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    <title>Gloria Benaroch, CRS,SRES, e-Pro's Blog</title>
    <link>http://activerain.com/blogs/gloribee</link>
    <description></description>
    <language>en-us</language>
    <item>
      <guid>http://activerain.com/blogsview/1368566/oceanport-nj-annual-rental</guid>
      <title>Oceanport, NJ Annual Rental</title>
      <description>&lt;p&gt;&lt;embed src="http://picasaweb.google.com/s/c/bin/slideshow.swf" pluginspage="http://www.macromedia.com/go/getflashplayer" type="application/x-shockwave-flash" height="192" flashvars="host=picasaweb.google.com&amp;amp;hl=en_US&amp;amp;feat=flashalbum&amp;amp;RGB=0x000000&amp;amp;feed=http%3A%2F%2Fpicasaweb.google.com%2Fdata%2Ffeed%2Fapi%2Fuser%2FGloribee2008%2Falbumid%2F5411452089346983793%3Falt%3Drss%26kind%3Dphoto%26hl%3Den_US" width="288"&gt;&lt;/embed&gt;&lt;/p&gt;
&lt;p&gt;End Unit Townhouse in Kimberly Woods Oceanport NJ&lt;/p&gt;
&lt;p&gt;2 bedrooms 2.5 bath 1 car garage, loft area can be used as 3rd bedroom. Living room has wood burning fireplace, dining area with sliding glass doors to patio and steps to tennis courts and swimming pool in the summer. Eat- in ktichen, gas cooking and separate laundry room. Pets will be considered. Available March 1, 2010 for occupancy.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Fri, 04 Dec 2009 12:57:01 -0800</pubDate>
      <link>http://activerain.com/blogsview/1368566/oceanport-nj-annual-rental</link>
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    <item>
      <guid>http://activerain.com/blogsview/1260210/categorizing-your-friends-on-facebook-</guid>
      <title>Categorizing Your Friends on Facebook </title>
      <description>&lt;p&gt;&lt;/p&gt;&lt;p&gt;I thought that this is worth reblogging as a lot of people are getting into facebook and all the talk is about social media.&lt;/p&gt;&lt;div id="reblogging_tag"&gt;Via &lt;b&gt;&lt;a href="http://activerain.com/blogsview/1001313/categorizing-your-friends-on-facebook-"&gt;Missy Caulk-Ann Arbor- Realtor(R)- Ann Arbor Real Estate (Keller Williams-Ann Arbor)&lt;/a&gt;&lt;/b&gt;:&lt;br&gt;&lt;blockquote&gt;
&lt;p&gt;On of the things I heard about at &lt;a href="http://www.retechsouth.com/" target="_blank"&gt;&lt;strong&gt;ReTechSouth &lt;/strong&gt;&lt;/a&gt;was about catergorizing your friends on &lt;a href="http://facebook.com" target="_blank"&gt;&lt;strong&gt;FaceBook&lt;/strong&gt;&lt;/a&gt;. I spent last night doing just that. I actually wish they had come out with this before I had over 1847 friends.&lt;/p&gt;
&lt;p&gt;Now I don't really have 1847 friends...many are aquaintances. &lt;strong&gt;Aquaintances are important people in your life too&lt;/strong&gt;. According the The Tipping Point, aquaintances make great Connectors. One of my friends on &lt;strong&gt;Faceboo&lt;/strong&gt;k wrote on my Wall, "Gee I'm glad I knew you when".&amp;nbsp;&lt;/p&gt;
&lt;p&gt;So when &lt;strong&gt;Facebook&lt;/strong&gt; came out with this Friends List I was glad to be able to put my Friends and Aquaintances in groups. I have all my blogging friends in one group, college friends in one etc...You can set up as many lists of friends as you want and just like in Outlook where you use Categories a person can be in more than one group.&lt;/p&gt;
&lt;p&gt;I am doing an Advanced Social Media Class tomorrow at &lt;strong&gt;Keller Williams&lt;/strong&gt; and I am saving the one for &lt;strong&gt;Ann Arbor Area Realtors&lt;/strong&gt; to walk them through it.&lt;/p&gt;
&lt;p&gt;Here is a easy video tutorial that will show you how to do it. I am a visual learner so it was helpful to me. It was created by &lt;a href="http://www.tubeninja.com" target="_blank"&gt;TubeNinja&lt;/a&gt; on YouTube but&lt;a href="http://www.steveschuitt.com/wp/" target="_blank"&gt; Steve Schuitt &lt;/a&gt;in real life. Steve does really cool, helpful videos so check him out. You can also follow him on &lt;a href="http://twitter.com/SteveSchuitt" target="_blank"&gt;&lt;strong&gt;Twitter&lt;/strong&gt;&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;
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***************************************************************************************&lt;/p&gt;
&lt;p&gt;&lt;img title="KW logo" src="http://activerain.com/image_store/uploads/5/1/7/6/5/ar123604950256715.gif" height="68" alt="KW Logo" style="margin: 1px 9px; float: left;" width="100"&gt;&lt;strong&gt;Missy Caulk &amp;amp; Team &lt;/strong&gt;can be reached at 734-216-2822 or email: Missy@MissyCaulk.com&lt;/p&gt;
