west lafayette: Quick Tips for Getting Started on Your Indiana Refinance - 07/01/08 03:07 PM
Quick Tips for Getting Started on Your Refinance
When you refinance your existing mortgage, you are essentially paying off the existing mortgage debt and replacing it with a new loan. Many of the same costs are involved in refinancing a loan as are in first-time financing.
To start with, the lender … (0 comments)
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west lafayette: Avoid Financial Changes During the Home Loan Process in Indiana - 07/01/08 02:45 PM
Once your loan package has been sent to the lender, there are a number of things you should avoid doing that may change your financial picture. Remember, the lender is looking for stability and consistency. If you want the best interest rate, keep that in mind. Here are a few things … (0 comments)
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west lafayette: Understanding the Home Appraisal Process - 07/01/08 02:11 PM
Consumers are often baffled by the home appraisal process. They feel their nest is worth a certain dollar amount, and therefore, the appraised value doesn't make sense to them. It is important to know that appraisal guidelines are dictated by the lenders. In many states, the lenders must disclose the … (0 comments)
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west lafayette: Interest Rates - When is the best time to lock? - 07/01/08 12:11 PM
When it comes to mortgage loans and interest rates, it's never a good idea to gamble. That's why I typically advise my clients to lock in an interest rate at the earliest opportunity. This is just one step of the standardized system we have put in place to ensure the best … (0 comments)
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west lafayette: How Purchase Loans Are Made in Greater Lafayette and West Lafayette Indiana - 07/01/08 12:03 PM
A Step-By-Step Walkthrough
Pre-approval - Get pre-approved for a mortgage and know in advance exactly how much house you can afford. Completing this step will also increase your negotiating power since you'll be viewed as a "cash buyer".
Loan Search - Put yourself in the hands of an experienced mortgage professional, … (0 comments)
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west lafayette: Lafayette & West Lafayette Indiana - How Much Money Should You Borrow? - 07/01/08 11:52 AM
While it might be tempting to borrow whatever amount of money your lender is willing to give you, it's important to think carefully about how much you'll actually need to borrow in order to purchase a new home. From the down payment to taxes to insurance and interest rates, there are … (0 comments)
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west lafayette: Choosing the Right Real Estate Agent in Lafayette and West Lafayette Indiana - 07/01/08 11:34 AM
Choosing the right person to represent you in negotiating your home purchase is a major decision. Whenever you see the designation of REALTOR® (with a registered trademark) it means that person is a member of the NATIONAL ASSOCIATION OF REALTORS® (NAR), and has a commitment to meeting the standards of this … (0 comments)
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west lafayette: Writing the NEHEMIAH® Offer - Indiana - 06/19/08 03:49 PM
NEHEMIAH® Gift Funding for down payment assistance is available for any buyer who qualifies for an FHA mortgage loan. Typically, most buyers request the minimum down payment assistance of 3% however; the gift can be up to 6% in assistance or can be used to supplement a down payment. For instance, … (1 comments)
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west lafayette: Lafayette & West Lafayette Indiana - Area School Information - 06/19/08 03:33 PM
Lafayette School CorporationHiatt Administration Center2300 Cason Street, Lafayette, IN 47904(Phone): 765-771-6000 (Fax): 765-771-6049
Dr. Edward Eiler, Superintendent Of Schools Grades KG-12, Demographics Type: MetrOEnrollment: 7,354Homepage: http://www.lsc.k12.in.us/
Jefferson High School 1801 S. 18th Street, Lafayette IN449-3400
Tecumseh Middle School 2102 S. 18th Street, Lafayette IN449-3600
Sunnyside Middle School 2500 Cason Street, Lafayette … (0 comments)
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west lafayette: Lafayette & West Lafayette Indiana - Ask me about FHA Mortgage Programs! - 06/19/08 02:58 PM
Mortgage financing sponsored by the Federal Housing Administration (FHA) can make home ownership affordable for you!
One misconception is that FHA loans are only for first time homebuyers - THEY'RE FOR EVERYONE! PURCHASE OR REFINANCE!
