Short Sales or Foreclosure? How is your credit affected?

Homeowners wanting to stop foreclosure are faced with a number of options, one of which is doing a short sale. Sometimes, depending on a person's situation, they may allow a property to go into foreclosure instead of attempting a short sale. Many times the foreclosure is a result of not knowing one's options and in other incidences the bank just will not cooperate. However, by accepting a short sale, the lender can avoid a lengthy and costly foreclosure, and the owner is able to pay off the loan for less than what he owes. The primary consideration above all is the affect both can have on your credit score.
So how does a short sale basically work? The design of a short sale is really simple. A short sale happens when the sale proceeds of a house are not enough to pay what the owner owes on the mortgage or debt on the property. Many lenders or lien holders will agree to accept less than what is owed from the homeowner and forgive the shortage on the mortgage or lien if the owner was financially incapable of paying. Beware and be warned that not every lender or lien holder will negotiate. If your payments are current or the lien holder believes that you have the ability to pay, then most lenders have no interest in negotiation.
Another consideration is tax liability on the difference between the sale amount and the original loan amount. Although President Bush signed Mortgage Forgiveness Debt Relief Act of 2007, it is always advisable to seek legal advice when doing a short sale transaction. Short sales require much patience and strong nerves.
So then what destroys my credit the most? Foreclosures, without a doubt will incur more damage on a seller's credit report than a short sale. Typically your credit score will take plunge between 200 to 300 points in a foreclosure. Short sales have a far less damaging affect on a credit report. Credit scores typically lose between 80 to 100 points. Down the road it takes around three years after a foreclosure before a lender will offer a sensible interest rate, whereas for a person who went through a short sale typically waits around 18 months to buy another home at a good interest rate.
Salvaging your credit should always be the primary concern when making the decision between a short sale and stopping foreclosure. The savings in interest payments alone should be convincing enough for most people, not to mention your buying power in the near and distant future.
Short sales are not an easy process to complete and there are many things to consider when doing a short sale. It is suggested that one should use a professional when buying or selling a short sale. A realtor specializing in short sales is an excellent starting point. If you are in a situation where you believe that you owe more than what your place is worth and just can not afford to pay your mortgage. Call a good realtor or real estate expert for advice and help.
Jason Gobeli of the GoBelly Group of Connect Realty can be reached at 877 SOLVE THIS
(that's 877-765-8384) or you can email him at gobeli@connectrealty.com

Press Release: Jason Gobeli of GoBelly Inc and Connect Realty Release New Book “The Wealth Plan”

The book many have been waiting for has finally arrived ‘The Wealth Plan' by Jason Gobeli was recently released to the public. The Wealth Plan' is a no nonsense, straight forward approach to attracting wealth which first starts in the reprogramming of the misinformation embedded in our belief systems.

 In this book Jason discusses the values and mindsets that we hold dear that are counterproductive. These self defeating flaws in our belief system need to be shattered if we are to attain real wealth. Jason handles such topics as education, jobs, business, money, savings, credit and more.

What makes this book really special is in his spiritual approach to these issues. Not only is change discussed in his book. Direction for that change is clearly present. This is just not another how to book. This book shows you specifically where to go and what to do in order to achieve your goals. 

This book is written by Jason Gobeli of Gobelly Inc and the GoBelly Group of Connect Realty. He is a married father of 3, a realtor and real estate investor, an ordained minister, a consultant, teacher, entrepreneur, business owner and a highly respected nationally recognized speaker. He has a proven track record that speaks for itself.

He has extensive experience in real estate, sales, marketing, management, training and motivation. He started GoBelly Inc. from the ground up. He has numerous experiences implementing sophisticated creative real estate transactions nationally.

Using Jason's  wealth of knowledge' his corporation has completed both purchase and sales transactions with no money down, cash back at closing, as well as the purchase and sales of notes. They have done transactions through trust, leases options, foreclosure and assignments. Flips, fixers and short sales are also areas of experience.