&lt;p&gt;Our TEAM of 6 buyer associates are available to help you relocate to &lt;strong&gt;Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Thinking of selling your home?&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.missycaulkteam.com/Home_Evaluation/page_375074.html" target="_blank"&gt;Free Home Evaluation &lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Search the &lt;a href="http://AnnArborAreaMLS.com" target="_blank"&gt;Ann Arbor Area MLS.&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.google.com/s2/profiles/109663971894474457446#about" target="_blank"&gt;Google Profile&lt;/a&gt;&lt;/p&gt;
&lt;/blockquote&gt;
&lt;/div&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Mon, 28 Sep 2009 19:09:12 -0700</pubDate>
      <link>http://activerain.com/blogsview/1260210/categorizing-your-friends-on-facebook-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1149954/just-listed-50-oak-place-fair-haven-nj</guid>
      <title>Just Listed 50 Oak Place Fair Haven NJ</title>
      <description>&lt;p&gt;Great Beginnings! this house oozes with charm and attention to every detail. From the rocking chair porch to the gracious living room with gas fireplace to the outside deck complete with luscious garden and koi pond with waterfall. Kitchen features solid maple cabinets, granite countertops &amp;amp; designer back splash. Master bath with whirlpool tub, marble counter and dual sinks. Fabulous finished lower lever complete with built-in, an office or 4th bedroom laundry room &amp;amp; workshop also 2 CAR garage.&lt;/p&gt;
&lt;p&gt;&lt;img src="http://activerain.com/image_store/uploads/5/6/8/1/5/ar124742594551865.jpg" height="186" alt="" width="310" style="FLOAT: right;"&gt;&lt;/p&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Sun, 12 Jul 2009 14:14:37 -0700</pubDate>
      <link>http://activerain.com/blogsview/1149954/just-listed-50-oak-place-fair-haven-nj</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1149902/book-written-by-fellow-active-rain-bloggers</guid>
      <title>Book written by fellow Active Rain Bloggers</title>
      <description>&lt;p&gt;I just finished devouring the book "Profit from Technology" What a great Book!&lt;/p&gt;
&lt;p&gt;Easy and fast reading, but don't be fooled it is stuffed to the gills with useful and current information. If you have not read it add it to your summer reading list.&lt;/p&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Sun, 12 Jul 2009 13:13:30 -0700</pubDate>
      <link>http://activerain.com/blogsview/1149902/book-written-by-fellow-active-rain-bloggers</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/958363/monmouth-county-market-watch</guid>
      <title>Monmouth County Market Watch</title>
      <description>&lt;p&gt;In January, the prospect for a strong Spring Real Estate Market is bleak as under contract properties were down by 27% from a year ago and the economic and financial crisis continue to depress home sales. &lt;br&gt;&lt;br&gt;The under contract properties of this January are down 48% from January 2005; however New Jersey's actual foreclosure rate in January was .02% ranking it 32nd in the nation. By comparison the national average rate is .05% more than double that in New Jersey. &lt;br&gt;&lt;br&gt;ON the other hand with mortgage rates dropping in the last couple of weeks,there &lt;em&gt;&lt;strong&gt;may&lt;/strong&gt;&lt;/em&gt; be a gentle 'Spring Surge' in home sales as long as mortgage rates fall and remain below 4.75% by the end of March.&lt;/p&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Sat, 28 Feb 2009 09:26:52 -0800</pubDate>
      <link>http://activerain.com/blogsview/958363/monmouth-county-market-watch</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/953612/save-energy-and-tax-dollars-too-new-federal-tax-incentives-for-energy-efficiency-home-improvements</guid>
      <title>Save Energy and Tax Dollars Too! New Federal Tax Incentives for Energy-Efficiency Home Improvements</title>
      <description>&lt;p&gt;I just received this inofrmation from NJ Gas and thought to pass it on.&lt;/p&gt;
&lt;table cellspacing="0" border="0" id="content_LETTER.BLOCK5" cellpadding="5" width="100%"&gt;
&lt;tbody&gt;
&lt;tr&gt;
&lt;td&gt;&amp;nbsp;On February 17, 2009, President Obama signed a stimulus bill, The American Recovery and Reinvestment Act of 2009, that made significant changes to the energy-efficiency tax credits. Tax credits that were previously effective for 2009 have been extended to 2010 and&amp;nbsp;raised from 10 percent to&amp;nbsp;30 percent. The maximum credit was also raised from&amp;nbsp;$500 to $1500 for the two years (2009-2010).* &amp;nbsp; Home improvements eligible under this act include:
&lt;ul&gt;
&lt;li&gt;Roofs &lt;/li&gt;
&lt;li&gt;Insulation &lt;/li&gt;
&lt;li&gt;Replacement windows and doors &lt;/li&gt;
&lt;li&gt;High-efficiency heating and cooling systems &lt;/li&gt;
&lt;li&gt;High-efficiency water heaters &lt;/li&gt;
&lt;li&gt;Biomass stoves&lt;/li&gt;
&lt;/ul&gt;
There are also tax credits for geothermal heat pumps, solar water heaters, solar panels, windmills and fuel cells at 30 percent&amp;nbsp;of the cost, without any upper limit. &lt;a href="http://rs6.net/tn.jsp?et=1102467753671&amp;amp;e=001Gm--xqW0Y8ToifJrzykX_zz4tvIehD6V-Fgc80sdEt42AHhFjE0ZQnJ2R4lJup_Iv8ZUT4Wo32jfhXe0tmuBHQ2_oujyfXWOmeJoSAUFupEow_wJsxbb6zBX1QIESY87L_W8Tn8DCdhUcrUVsUQHd4Dr86cj1F-UvymQauXiwUQ=" title="http://rs6.net/tn.jsp?et=1102467753671&amp;amp;e=001Gm--xqW0Y8ToifJrzykX_zz4tvIehD6V-Fgc80sdEt42AHhFjE0ZQnJ2R4lJup_Iv8ZUT4Wo32jfhXe0tmuBHQ2_oujyfXWOmeJoSAUFupEow_wJsxbb6zBX1QIESY87L_W8Tn8DCdhUcrUVsUQHd4Dr86cj1F-UvymQauXiwUQ=" target="_blank"&gt;Click here &lt;/a&gt;for details and complete eligibility requirements. &amp;nbsp; So as spring approaches, remember&amp;nbsp;those energy-saving home improvement&amp;nbsp;projects&amp;nbsp;can not only&amp;nbsp;lower your energy bills and help conserve our natural resources, but also save you valuable tax dollars.&lt;br&gt;&amp;nbsp; &lt;em&gt;Tax credits for builders&lt;/em&gt;&lt;em&gt; of new energy-efficient homes and designers of energy-efficient commercial buildings&lt;/em&gt;&lt;em&gt; were also extended. &lt;a href="http://rs6.net/tn.jsp?et=1102467753671&amp;amp;e=001Gm--xqW0Y8ToifJrzykX_zz4tvIehD6V-Fgc80sdEt42AHhFjE0ZQnJ2R4lJup_Iv8ZUT4Wo32jfhXe0tmuBHQ2_oujyfXWOmeJoSAUFupEow_wJsxbb6zBX1QIESY87L_W8Tn8DCdhUcrUVsUQHd4Dr86cj1F-UvymQauXiwUQ=" title="http://rs6.net/tn.jsp?et=1102467753671&amp;amp;e=001Gm--xqW0Y8ToifJrzykX_zz4tvIehD6V-Fgc80sdEt42AHhFjE0ZQnJ2R4lJup_Iv8ZUT4Wo32jfhXe0tmuBHQ2_oujyfXWOmeJoSAUFupEow_wJsxbb6zBX1QIESY87L_W8Tn8DCdhUcrUVsUQHd4Dr86cj1F-UvymQauXiwUQ=" target="_blank"&gt;Click here&lt;/a&gt; and scroll down to view the details. &amp;nbsp; *&lt;a href="http://rs6.net/tn.jsp?et=1102467753671&amp;amp;e=001Gm--xqW0Y8SPBp-9HPflwiCerPwNr_EAeXZ36exIogiLa3fTA1J2XcSmJWDmWjhOeCCMQ6UFIqHOAjktXjZmoYFBNQNyBE82wxTbO9PuOudK54z_210WG4TLGZYy73cGUTZdk7nCOCBEY7tfjL0cHq0HKiJUzi4BjqDIYfs3q9gpe94bcfhx5m2lT6d8_rni" title="http://rs6.net/tn.jsp?et=1102467753671&amp;amp;e=001Gm--xqW0Y8SPBp-9HPflwiCerPwNr_EAeXZ36exIogiLa3fTA1J2XcSmJWDmWjhOeCCMQ6UFIqHOAjktXjZmoYFBNQNyBE82wxTbO9PuOudK54z_210WG4TLGZYy73cGUTZdk7nCOCBEY7tfjL0cHq0HKiJUzi4BjqDIYfs3q9gpe94bcfhx5m2lT6d8_rni" target="_blank"&gt;Additional incentives&lt;/a&gt; are available through New Jersey's Clean Energy Program.&lt;br&gt;&amp;nbsp;&lt;img src="http://origin.ih.constantcontact.com/fs044/1101458018880/img/144.jpg?a=1102467753671" border="0" alt=""&gt;&lt;/em&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/tbody&gt;
&lt;/table&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Wed, 25 Feb 2009 17:36:39 -0800</pubDate>
      <link>http://activerain.com/blogsview/953612/save-energy-and-tax-dollars-too-new-federal-tax-incentives-for-energy-efficiency-home-improvements</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/947193/amazing-race-applicants-from-the-jersey-shore</guid>
      <title>Amazing Race Applicants from the Jersey Shore</title>
      <description>&lt;p&gt;This past Sunday I was walking the boards in Long Branch NJ takng advantage fo the wonderful weather I came across a&amp;nbsp;group of girls gathered around 2 girls who were wearing only their bright pink tshirts. Curious I stopped to see what was going on on as one of the group was videoing these girls. Come to find out these two girsl from the Long Branch area presumably are applying to be on the amazing race.&lt;/p&gt;
So if you see them on the next season's show . YOU SAW IT HERE FIRST
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;table style="width: 194px;"&gt;
&lt;tr&gt;&lt;td style="height: 194px;"&gt;&lt;a href="http://picasaweb.google.com/Gloribee2008/20090222101844?feat=embedwebsite"&gt;&lt;img src="http://lh5.ggpht.com/_uKHwriS5cX4/SaFuM9K1zfE/AAAAAAAAAu8/zThXalApS6Y/s160-c/20090222101844.jpg" height="160" style="margin: 1px 0 0 4px;" width="160"&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="text-align: center; font-family: arial,sans-serif; font-size: 11px;"&gt;&lt;a href="http://picasaweb.google.com/Gloribee2008/20090222101844?feat=embedwebsite" style="color: #4D4D4D; font-weight: bold; text-decoration: none;"&gt;2009-02-22-1018-44&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/table&gt;