FHA Loans feature plenty of flexibility, including:
Low down payments of 3%
The option to utilize … (0 comments)
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west lafayette: Tippecanoe Mortgage, Lafayette & West Lafayette Home Loans - 05/29/08 11:01 AM
Offering Indiana mortgage and refinance loans at competitve current interest rates - We are a local mortgage company with a Nationwide reach. We have the right loan program for you --- Conventional home loans, New-Construction loans, FHA, VA, USDA Rural Housing, Government loan programs, First-Time Homebuyer loans, $0 Down loans, Down Payment Assistance programs, Reverse … (0 comments)
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west lafayette: How To Afford a Mortgage in Lafayette & West Lafayette Indiana - 05/13/08 10:03 AM
MINIMUM CASH REQUIREMENT
The main deterrent in buying a home today is not income or credit requirements but rather finding the necessary funds to cover the initial costs and down payment. Traditionally a 20 percent down payment is required and in many instances the related closing costs and escrow funds can run … (0 comments)
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west lafayette: How To Sell Your Home in Lafayette Indiana FAST & Get the BEST Price - 05/13/08 09:17 AM
How To Sell Your Home Fast And Get The Best Price
Hire an Agent who can give your home or property constant exposure to prospective buyers 24 hours a day seven days a week.
Clean the yard and garage of any debris, keep the lawn mowed and grounds looking tidy. … (0 comments)
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west lafayette: Lafayette & West Lafayette, Indiana - The Benefits of Home Ownership - 02/20/08 10:15 AM
Credit:Owning a home helps you establish financial credibility.
Independence:Owning your own home provides you with independence and more privacy than renting. You are free to paint walls, plant flowers, keep pets and anything else within legal bounds.
Investment:As you make more payments and own more of your home, you add … (0 comments)
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west lafayette: Preparing Your Home Through the Eyes of a Buyer - 02/20/08 09:50 AM
The effort put into repairing and cleaning your property is likely to be returned in a fast sale at an attractive price.
As buyers approach your property the first time, impressions are formed quickly.
Paint house - this can do more for sales appeal than any other factor.
Yard - … (0 comments)
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west lafayette: Lafayette & West Lafayette, Indiana - Clean Up Your Credit or Forget It - 02/20/08 09:43 AM
Just when home prices and interest rates are really starting to look attractive, Fannie Mae and Freddie Mac announced increased delivery fees and new Loan-Level Price Adjustments, making credit much more expensive for potential homebuyers and homeowners looking to refinance. These increased fees are mandatory and have nothing to … (0 comments)
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west lafayette: Colder Winter = Oil Prices Heat Up - 02/20/08 09:32 AM
Despite oil's recent rally into record highs, the U.S. Energy Information Administration (EIA) predicted that "increased supply and lower seasonal crude demand in the United States" will likely lead to "crude prices easing slightly over the winter" in its monthly Short-Term Energy Outlook report.
While the EIA's research seems to suggest lower … (0 comments)
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west lafayette: Opt for a Better Deal When Buying a New Car in Lafayette & West Lafayette, Indiana - 02/20/08 09:19 AM
Cars these days have a dazzling array of extra bells and whistles that really add nothing but zeros to the car's price tag. Following are a few expensive extras that most drivers could probably do without.
Automatic Stick Shift: Beyond adding $1,000 or more to the price, this useless feature allows … (0 comments)
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west lafayette: Lafayette & West Lafayette, Indiana - Overview of the Home Buying Process - 02/20/08 09:13 AM
Your Local Mortgage Services:
David MennenMortgage Loan Consultant,OwnerTippecanoe Mortgage, Inc.1221 S. Creasy Lane, Suite JLafayette, IN 47905Direct: 765-448-3200Fax: 765-448-6398Email: dmennen@tippecanoemortgage.comWebsite: http://www.davidmennen.com/
Local Mortgage services for Greater Lafayette, West Lafayette Indiana, Purdue, Tippecanoe County, and the surrounding areas. Local Service with internet rates! Free Quotes! Visit my website for great financial information. http://www.davidmennen.com/
… (0 comments)
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west lafayette: Loophole for Telemarketers - 02/19/08 10:19 AM
Thanks to the Federal Trade Commission's Do Not Call Registry, 150 million Americans have enjoyed far fewer unwanted sales calls over the last few years. It hasn't been perfect, but progress has clearly been made due to this important program.
But, just when you thought it was safe … (0 comments)
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west lafayette: Lafayette & West Lafayette, Indiana - Home Sweet Deals: Be Wary! - 02/19/08 09:48 AM
When it comes to real estate, foreclosures aren't the only big story in the news. Builders and sellers are reportedly offering huge savings and massive incentives in order to pull in buyers and compete in today's marketplace.
Business Week recently revealed that some big builders have been auctioning homes discounted by … (0 comments)
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west lafayette: New Law Encourages Saving Money - 02/19/08 09:42 AM
In late 2006, The Pension Protection Act was signed into law, making saving money a whole lot easier for many Americans. Well over 900 pages in length, the law not only protects pensions, it makes permanent many features introduced in the Economic Growth and Tax Relief Act of 2001 (EGTRRA), … (0 comments)
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west lafayette: Lafayette & West Lafayette Indiana - FHA Mortgages: Streamline Refinance - 02/19/08 09:36 AM
If you have followed the financial or political news at all this year you are aware that the housing market has been thrown into turmoil. Lenders are going out of business right and left as well as credit is getting very tight and more difficult to obtain.