Jason is currently writing another book ‘The Thing of Value" which should break print this summer. Jason Gobeli has a passion for changing lives and teaching others how to acquire real wealth. Jason is also the leader of the GoBelly Group of Connect Realty. The GoBelly Group of Connect Realty is an explosive organization of realtors who make more money working together as a team than they could have ever imagined as individuals. ‘Cutting edge technology meets a good old fashion positive mental attitude.' is their motto.

Do yourself a favor, order this book and read it immediately then follow the directions in Jason Gobeli's ‘Wealth Plan'. You deserve to achieve your goals.

          You can order this book online at http://www.gobelly.com/ebook.

 You can contact Jason Gobeli directly at gobeli@connectrealty.com.

MARKETING STRATEGY FOR THE SALES OF REAL PROPERTY

GENERAL OVERVIEW

Business Strengths
Our extensive knowledge of the real estate industry is our greatest strength. We are very adaptable and creative in our approach towards marketing and sales. In addition we utilize state of the art web technology for superior results in realizing our customer's goals.

Business Hurdles
The greatest hurdle our business faces is keeping up with the ever changing real estate market. Our approach to clear this hurdle is through continual education and implementation of the latest technology available in the market today.

BUSINESS GOALS

Sales
Our number one sales goal is to assure that your property is closed promptly and that you are paid in swiftly while at the same time seeing that your asset will retain maximum profit.

Marketing
Our marketing goals are to employ the latest technology available. Your property will be given superior web presence and be atop 80+ search engines. We will utilize such advanced tools as virtual tours, online open houses, video e-mail and other sophisticated marketing strategies to better insure that you get your  property is sold faster.

POSITION IN THE MARKETPLACE

Description of Our Customers
Through the utilization of our extensive marketing plans we have developed a wide variety of customers in our database. We have in our database clients who are first time buyers with fixed incomes as well as the experienced real estate investors who have purchased million dollar developments. We also have investment groups in need of projects to add to their portfolios.

Why Choose Us?
First and foremost is that we solve real estate problems and we conduct our business the right way for the right reasons. We will always be sincere & honest in order to give quality service by creating and delivering valuable solutions. We will listen to the needs of our customers and do whatever we can to create a winning situation for everyone involved in the transaction.

What Sets Us Apart From the Competition?
We have far-reaching experience not only in the sales of real estate but also in the investment facet of the business as well. We have structured transactions through the utilization of some sophisticated techniques in order to see that not only is the property sold but that it is beneficial to all involved.

MARKETING CAMPAIGN SPECIFICS

STRATEGY

Goals of the Campaign
We would like to increase your visibility, attract new customers, and employ the advanced technology that we have within our grasp.

Campaign Focus: Specific Products or General Promotion?Our primary focus is to effectively market your property not only on the MLS but worldwide via the internet thus expanding our customer database. After execution of these techniques and the lead generation tools that we utilize to build our databases we then initiate extensive e-mail promotions. This course of action will generate results.

Measurements of SuccessOur success is measured in that of our leaders. The GoBelly Group of Connect Realty is headed by Jason Gobeli. Jason Gobeli, a married father of 3, is an author, real estate investor and agent, an ordained minister, a consultant, teacher, entrepreneur, business owner and a highly respected nationally recognized speaker. He has extensive experience in real estate, sales, marketing, management, training, motivation and starting a business from the ground up.

CONTACT INFORMATION

GoBelly Group of Connect Realty
Attn: Jason Gobeli
PO Box 585
Kingsburg, CA 93631  

Phone: 877 SOLVE THIS
              877-765-8384

Email: gobeli@connectrealty.com

Web: http://www.gobelly.com/

         www.connectrealty.com/gobelly

MESSAGE

GoBelly Group of Connect Realty Message:

Cutting edge technology meets a good old fashion positive mental attitude.

