things You Need to Know Before Approaching a Mortgage Lender - 08/14/07 12:12 PM
You've been thinking about buying your own home for quite a long time, and now you're ready to take the plunge. You've been saving money for a down payment, and you know the next step is preparing to apply for a mortgage. But where do you start? Here are the top … (0 comments)
loan: Refinance Report: Information About Your Home Mortgage - 03/23/07 08:52 AM
REFINANCE CALCULATORHelps you determine if you will benefit by refinancing. DEBT CONSOLIDATION CALCULATORShows you how a refinance can reduce your monthly payments. Are You Throwing Good Money Down The Drain???"How You Can Get Debt-Free Fast And Escape From Financial Prison"Important Information About Your Home Mortgage: Now, maybe you're not losing a million … (1 comments)
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Organize Your Documents 
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