The good news … (0 comments)
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west lafayette: How To Sell Your Home Fast And Get The Best Price - 11/07/07 10:58 AM
How To Sell Your Home Fast And Get The Best Price
Hire an Agent who can give your home or property constant exposure to prospective buyers 24 hours a day seven days a week. Clean the yard and garage of any debris, keep the lawn mowed and grounds looking tidy. Buyers will … (0 comments)
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west lafayette: Financial Planning in the Greater Lafayette Indiana Area - 11/07/07 09:43 AM
Hello! As you probably know, I strongly believe in the importance of wise financial planning for the future. I ran across this recently, and thought you might find these tips on selecting an advisor and making a financial plan to be helpful.
Deal only with a licensed advisorAsk questions until you … (0 comments)
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west lafayette: Shopping Around for a Mortgage in Lafayette or West Lafayette Indiana? - 10/10/07 08:33 AM
HERE'S THE INSIDE SCOOP ON HOW TO DO IT RIGHT!First: Make sure you are working with an experienced, professional loan officer. The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and troubleshooting the issues … (0 comments)
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west lafayette: Tippecanoe County - Apply Before You Buy! - 10/03/07 02:17 PM
Why should you have a mortgage approval before you have a home?
With our FREE Mortgage Pre-Approval program, we verify your income, credit and assets to determine the maximum loan amount you can qualify for. We will issue a mortgage approval letter, which is subject to an appraisal.
You can use this in … (0 comments)
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west lafayette: The Real Estate Crisis: A Consumer's Guide To Survival - 08/27/07 02:52 PM
There is no doubt that what we are experiencing today in the real estate and mortgage-lending industries is unprecedented. Those of us at Tippecanoe Mortgage feel it is important for the consumer to know that The Sky is NOT Falling and that there are ways to sell your home, buy a … (0 comments)
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west lafayette: Little Known Secret: Eliminate Your Mortgage in 23 Years or Less! - 08/14/07 02:21 PM
Wanna know a little secret? There is an ingenious method you can use, to pay off your 30 year fixed rate loan, in 23 years or less. It's straightforward, simple, and easy to understand. In this article, we're going to explore this little known secret, and we'll provide several examples of … (0 comments)
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west lafayette: Why Get Pre-Approved for a Mortgage? - 08/14/07 12:58 PM
One of the most important steps in the home buying process is getting Pre-Approved as early as possible.
The Pre-Approval process involves you speaking with a Mortgage Lender about your financial situation, what you'd like to accomplish, and any concerns you have. Armed with that information, a Mortgage Lender can obtain … (0 comments)
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west lafayette: Consumer Report: Major Changes in the 2007 Mortgage Lending Industry - 08/09/07 04:04 PM
Mortgage News: A Year Of ChangeBy Casey Shipley & David Mennen
2007 has been a year of major changes in the mortgage lending industry. Anyone who pays the least amount of attention to the 6:00 P.M. news would draw the conclusion that the bottom has fallen out, everyone is being foreclosed upon, … (0 comments)
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west lafayette: Free Information About Protecting Your Credit During Divorce - 08/02/07 10:14 AM
LAFAYETTE, IN - When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn't have to change is the credit status you've worked so hard to achieve.
Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay bills, … (0 comments)
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west lafayette: The Top 10 Credit Do's & Don'ts During the Mortgage Loan Process - 07/31/07 03:13 PM
… (0 comments)
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west lafayette: Search Hundreds of Properties Listed for Sale in Lafayette Indiana & Surrounding Areas for FREE! - 07/23/07 02:29 PM
Be In Control Of Finding Your Dream HomeSave time and money with "The Scouting Report"!