Most Exciting Tool for Real Estate Agents and Brokers Since For Sale Sign

Jason Gobeli, CEO of GoBelly Inc. has united with Connect Realty to form The GoBelly Group of Connect Realty.

Connect Realty is considered the logical evolution in real estate. Think about it: buyers, sellers, and agents and their needs, motivations, and especially demands upon their time have all changed, but the real estate industry's been pretty much the same for half a century. Connect Realty was built by listening, really. We listened to buyers. We listened to sellers. Mostly, though, we listened to agents across the country about what could and should be improved to make it easier for families to buy and sell homes. Investors from some of the fastest growing businesses in the United States have invested $200 million to construct Connect Realty. Connect Realty is the fastest growing Brokerage in the world. We are currently doing business in nationally and will be a worldwide real estate company.

Jason Gobeli of Gobelly Inc. is, a married father of 3, is an author, real estate investor and agent, an ordained minister, a consultant, teacher, entrepreneur, business owner and a highly respected nationally recognized speaker. He has extensive experience in real estate, sales, marketing, management, training, motivation and started GoBelly Inc. from the ground up. GoBelly Inc. has tons of experience in creative real estate transaction nationally. Using Jason's  wealth of knowledge' the corporation has both purchase and sales transactions with no money down, cash back at closing, as well as the purchase and sales of notes. They have done transactions through, trust, leases options, foreclosure deals and assignments. Flips, fixers and short sales are also areas of experience. Jason is currently writing his book ‘The Thing of Value" which should break print early summer. Jason Gobeli has a passion for changing lives and teaching others how to acquire real wealth. Jason is the leader of the GoBelly Group of Connect Realty. You can contact Jason Gobeli directly at gobeli@gobelly.com or go directly to his website http://www.gobelly.com/connect. As you can see the combination of GoBelly Inc. and Connect Realty is explosive.

The GoBelly Group of Connect Realty is currently seeking Real Estate Brokers, Associate Brokers, Top Producing Agents and even those new to the real estate business if they are highly motivated. The GoBelly Group of Connect Realty is now performing confidential interviews.

Connect Realty is the fastest growing Brokerage in the world. We are currently doing business in nationally and will be a worldwide real estate company.

We offer:

No office or franchise fees
No Commission Roll-backs

Top commission 80%+5%+5%+5%+2%

New Agents receive an immediate 70/30 commission split on their first 5 transactions, after that 80/20 + you will be provided all the training and support from an experienced real estate professional to Mentor you on the path to 69success. Did we mention you can also build residual income just by helping Connect to Connect with other professionals like yourself? That's where the additional 17% comes into play. This income is based on sales not profit. This is a huge difference.

Innovation and new ideas will transform real estate for Buyers, Sellers and especially Real Estate Professionals. Real Estate will be at the top of 80+ search engines. Homes will state of the art marketing. Podcasting. Google. Yahoo. Trulia. Zillow. Cyberhomes. Craigslist. iTunes. Youtube. Permission Marketing. Second Life. Facebook. etc. Agents receive state of the art support with online training, a virtual office, Virtual tacking, video e-mail and much more.

Connect Agents have 24/7 access to an ever-growing library of:

• Transaction Management Tools
• MLS Tools
• Brochure Templates
• Ad Templates
• Blog Templates
• Drip Email Campaigns
• Contact Management Systems
• Targeted Mailing Campaigns
• Signs
• Business Cards
• Whatever You Need or Dream Up

Qualifications: Must be licensed somewhere within the US or be licensed within 30 days from joining Connect Realty.

That's right we are back by some of the top players in the internet/computer business. Connecting buyers and sellers today means the floodgates have opened to new technologies made elementary by our staff of self-admitted geeks who research then apply new modalities for our agents. They have one directive: Make It Simple.

For more dertails please visit our website and check out the power point presentation: http://www.connectrealty.com/gobelly

 Jason Gobeli GoBelly Group of Connect Realty 877-765-8384

Most Exciting Tool for Real Estate Agents and Brokers Since For Sale Sign

Jason Gobeli, CEO of GoBelly Inc. has united with Connect Realty to form The GoBelly Group of Connect Realty.