&lt;table style="width: auto;"&gt;
&lt;tr&gt;&lt;td&gt;&lt;a href="http://picasaweb.google.com/lh/photo/eufrjrQFSKCaQ9KNVqSc_g?feat=embedwebsite"&gt;&lt;img src="http://lh3.ggpht.com/_uKHwriS5cX4/SaFuNFUdv5I/AAAAAAAAAu4/1vsurUFyvu4/s144/img034-1.jpg"&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-family: arial,sans-serif; font-size: 11px; text-align: right;"&gt;From &lt;a href="http://picasaweb.google.com/Gloribee2008/20090222101844?feat=embedwebsite"&gt;2009-02-22-1018-44&lt;/a&gt;
&lt;/td&gt;&lt;/tr&gt;
&lt;/table&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Sun, 22 Feb 2009 09:35:57 -0800</pubDate>
      <link>http://activerain.com/blogsview/947193/amazing-race-applicants-from-the-jersey-shore</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/787125/urgent-housing-news-you-should-know-about</guid>
      <title>Urgent Housing NEws you should know about</title>
      <description>&lt;p&gt;1. Freddy Mac &amp;amp; Fanny Mae - News for Nov 11, 2008: &lt;br&gt;&lt;br&gt;New rules for troubled homeowners take effective on Dec 15, 2008&lt;br&gt;&lt;br&gt;To qualify, borrowers would have to be at least three months behind on their &lt;br&gt;home loans, and would need to owe 90 percent or more than the home is currently &lt;br&gt;worth. Investors who do not occupy their homes would be excluded, as would &lt;br&gt;borrowers who have filed for bankruptcy.&lt;br&gt;&lt;br&gt;Borrowers would get help in several ways: The interest rate would be reduced so &lt;br&gt;that borrowers would not pay more than 38 percent of their income on housing &lt;br&gt;expenses. Another option is for loans to be extended from 30 years to 40 years, &lt;br&gt;and for some of the principal amount to be deferred interest-free.&lt;br&gt;&lt;br&gt;2. CitiGroup Plan Announced On Nov 10, 2008&lt;br&gt;&lt;br&gt;Citigroup said late Monday it is halting foreclosures for borrowers who live in &lt;br&gt;their own homes, have decent incomes and stand a good chance of making lowered mortgage payments.&lt;/p&gt;
&lt;p&gt;3. It is my opinion that the goverment at the very least,&amp;nbsp;will certainly act in an aggressive &lt;br&gt;way to rescue the housing industry and the economy.&lt;/p&gt;
&lt;p&gt;4. Massive Recovery Expected&lt;br&gt;My opinion and that of Jeffrey Ottreau,appraiser, that we will start a sales recovery not price recovery in mid of 2009.&lt;br&gt;The recovery will not mean an increase in prices. &lt;br&gt;We will still have a large inventory which will prevent price increases. OUr current absorption rate for Monmouth County is 10 months. Once we reach an absorption rate of 5 motnhs or less that is when potentially prices can increase.&lt;/p&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Wed, 12 Nov 2008 17:57:41 -0800</pubDate>
      <link>http://activerain.com/blogsview/787125/urgent-housing-news-you-should-know-about</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/618458/first-time-home-buyer-tax-credit-a-good-thing-</guid>
      <title>First Time Home Buyer Tax Credit A Good Thing.</title>
      <description>&lt;p&gt;A $7,500 tax credit for first-time homebuyers that will expire July 1, 2009, must be repaid over 15 years -- making it, in effect, an interest free loan. A dedicated Web site,&amp;nbsp; &lt;a href="http://www.federalhousingtaxcredit.com/"&gt;www.FederalHousingTaxCredit.com&lt;/a&gt;&amp;nbsp; &amp;nbsp;"The tax credit is the best stimulative measure," NAHB President Sandy Dunn said in a press release. "It will increase housing demand, get home buyers back into the marketplace and fight falling home prices, which threaten the economy as a whole.&lt;/p&gt;
&lt;p&gt;As with everything there is a time limit. The house must be contracted between&lt;strong&gt; April 9,2008&lt;/strong&gt; and &lt;strong&gt;before July 1, 2009&lt;/strong&gt; to be&amp;nbsp; eligible.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;First-Time Home Buyer Tax Credit at a Glance&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;The tax credit is available for first-time home buyers only. &lt;/li&gt;
&lt;li&gt;The maximum credit amount is $7,500. &lt;/li&gt;
&lt;li&gt;The credit is available for homes purchased on or after April 9, 2008 and before&lt;br&gt;July 1, 2009. &lt;/li&gt;
&lt;li&gt;Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit. &lt;/li&gt;