We are now offering a new and innovative home-finding service to a number of of our Preferred Clients. With this service you will be able to search the hundreds of properties for sale in the Greater Lafayette … (0 comments)
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west lafayette: Reverse Mortgages: Financing the Golden Years - 07/23/07 02:03 PM
Seek a Qualified Mortgage Consultant to Ensure the Best ResultLAFAYETTE, IN - Until recently, seniors 62 years of age and older have not had the best choices when it came to getting cash from their homes. Traditional home loans only offered the option of either selling one's house or borrowing against its … (0 comments)
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west lafayette: Getting the Best Interest Rate & Best Terms on Your Home Mortage Loan - 07/23/07 11:22 AM
A Qualified Mortgage Consultant Can Help Boost Credit Scores LAFAYETTE, IN - Consumers interested in purchasing or refinancing a home will pay an interest rate based on current market conditions and their ability to pay back the loan. The borrower's income and debt ratios are taken into consideration by the lender, as … (0 comments)
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west lafayette: Why Refinance Back Into a 30-Year Loan? - 07/23/07 11:13 AM
Refinance Your Mortgage for Rate and Payment Reductions
Refinance CalculatorHelps you determine if you will benefit by refinancing. Debt Consolidation CalculatorShows you how a refinance can reduce your monthly payments. LAFAYETTE, IN - One of the biggest reasons homeowners refinance their mortgage is to obtain a lower interest rate and lower … (0 comments)
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west lafayette: How To Get Your Credit... Back On Track - 07/23/07 11:03 AM
Many individuals today have blemishes on their credit reports. Whether it be form a dreaded case of identity theft or not being punctual about paying bills on time, these credit mishaps can cost an individual thousands in interest if not corrected.
What makes up a credit score? A credit score is made … (0 comments)
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west lafayette: Should You Leverage Your Home or Pay it Down Rapidly? - 07/19/07 09:51 AM
LAFAYETTE, IN - There is a great debate within the inner-mortgage circles these days. Should we, as loan professionals, encourage clients to borrow as much money as possible? Or would consumers benefit more if we helped them to understand the advantages of 15-year amortization schedules and pre-paying principal? Let's examine the pros … (0 comments)
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west lafayette: Understanding Credit Scoring & Credit Repair - 07/19/07 09:17 AM
Seek a Qualified Mortgage Consultant to Ensure the Best Results
LAFAYETTE, IN - Credit remediation is a subject consumers often face with fear and trepidation, and for good reason. With the exception of recognizing that the best score wins, the average home shopper knows very little about the whole credit scoring process. … (2 comments)
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west lafayette: Renters in Lafayette and West Lafayette Indiana Have Much to Gain by Pursuing Home Ownership - 07/19/07 08:52 AM
A Qualified Mortgage Consultant Can Outline Your Options
LAFAYETTE, IN - Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is … (0 comments)
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west lafayette: Home Buyers in Lafayette and West Lafayette Indiana Face Decisions that Affect Their Long-Term Financial Picture - 07/19/07 08:34 AM
Seek a Qualified Mortgage Consultant to Ensure the Best Results
LAFAYETTE, IN - Taking the step into home ownership is one of the most important financial decisions a person will make in their lifetime. There are many factors to consider when embarking on this venture. Literally hundreds of loan programs are available, … (0 comments)
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west lafayette: Apply Before You Buy - Lafayette and West Lafayette Indiana - 07/02/07 03:16 PM
Why should you have a mortgage approval before you have a home?
With our pre-approval program, we verify your income, credit and assets to determine the maximum loan amount you can qualify for. We will issue a mortgage approval letter which is subject to an appraisal.
You can use this in you negotiations … (0 comments)
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west lafayette: 9 Dirty Little Secrets Your Credit Card Company Hopes You Never Find Out! - 06/22/07 11:09 AM
Caution: Those credit card offers just keep coming. Seems there's hardly a day goes by that your mailbox is not stuffed with some new bank offering some new credit card. But there's a danger lurking for you also, one you may already be painfully aware of. Over use of credit cards … (0 comments)
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west lafayette: Moving Can Be A Big Hurdle For Children - 06/22/07 10:18 AM
You or someone that you know may have children and be interested in the effect that moving has on them. An article in the Journal of the American Medical Association reported that children whose families move frequently are more likely to experience behavioral problems.