Connect Realty is considered the logical evolution in real estate. Think about it: buyers, sellers, and agents and their needs, motivations, and especially demands upon their time have all changed, but the real estate industry's been pretty much the same for half a century. Connect Realty was built by listening, really. We listened to buyers. We listened to sellers. Mostly, though, we listened to agents across the country about what could and should be improved to make it easier for families to buy and sell homes. Investors from some of the fastest growing businesses in the United States have invested $200 million to construct Connect Realty. Connect Realty is the fastest growing Brokerage in the world. We are currently doing business in nationally and will be a worldwide real estate company.

Jason Gobeli of Gobelly Inc. is, a married father of 3, is an author, real estate investor and agent, an ordained minister, a consultant, teacher, entrepreneur, business owner and a highly respected nationally recognized speaker. He has extensive experience in real estate, sales, marketing, management, training, motivation and started GoBelly Inc. from the ground up. GoBelly Inc. has tons of experience in creative real estate transaction nationally. Using Jason's  wealth of knowledge' the corporation has both purchase and sales transactions with no money down, cash back at closing, as well as the purchase and sales of notes. They have done transactions through, trust, leases options, foreclosure deals and assignments. Flips, fixers and short sales are also areas of experience. Jason is currently writing his book ‘The Thing of Value" which should break print early summer. Jason Gobeli has a passion for changing lives and teaching others how to acquire real wealth. Jason is the leader of the GoBelly Group of Connect Realty. You can contact Jason Gobeli directly at gobeli@gobelly.com or go directly to his website http://www.gobelly.com/connect. As you can see the combination of GoBelly Inc. and Connect Realty is explosive.

The GoBelly Group of Connect Realty is currently seeking Real Estate Brokers, Associate Brokers, Top Producing Agents and even those new to the real estate business if they are highly motivated. The GoBelly Group of Connect Realty is now performing confidential interviews.

Connect Realty is the fastest growing Brokerage in the world. We are currently doing business in nationally and will be a worldwide real estate company.

We offer:

No office or franchise fees
No Commission Roll-backs

Top commission 80%+5%+5%+5%+2%

New Agents receive an immediate 70/30 commission split on their first 5 transactions, after that 80/20 + you will be provided all the training and support from an experienced real estate professional to Mentor you on the path to 69success. Did we mention you can also build residual income just by helping Connect to Connect with other professionals like yourself? That's where the additional 17% comes into play. This income is based on sales not profit. This is a huge difference.

Innovation and new ideas will transform real estate for Buyers, Sellers and especially Real Estate Professionals. Real Estate will be at the top of 80+ search engines. Homes will state of the art marketing. Podcasting. Google. Yahoo. Trulia. Zillow. Cyberhomes. Craigslist. iTunes. Youtube. Permission Marketing. Second Life. Facebook. etc. Agents receive state of the art support with online training, a virtual office, Virtual tacking, video e-mail and much more.

Connect Agents have 24/7 access to an ever-growing library of:

• Transaction Management Tools
• MLS Tools
• Brochure Templates
• Ad Templates
• Blog Templates
• Drip Email Campaigns
• Contact Management Systems
• Targeted Mailing Campaigns
• Signs
• Business Cards
• Whatever You Need or Dream Up

Qualifications: Must be licensed somewhere within the US or be licensed within 30 days from joining Connect Realty.

That's right we are back by some of the top players in the internet/computer business. Connecting buyers and sellers today means the floodgates have opened to new technologies made elementary by our staff of self-admitted geeks who research then apply new modalities for our agents. They have one directive: Make It Simple.

For more dertails please visit our website and check out the power point presentation: http://www.connectrealty.com/gobelly

 Jason Gobeli GoBelly Group of Connect Realty 877-765-8384

Most Exciting Tool for Real Estate Agents and Brokers Since For Sale Sign

Jason Gobeli, CEO of GoBelly Inc. has united with Connect Realty to form The GoBelly Group of Connect Realty.