&lt;/ul&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Thu, 31 Jul 2008 13:21:52 -0700</pubDate>
      <link>http://activerain.com/blogsview/618458/first-time-home-buyer-tax-credit-a-good-thing-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/600426/fort-monmouth-public-meetings-for-redevelopment</guid>
      <title>Fort Monmouth Public Meetings for Redevelopment</title>
      <description>&lt;p&gt;&lt;strong&gt;&amp;nbsp;&lt;strong&gt;Monday JULY 21, 2008&lt;br&gt;7:30&lt;/strong&gt;
&lt;p&gt;Tinton Falls Municipal Building&lt;br&gt;556 Tinton Ave.&lt;br&gt;Tinton Falls&amp;nbsp;&amp;nbsp;NJ 07724&lt;/p&gt;
&lt;p&gt;RSVP 732-935-5966 or email &lt;a href="mailto:event.rsvp@gov.state.nj.us"&gt;event.rsvp@gov.state.nj.us&lt;/a&gt;&lt;/p&gt;
&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Wednesday JULY 23, 2008&lt;br&gt;6:30&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Maple Place School&lt;br&gt;2 Maple Place &lt;br&gt;Oceanport NJ 07757&lt;/p&gt;
&lt;p&gt;RSVP 732-935-5966 or email &lt;a href="mailto:event.rsvp@gov.state.nj.us"&gt;event.rsvp@gov.state.nj.us&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Sat, 19 Jul 2008 15:14:02 -0700</pubDate>
      <link>http://activerain.com/blogsview/600426/fort-monmouth-public-meetings-for-redevelopment</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/561435/please-help-the-flood-victims</guid>
      <title>Please HELP the FLOOD Victims</title>
      <description>&lt;p&gt;&lt;br&gt;There but for the grace of God go I unscathed and all of us in the Two River community! &lt;br&gt;I live in Sea Bright and yes on a very blustery east or north east wind day or night, the full moon and the high tide Sea Bright's down town streets flood. Thankfully most houses as mine are raised and do not flood inside. &lt;br&gt;&lt;br&gt;Remember the '93 storm? Our house was just inches from having water inside. We lost everything in the garage.&amp;nbsp;As a result&amp;nbsp;I can certainly feel the pain these flood victims are going through.&lt;br&gt;&lt;br&gt;I&amp;nbsp;watch night after night on television&amp;nbsp;in horror how these&amp;nbsp;people along the Mississippi River are losing everything in a flood that they never dreamed of woudl happen to them. As I watch I thank God for my house, my family and that I personally have not experienced the loss that they are having. As I am thanking God I am also asking myself&amp;nbsp;how &lt;strong&gt;can I help&lt;/strong&gt; these people, what can &lt;strong&gt;I do&lt;/strong&gt;? &lt;br&gt;&lt;br&gt;The only&amp;nbsp;actions right now I can think of, is to put it on as many websites I own, blogs, face book etc. Write news articles in the local newspapers and try to rally our waterfront community to help. Below&amp;nbsp;I have included links to places where&amp;nbsp;we can donate&amp;nbsp;or mail items. When I find other links I will keep positng them as I find the,&lt;br&gt;&lt;br&gt;Remember &lt;strong&gt;Christmas is only 6 months&lt;/strong&gt; from now and most of these people &lt;strong&gt;will not recover&lt;/strong&gt; from this disaster by then.&lt;br&gt;&lt;br&gt;I ask my fellow residents in the Two River community as well as &lt;strong&gt;any and ALL waterfront communities&lt;/strong&gt; &lt;br&gt;&lt;br&gt;Let's &lt;strong&gt;GET TOGETHER and PITCH IN&lt;/strong&gt; our Help and &lt;strong&gt;let them know that the waterfront communites are there&lt;/strong&gt; &lt;strong&gt;along side of them&lt;/strong&gt; in any means or ways we can. &lt;br&gt;&lt;br&gt;Thank you! &lt;br&gt;&lt;br&gt;You can &lt;a href="mailto:gloribee@comcast.net?subject=flood%20victims"&gt;email &lt;/a&gt;me any ideas or thoughts you may have to help these people&lt;/p&gt;
&lt;p&gt;United Way: Items can be dropped off at or mailed to the United Way of Lewis County, 450 Northwest Pacific Ave., Chehalis, WA, 98532. People should call (360) 748-8100 before dropping off items.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;American Red Cross: The organization is asking for monetary donations only. To donate: 800-RED-CROSS or &lt;a href="http://www.redcross.org/"&gt;www.redcross.org&lt;/a&gt;. Donations meant specifically for the state's flood victims should be designated as such.&lt;/p&gt;