There is no denying that moving up is … (0 comments)
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west lafayette: How To Select A Quality Home Inspector - 06/21/07 03:47 PM
Here are some questions to ask when shopping around for a Home Inspector:
Who is going to do the job? What are the inspectors qualifications and experience. Only individuals, not companies, can be members of the home inspectors associations.Will the firm hire independent contractors to do the actual work?An independent contractor may … (0 comments)
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west lafayette: How to Select a Contractor - 06/21/07 03:31 PM
The most important piece of advice is --- hire a contractor carefully. One way to find a good contractor is to see completed projects that you like and ask the homeowner who did them. You can also ask friends for recommendations. Building supply yards and the local building inspector's office are … (0 comments)
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west lafayette: DIY??? Ever Wonder If You Should Do It Yourself? - 06/21/07 02:52 PM
If you are handy, you can probably do home improvements or repairs yourself, but should you? The answer, of course, depends on many factors. To avoid a botched job, consider these issues before tackling a good-sized or challenging project:
Check your local building codes and ordinances. Some or part of your project … (0 comments)
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west lafayette: How to Help When Your Neighbor is Burglarized - 06/21/07 01:51 PM
You know what an unpredictable world this is. Hopefully you feel safe in your home and in your neighborhood --- and have taken precautions to ensure that your home is safe and secure. Unfortunately, homes are burglarized despite the best precautions. If this happens to a neighbor, you might keep the … (0 comments)
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west lafayette: Prepayment Penalty Loan Could Save Money - 06/21/07 01:12 PM
Many mortgage companies were hurt in 1993 by the surge in mortgage refinances. Investors in mortgage securities and mortgage companies --- who hoped for years of interest payments on above-market rates --- ended up holding the bag due to unprecedented low interest rates.
The result ended in the "Discounted Prepayment Penalty … (0 comments)
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west lafayette: Real Estate as an Investment in Lafayette and West Lafayette Indiana - 05/24/07 03:54 PM
Real Estate as an Investment - the Concept of Leverage
What is the concept of leverage? Leverage is defined as the ability to control a large asset with a smaller asset. For example, you can purchase $100,000 in real estate using $5,000 in cash assets.
But in real estate, you can a appreciation … (0 comments)
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west lafayette: A Tremendous Hedge Against Inflation - 05/24/07 03:03 PM
What is an inflation hedge? We all know what inflation is. It is the tendency for expenses to rise over time. We know that rent is subject to inflation. If your present rent payment is $800, a 5% rate of inflation would make the payment $1,303 in ten years. A hedge … (0 comments)
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west lafayette: Are You Part Of The American Dream? - 05/23/07 04:03 PM
Security, privacy, freedom - the American Dream is to purchase a home. Ownership of property is the bastion of capitalism. There is no doubt that owning a home is the goal of the average American today. Why? Is it the ability not to have a landlord? Is it the freedom to … (0 comments)
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west lafayette: Lafayette and West Lafayette Indiana - What Our Clients are Saying... - 05/23/07 03:29 PM
What a few of our clients have been saying...
" Great team work! Thanks a lot! You were tremendously helpful and pleasant to deal with. Our experience with Tippecanoe Mortgage was superb." - Lindsey McGuire
" I really appreciated the assistance in obtaining my mortgage and all your creativity in financing options." - … (0 comments)
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west lafayette: Lafayette and West Lafayette Indiana - Down Payment Options! - 05/23/07 03:11 PM
Looking For Down Payment Options?
Are you dreaming of owning your own home...but wondering how to finance it?
MyCommunity Mortgage Home Loans have flexible requirements that make it easier for you to buy a home.
Here are some ways a MyCommunity loan may help you buy a home:
Up to 100% Financing availableSeller contributions up … (1 comments)
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west lafayette: What Our Clients Are Saying About Tippecanoe Mortgage... - 04/02/07 08:25 AM
"The entire staff was friendly, helpful and a pleasure to do business with. Everyone went out of their way to process my loan in a timely manner" -Sharon Tres
"We would like to thank your entire team for the great service that you provided during our first home purchase. Due to your … (0 comments)
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west lafayette: Refinance Report: Information About Your Home Mortgage - 03/23/07 08:52 AM
REFINANCE CALCULATORHelps you determine if you will benefit by refinancing.
DEBT CONSOLIDATION CALCULATORShows you how a refinance can reduce your monthly payments.
Are You Throwing Good Money Down The Drain???"How You Can Get Debt-Free Fast And Escape From Financial Prison"Important Information About Your Home Mortgage:
Now, maybe you're not losing a million … (1 comments)
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west lafayette: Lafayette and West Lafayette Indiana - FREE for all Realtors - Double your income in 90 days! - 02/21/07 03:30 PM
How To Double Your Income in 90 Days!
FREE info package is now available to all serious Realtors. Get yours today. Inside, you will learn...
How to double your income using the secret of personalized follow-upHow to get someone else to do your follow-up for you for FREE7 surefire techniques to generate leads … (0 comments)
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west lafayette: Free Report: "How to Own the Home of Your Dreams with Little or NO Money Down" - 02/19/07 01:25 PM
The Secrets Of How To Own The Home Of Your Dreams With Little Or NO Money Down
The report your landlord hopes you never read!
LAFAYETTE INDIANA - June 2007. A married couple recently went out on a Sunday drive just to look at open houses with the dream of one day owning a … (2 comments)
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