tippecanoe county: Comments And Other Musings On The Mortgage Industry And Other Subjects - 08/26/08 01:52 PM
One question that I receive frequently these days is, "How's business?" The questioner is often surprised when I answer, "Great!" Most of the news is gloom and doom these days and it is true that over 260 lending institutions and private mortgage insurance companies have gone bankrupt. But there are still … (0 comments)
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tippecanoe county: Indiana Mortgage Blog - Views You Can Use! - 08/26/08 11:39 AM
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tippecanoe county: Planning Your Lafayette Indiana Mortgage and Seeking Pre-Approval - 07/08/08 09:42 AM
The Benefits of a Professional Consultant
Choosing a good lender is a key element in managing your mortgage. A professional consultant won't just provide a loan, they will help you select the one most beneficial to you and your long-term goals, and then, help you manage that debt over time. There … (0 comments)
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tippecanoe county: Avoid Financial Changes During the Home Loan Process in Indiana - 07/01/08 02:45 PM
Once your loan package has been sent to the lender, there are a number of things you should avoid doing that may change your financial picture. Remember, the lender is looking for stability and consistency. If you want the best interest rate, keep that in mind. Here are a few things … (0 comments)
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tippecanoe county: Lafayette & West Lafayette Indiana - How Much Money Should You Borrow? - 07/01/08 11:52 AM
While it might be tempting to borrow whatever amount of money your lender is willing to give you, it's important to think carefully about how much you'll actually need to borrow in order to purchase a new home. From the down payment to taxes to insurance and interest rates, there are … (0 comments)
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tippecanoe county: Colder Winter = Oil Prices Heat Up - 02/20/08 09:32 AM
Despite oil's recent rally into record highs, the U.S. Energy Information Administration (EIA) predicted that "increased supply and lower seasonal crude demand in the United States" will likely lead to "crude prices easing slightly over the winter" in its monthly Short-Term Energy Outlook report.
While the EIA's research seems to suggest lower … (0 comments)
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tippecanoe county: Know the Codes for Big Savings on Internet Shopping - 02/20/08 09:27 AM
Each year, more and more people turn to the Internet to do their holiday shopping, and last year was no different. According to Forrester Research, US online retail sales over the holiday season alone grew 11% over the previous year, for a total of $33 billion.
This year, if you're planning … (1 comments)
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tippecanoe county: Bad Credit? Qualify Yourself For A Zero Down Mortgage Loan - 08/14/07 02:44 PM
I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues. They got into the house with ZERO down payment, and only had to bring $600 for the closing costs. Their situation was pretty bad, I'm talking about a bankruptcy … (0 comments)
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tippecanoe county: Why Get Pre-Approved for a Mortgage? - 08/14/07 12:58 PM
One of the most important steps in the home buying process is getting Pre-Approved as early as possible.
The Pre-Approval process involves you speaking with a Mortgage Lender about your financial situation, what you'd like to accomplish, and any concerns you have. Armed with that information, a Mortgage Lender can obtain … (0 comments)
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tippecanoe county: Should You Leverage Your Home or Pay it Down Rapidly? - 07/19/07 09:51 AM
LAFAYETTE, IN - There is a great debate within the inner-mortgage circles these days. Should we, as loan professionals, encourage clients to borrow as much money as possible? Or would consumers benefit more if we helped them to understand the advantages of 15-year amortization schedules and pre-paying principal? Let's examine the pros … (0 comments)
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tippecanoe county: 9 Dirty Little Secrets Your Credit Card Company Hopes You Never Find Out! - 06/22/07 11:09 AM
Caution: Those credit card offers just keep coming. Seems there's hardly a day goes by that your mailbox is not stuffed with some new bank offering some new credit card. But there's a danger lurking for you also, one you may already be painfully aware of. Over use of credit cards … (0 comments)
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tippecanoe county: Moving Can Be A Big Hurdle For Children - 06/22/07 10:18 AM
You or someone that you know may have children and be interested in the effect that moving has on them. An article in the Journal of the American Medical Association reported that children whose families move frequently are more likely to experience behavioral problems.