&lt;p&gt;The Salvation Army: The greatest need is for monetary donations, gas cards and gift cards to home-improvement stores and chain stores. To donate: 800-SAL-ARMY or &lt;a href="http://www.salvationarmynw.org/"&gt;www.salvationarmynw.org&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;R.Placeof Refuge: The Kent organization is accepting everything except furniture. Kelly Carroll, executive director, is asking for everything from canned food to gift cards to Christmas gifts. Information: &lt;a href="http://www.rplaceofrefuge.org/"&gt;www.rplaceofrefuge.org&lt;/a&gt; or 206-255-1178.&lt;/p&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Sun, 22 Jun 2008 10:53:31 -0700</pubDate>
      <link>http://activerain.com/blogsview/561435/please-help-the-flood-victims</link>
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      <guid>http://activerain.com/blogsview/561295/rumson-sea-bright-homes-and-condo-for-sale</guid>
      <title>Rumson-Sea Bright Homes and Condo for Sale</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;a href="http://www.GloriaB.com" rel="bookmark" target="_blank"&gt;Rumson&amp;nbsp;NJ Homes For Sale&lt;/a&gt; &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Looking to Buy or Sell in Sea Bright, &lt;strong&gt;Rumson&lt;/strong&gt;, Fair Haven, Monmouth Beach or Long Branch?&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.gloribee.com/Nav.aspx/Page=http://www.monmouthoceanmls.com/gloriab" title="Rumson-SeaBright Homes" target="_blank"&gt;Rumson-Sea Bright Homes&lt;/a&gt;&amp;nbsp; ( &lt;strong&gt;Search for Homes Here!&lt;/strong&gt; )&lt;br&gt;&lt;br&gt;Choosing the Right Real Estate Agent is Critical in this Market!&lt;br&gt;&lt;br&gt;Your &lt;strong&gt;RIght Pricing&lt;/strong&gt; and my marketing strategies&amp;nbsp;will make your home &lt;strong&gt;STANDOUT &lt;/strong&gt;from the competition AND &lt;strong&gt;TOGETHER&lt;/strong&gt; we will get your house &lt;strong&gt;SOLD FAST!!&lt;br&gt;&lt;/strong&gt;&lt;br&gt;Putting your home on the MLS and &lt;a href="http://realtor.com/" target="_blank"&gt;Realtor.com&lt;/a&gt; is just not enough anymore!&lt;br&gt;&lt;br&gt;With home values declining, and more homes hitting the market, it is critical that we get your&lt;br&gt;home sold as quick as possible and at the same time,getting the highest selling price for your home.&lt;br&gt;&lt;br&gt;&lt;strong&gt;Gloria Benaroch&lt;br&gt;&lt;/strong&gt;&lt;em&gt;Fluent in French,German and Russian&lt;/em&gt;&lt;br&gt;&lt;strong&gt;Coldwell Banker Rusmon&lt;/strong&gt;&lt;br&gt;&lt;br&gt;&lt;strong&gt;(732) 245-4031 Direct&lt;br&gt;&lt;br&gt;Email: &lt;a href="mailto:Gloria@GloriaB.com"&gt;Gloria@GloriaB.com&lt;/a&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Websites: &lt;a href="http://www.GloriaB.com"&gt;www.GloriaB.com&lt;/a&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;a href="http://www.RumsonNJ.com"&gt;www.RumsonNJ.com&lt;/a&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/strong&gt;&lt;strong&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;a href="http://www.MonmouthMarketWatch.com"&gt;www.MonmouthMarketWatch.com&lt;/a&gt;&lt;/strong&gt;&lt;strong&gt;&lt;br&gt;&lt;/strong&gt;&lt;/p&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Sun, 22 Jun 2008 08:15:25 -0700</pubDate>
      <link>http://activerain.com/blogsview/561295/rumson-sea-bright-homes-and-condo-for-sale</link>
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      <guid>http://activerain.com/blogsview/356309/results-from-my-survey-on-housing-in-monmouth-county-2008</guid>
      <title>Results from my Survey on Housing in Monmouth County 2008</title>
      <description>&lt;p&gt;OK here are the results to my survey.&lt;/p&gt;&lt;p&gt;I emailed to over 1200 people and only 19 people responded. THANK YOU!&lt;/p&gt;&lt;p&gt;&lt;strong&gt;What do you think will happen to housing prices in Monmouth County in the next 12 months?&lt;/strong&gt; 42% felt it will stay flat.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Starting with you last answer, please place ONE check mark in the following columns to "graph" where you think housing prices will be at the end of each of the next five years in Monmouth County relative to current prices (Dec. 2007).&lt;/strong&gt; 50% felt that the price will drop 3% to 5% in 2008. Everyone felt that the value of houses will start going up in 2010.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;What is your timeframe for buying a home?&lt;/strong&gt; 46% will be buying in 2 years which also seem to corroborate the above numbers.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Given the uncertainty about where housing prices and interest rates are headed in the future, which of the following best characterizes your feelings:&lt;/strong&gt;&amp;nbsp; 30% of you were please that you did not buy in 2007.