Connect Realty is considered the logical evolution in real estate. Think about it: buyers, sellers, and agents and their needs, motivations, and especially demands upon their time have all changed, but the real estate industry's been pretty much the same for half a century. Connect Realty was built by listening, really. We listened to buyers. We listened to sellers. Mostly, though, we listened to agents across the country about what could and should be improved to make it easier for families to buy and sell homes. Investors from some of the fastest growing businesses in the United States have invested $200 million to construct Connect Realty. Connect Realty is the fastest growing Brokerage in the world. We are currently doing business in nationally and will be a worldwide real estate company.

Jason Gobeli of Gobelly Inc. is, a married father of 3, is an author, real estate investor and agent, an ordained minister, a consultant, teacher, entrepreneur, business owner and a highly respected nationally recognized speaker. He has extensive experience in real estate, sales, marketing, management, training, motivation and started GoBelly Inc. from the ground up. GoBelly Inc. has tons of experience in creative real estate transaction nationally. Using Jason's  wealth of knowledge' the corporation has both purchase and sales transactions with no money down, cash back at closing, as well as the purchase and sales of notes. They have done transactions through, trust, leases options, foreclosure deals and assignments. Flips, fixers and short sales are also areas of experience. Jason is currently writing his book ‘The Thing of Value" which should break print early summer. Jason Gobeli has a passion for changing lives and teaching others how to acquire real wealth. Jason is the leader of the GoBelly Group of Connect Realty. You can contact Jason Gobeli directly at gobeli@gobelly.com or go directly to his website http://www.gobelly.com/connect. As you can see the combination of GoBelly Inc. and Connect Realty is explosive.

The GoBelly Group of Connect Realty is currently seeking Real Estate Brokers, Associate Brokers, Top Producing Agents and even those new to the real estate business if they are highly motivated. The GoBelly Group of Connect Realty is now performing confidential interviews.

Connect Realty is the fastest growing Brokerage in the world. We are currently doing business in nationally and will be a worldwide real estate company.

We offer:

No office or franchise fees
No Commission Roll-backs

Top commission 80%+5%+5%+5%+2%

New Agents receive an immediate 70/30 commission split on their first 5 transactions, after that 80/20 + you will be provided all the training and support from an experienced real estate professional to Mentor you on the path to 69success. Did we mention you can also build residual income just by helping Connect to Connect with other professionals like yourself? That's where the additional 17% comes into play. This income is based on sales not profit. This is a huge difference.

Innovation and new ideas will transform real estate for Buyers, Sellers and especially Real Estate Professionals. Real Estate will be at the top of 80+ search engines. Homes will state of the art marketing. Podcasting. Google. Yahoo. Trulia. Zillow. Cyberhomes. Craigslist. iTunes. Youtube. Permission Marketing. Second Life. Facebook. etc. Agents receive state of the art support with online training, a virtual office, Virtual tacking, video e-mail and much more.

Connect Agents have 24/7 access to an ever-growing library of:

• Transaction Management Tools
• MLS Tools
• Brochure Templates
• Ad Templates
• Blog Templates
• Drip Email Campaigns
• Contact Management Systems
• Targeted Mailing Campaigns
• Signs
• Business Cards
• Whatever You Need or Dream Up

Qualifications: Must be licensed somewhere within the US or be licensed within 30 days from joining Connect Realty.

That's right we are back by some of the top players in the internet/computer business. Connecting buyers and sellers today means the floodgates have opened to new technologies made elementary by our staff of self-admitted geeks who research then apply new modalities for our agents. They have one directive: Make It Simple.

For more dertails please visit our website and check out the power point presentation: http://www.connectrealty.com/gobelly

 Jason Gobeli GoBelly Group of Connect Realty 877-765-8384