There is no denying that moving up is … (0 comments)
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tippecanoe county: How To Select A Quality Home Inspector - 06/21/07 03:47 PM
Here are some questions to ask when shopping around for a Home Inspector:
Who is going to do the job? What are the inspectors qualifications and experience. Only individuals, not companies, can be members of the home inspectors associations.Will the firm hire independent contractors to do the actual work?An independent contractor may … (0 comments)
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tippecanoe county: How to Select a Contractor - 06/21/07 03:31 PM
The most important piece of advice is --- hire a contractor carefully. One way to find a good contractor is to see completed projects that you like and ask the homeowner who did them. You can also ask friends for recommendations. Building supply yards and the local building inspector's office are … (0 comments)
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tippecanoe county: DIY??? Ever Wonder If You Should Do It Yourself? - 06/21/07 02:52 PM
If you are handy, you can probably do home improvements or repairs yourself, but should you? The answer, of course, depends on many factors. To avoid a botched job, consider these issues before tackling a good-sized or challenging project:
Check your local building codes and ordinances. Some or part of your project … (0 comments)
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tippecanoe county: How to Help When Your Neighbor is Burglarized - 06/21/07 01:51 PM
You know what an unpredictable world this is. Hopefully you feel safe in your home and in your neighborhood --- and have taken precautions to ensure that your home is safe and secure. Unfortunately, homes are burglarized despite the best precautions. If this happens to a neighbor, you might keep the … (0 comments)
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tippecanoe county: Prepayment Penalty Loan Could Save Money - 06/21/07 01:12 PM
Many mortgage companies were hurt in 1993 by the surge in mortgage refinances. Investors in mortgage securities and mortgage companies --- who hoped for years of interest payments on above-market rates --- ended up holding the bag due to unprecedented low interest rates.
The result ended in the "Discounted Prepayment Penalty … (0 comments)
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tippecanoe county: Real Estate as an Investment in Lafayette and West Lafayette Indiana - 05/24/07 03:54 PM
Real Estate as an Investment - the Concept of Leverage
What is the concept of leverage? Leverage is defined as the ability to control a large asset with a smaller asset. For example, you can purchase $100,000 in real estate using $5,000 in cash assets.
But in real estate, you can a appreciation … (0 comments)
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tippecanoe county: A Tremendous Hedge Against Inflation - 05/24/07 03:03 PM
What is an inflation hedge? We all know what inflation is. It is the tendency for expenses to rise over time. We know that rent is subject to inflation. If your present rent payment is $800, a 5% rate of inflation would make the payment $1,303 in ten years. A hedge … (0 comments)
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tippecanoe county: Are You Part Of The American Dream? - 05/23/07 04:03 PM
Security, privacy, freedom - the American Dream is to purchase a home. Ownership of property is the bastion of capitalism. There is no doubt that owning a home is the goal of the average American today. Why? Is it the ability not to have a landlord? Is it the freedom to … (0 comments)
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tippecanoe county: Lafayette and West Lafayette Indiana - What Our Clients are Saying... - 05/23/07 03:29 PM
What a few of our clients have been saying...
" Great team work! Thanks a lot! You were tremendously helpful and pleasant to deal with. Our experience with Tippecanoe Mortgage was superb." - Lindsey McGuire
" I really appreciated the assistance in obtaining my mortgage and all your creativity in financing options." - … (0 comments)
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tippecanoe county: Lafayette and West Lafayette Indiana - Down Payment Options! - 05/23/07 03:11 PM
Looking For Down Payment Options?
Are you dreaming of owning your own home...but wondering how to finance it?
MyCommunity Mortgage Home Loans have flexible requirements that make it easier for you to buy a home.
Here are some ways a MyCommunity loan may help you buy a home:
Up to 100% Financing availableSeller contributions up … (1 comments)
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tippecanoe county: What Our Clients Are Saying About Tippecanoe Mortgage... - 04/02/07 08:25 AM
"The entire staff was friendly, helpful and a pleasure to do business with. Everyone went out of their way to process my loan in a timely manner" -Sharon Tres
"We would like to thank your entire team for the great service that you provided during our first home purchase. Due to your … (0 comments)
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tippecanoe county: Refinance Report: Information About Your Home Mortgage - 03/23/07 08:52 AM
REFINANCE CALCULATORHelps you determine if you will benefit by refinancing.
DEBT CONSOLIDATION CALCULATORShows you how a refinance can reduce your monthly payments.
Are You Throwing Good Money Down The Drain???"How You Can Get Debt-Free Fast And Escape From Financial Prison"Important Information About Your Home Mortgage:
Now, maybe you're not losing a million … (1 comments)
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