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;If you are leaning towards using a traditional full-commission, full-service broker, would you be interested in any of the following: &lt;/strong&gt;This answer intrigues me as the National Association of Realtors say that most do NOT know which realtor they will be using in the future. Here 55% of you know who you will be using to sell and/or purchase a house. [I hope this it will be me :)]&lt;/p&gt;&lt;p&gt;I found this to be very enlightening for me as a Realtor. It seems that the media has definitely dampened the real estate market and that everyone is holding back.&lt;/p&gt;&lt;p&gt;Just as an aside when everyone is thinking of purchasing in 2 years from now then all the great low &lt;/p&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Mon, 28 Jan 2008 15:06:25 -0800</pubDate>
      <link>http://activerain.com/blogsview/356309/results-from-my-survey-on-housing-in-monmouth-county-2008</link>
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      <guid>http://activerain.com/blogsview/321449/monmouth-county-housing-2008-pricing-survey</guid>
      <title>Monmouth County Housing 2008 Pricing Survey</title>
      <description>&lt;p&gt;&amp;nbsp;&lt;a href="http://www.swiftpage3.com/SpeClicks.aspx?Acc=GloriaB.gloribee&amp;amp;SPCED=C071227130500&amp;amp;LNK=0&amp;amp;UId=450" title="http://www.swiftpage3.com/SpeClicks.aspx?Acc=GloriaB.gloribee&amp;amp;SPCED=C071227130500&amp;amp;LNK=0&amp;amp;UId=450"&gt;&lt;strong&gt;Survey BLITZ&lt;/strong&gt;&lt;/a&gt;&amp;nbsp; Monmouth County housing prices in 2008 &amp;nbsp; Please click on the above link to conduct a quick consumer survey. What do YOU think will happen to the housing prices in 2008 &amp;amp; beyond. If you are in the housing market, how will this influence your home buying/selling plans for 2008?&amp;nbsp; The survey takes just a few minutes and we need your opionion by Jan.31,2008. &amp;nbsp; The results in table or graph form will be posted on my website www.GloriaB.com and on &lt;a href="http://www.monmouthmarktwatch.com" title="http://www.swiftpage3.com/SpeClicks.aspx?Acc=GloriaB.gloribee&amp;amp;SPCED=C071227130500&amp;amp;LNK=1&amp;amp;UId=450"&gt;www.monmouthmarktwatch.com&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Sun, 30 Dec 2007 13:28:20 -0800</pubDate>
      <link>http://activerain.com/blogsview/321449/monmouth-county-housing-2008-pricing-survey</link>
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      <guid>http://activerain.com/blogsview/318946/urgent-coat-drive-for-red-bank-school-kids-in-8th-grade</guid>
      <title>URGENT! Coat Drive for Red Bank school kids in 8th grade</title>
      <description>&lt;p&gt;&lt;strong&gt;URGENT!&lt;/strong&gt;&lt;br&gt;It has come to&amp;nbsp;our attention through one of my associates that the children of the 8th grade class of Red Bank, NJ&amp;nbsp;school have no coats, no gloves, no hats, no warm clothing. &lt;br&gt;The teachers have taken upon themselves to start a &lt;br&gt;hat &amp;amp; coat drive. &lt;br&gt;If you're reading this and you are local won't you please donate &lt;br&gt;a clothing article for these children?&lt;br&gt;You can call me&amp;nbsp;Gloria&amp;nbsp;732-245-4031&amp;nbsp; &lt;br&gt;or my associate Pat Haarup&amp;nbsp; at 732-842-6608&lt;br&gt;&lt;br&gt;Drop off at my office 17 West River Road, Rumson NJ &lt;br&gt;&lt;em&gt;across from the Rumson Pharmacy!&lt;/em&gt;&lt;/p&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Thu, 27 Dec 2007 18:28:27 -0800</pubDate>
      <link>http://activerain.com/blogsview/318946/urgent-coat-drive-for-red-bank-school-kids-in-8th-grade</link>
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      <guid>http://activerain.com/blogsview/306349/a-different-christmas-poem</guid>
      <title>A Different Christmas Poem</title>
      <description>&lt;blockquote&gt;
&lt;p&gt;&lt;em&gt;recieved via email:&lt;/em&gt; &lt;/p&gt;
&lt;p&gt;"As the Mom of a soldier, past~my Marine &amp;amp; current my police officer, this is something for all of us to read and remember: &lt;/p&gt;
&lt;p&gt;&lt;strong&gt;A Different Christmas Poem&lt;/strong&gt;&lt;br&gt;&lt;br&gt;The embers glowed softly, and in their dim light,&lt;br&gt;I gazed round the room and I cherished the sight.&lt;br&gt;My wife was asleep, her head on my chest,&lt;br&gt;My daughter beside me, angelic in rest.&lt;br&gt;Outside the snow fell, a blanket of white,&lt;br&gt;Transforming the yard to a winter delight.&lt;br&gt;The sparkling lights in the tree I believe,&lt;br&gt;Completed the magic that was Christmas Eve.&lt;br&gt;My eyelids were heavy, my breathing was deep,&lt;br&gt;Secure and surrounded by love I would sleep.&lt;br&gt;In perfect contentment, or so it would seem,&lt;br&gt;So I slumbered, perhaps I started to dream.&lt;br&gt;&lt;br&gt;The sound wasn't loud, and it wasn't too near,&lt;br&gt;But I opened my eyes when it tickled my ear.&lt;br&gt;&lt;br&gt;Perhaps just a cough, I didn't quite know, Then the&lt;br&gt;sure sound of footsteps outside in the snow.&lt;br&gt;My soul gave a tremble, I struggled to hear,&lt;br&gt;And I crept to the door just to see who was near.&lt;br&gt;Standing out in the cold and the dark of the night,&lt;br&gt;A lone figure stood, his face weary and tight.&lt;br&gt;&lt;br&gt;A soldier, I puzzled, some twenty years old,&lt;br&gt;Perhaps a Marine, huddled here in the cold.&lt;br&gt;Alone in the dark, he looked up and smiled,&lt;br&gt;Standing watch over me, and my wife and my child.&lt;br&gt;"What are you doing?" I asked without fear,&lt;br&gt;"Come in this moment, it's freezing out here!&lt;br&gt;Put down your pack, brush the snow from your sleeve,&lt;br&gt;You should be at home on a cold Christmas Eve!"&lt;br&gt;&lt;br&gt;For barely a moment I saw his eyes shift,&lt;br&gt;Away from the cold and the snow blown in drifts..&lt;br&gt;To the window that danced with a warm fire's light&lt;br&gt;Then he sighed and he said "Its really all right, &lt;br&gt;I'm out here by choice. I'm here every night." &lt;br&gt;"It's my duty to stand at the front of the line,&lt;br&gt;That separates you from the darkest of times.&lt;br&gt;No one had to ask or beg or implore me,&lt;br&gt;I'm proud to stand here like my fathers before me.&lt;br&gt;My Gramps died at ' Pearl on a day in December,"&lt;br&gt;Then he sighed, "That's a Christmas 'Gram always remembers."&lt;br&gt;My dad stood his watch in the jungles of ' Nam ',&lt;br&gt;And now it is my turn and so, here I am.&lt;br&gt;I've not seen my own son in more than a while,&lt;br&gt;But my wife sends me pictures, he's sure got her smile.&lt;br&gt;&lt;br&gt;Then he bent and he carefully pulled from his bag,&lt;br&gt;The red, white, and blue...an American flag.&lt;br&gt;I can live through the cold and the being alone,&lt;br&gt;Away from my family, my house and my home.&lt;br&gt;I can stand at my post through the rain and the sleet,&lt;br&gt;I can sleep in a foxhole with little to eat.&lt;br&gt;I can carry the weight of killing another,&lt;br&gt;Or lay down my life with my sister and brother..&lt;br&gt;Who stand at the front against any and all,&lt;br&gt;To ensure for all time that this flag will not fall."&lt;br&gt;"So go back inside," he said, "harbor no fright ,&lt;br&gt;Your family is waiting and I'll be all right."&lt;br&gt;But isn't there something I can do, at the least,&lt;br&gt;"Give you money," I asked, "or prepare you a feast?&lt;br&gt;It seems all too little for all that you've done,&lt;br&gt;For being away from your wife and your son."&lt;br&gt;Then his eye welled a tear that held no regret,&lt;br&gt;"Just tell us you love us, and never forget.&lt;br&gt;To fight for our rights back at home while we're gone,&lt;br&gt;To stand your own watch, no matter how long.&lt;br&gt;For when we come home, either standing or dead,&lt;br&gt;To know you remember we fought and we bled.&lt;br&gt;Is payment enough, and with that we will trust,&lt;br&gt;That we mattered to you as you mattered to us."&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/blockquote&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Thu, 13 Dec 2007 15:50:15 -0800</pubDate>
      <link>http://activerain.com/blogsview/306349/a-different-christmas-poem</link>
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      <guid>http://activerain.com/blogsview/300288/warm-wishes-to-all</guid>
      <title>Warm Wishes to All</title>
      <description>&lt;embed scale="default" allowfullscreen="true" pluginspage="http://www.macromedia.com/go/getflashplayer" src="http://www.realestateshows.com/show/player.swf" swliveconnect="true" type="application/x-shockwave-flash" allowscriptaccess="sameDomain" height="385" flashvars="flashshowid=235581&amp;amp;baseurl=http://www.realestateshows.com/&amp;amp;playmode=embed" bgcolor="#ffffff" width="480"&gt;&lt;/embed&gt;</description>
      <dc:creator>Gloria Benaroch, CRS,SRES, e-Pro (Coldwell Banker)</dc:creator>
      <pubDate>Sat, 08 Dec 2007 09:24:23 -0800</pubDate>
      <link>http://activerain.com/blogsview/300288/warm-wishes-to-all</link>
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